The Personal Finance Podcast

The 80/20 Millionaire: The Few Habits That Create Most Millionaires

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In this episode of The Personal Finance Podcast, Andrew shatters the biggest lie about millionaires—that they're born rich or got lucky—by revealing that 80% built their wealth from scratch, with teachers, engineers, and regular folks who never earned six figures proving you don't need a trust fund to win with money. He exposes how real millionaires actually live: driving Hondas instead of BMWs, using coupons, and putting 17% of their income into boring index funds while everyone else chases get-rich-quick schemes that keep them broke. This episode cuts through all the financial noise to show you the four simple habits that create 80% of millionaire results, proving that building wealth isn't about being smart or lucky—it's about doing a few basic things consistently while everyone else gets distracted by shiny objects.


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Get The 80/20 Millionaire Guide Here.


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       Links Mentioned in This Episode:

      • A Masterclass on Investing in Individual Stocks with Brian Feroldi


        • Connect With Andrew on Social Media:

        • Instagram
        • TikTok
        • Twitter
        • Master Money Website
        • Master Money Youtube Channel


          •  Free Guides:

          • The Stairway to Wealth: The Order of Operations for your Money
          • How to Negotiate Your Salary
          • The 75 Day Money Challenge
          • Get out Of Debt Fast
          • Take the Money Personality Quiz

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            The Personal Finance PodcastBy Andrew Giancola
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