The Armchair Guide to Property Investing

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. T

his month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves.

In today's RBA update, here are the main things we're diving into:

• Checking out how China's economic slowdown might mess with Aussie interest rates.
• Giving a shout-out to our outgoing RBA Governor, with a little tribute.
• Taking a deep dive into property updates, focusing on Supply Absorption.
• And don't blink, because we've got some jaw-dropping data that might raise an eyebrow or two.

 Stay tuned to keep your finger on the pulse of the latest market buzz and snag some priceless insights for smarter financial moves during this lively season.


And here are all the time stamps! 

00:00 – Today’s summary on RBA September 2023 Cash Rate!

World Economic Update Segment:

0:56 - United States Update
1:08 - United States: Annual Inflation Data
 3:35 - United States: Interest Rates
 5:04 - United States: Labour Market Data Story
 7:55 - United States: Business Data
 9:15 - United States: Overall Economic Summary
 10:57 - China: Overall Economic Summary
 11:31 - China: Inflation
 15:39 - China: Business Data
 17:17 – China – Australia Economic Relationship
 20:30 - Europe: Inflation Data
 22:30 - Europe: Employment Story
 23:06 - Europe: Consumer Confidence
 24:25 - Europe: Business Confidence

Australian Economy Segment

26:14 - The Cash Rate Announcement!
28:40 – Special tribute to the outgoing RBA Governor, Dr Phillip Lowe
33:04 - Inflation Story
38:30 - Labor Force Data
40:17 - Consumer Sentiment
41:32 – Australian Retail/Consumer Spending
43:29 – Business Confidence Data
 
 

Property Market Update

47:07 - The Australian Property Story & Housing Finance
 49:12 - Property Price Movements
 53:35 - Ben’s Warning to All Investors – Location Selection
55:30 – The troubling data!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about.

Property Investors actually have a Superpower…. and that Superpower is LEVERAGE. 

But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of investing are what make property such a safe and sustainable vehicle for wealth creation.

If you have no idea what we mean by “leverage” or “compounding”, that’s totally okay… ‘cos we’re about to fill you in on exactly what these terms mean and how they amplify your ability to create a passive income for life.

Plus, we’ll be walking you through WHO exactly property investors should have on their team as well as other investment choices you can consider instead of/as well as property!

Sound good?

Listen to now to learn how to master leverage and compound growth WITHOUT risking it all!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

• How does lasting wealth creation occur?
• Why can’t you “save your way” to a passive income?
• What is Leverage and how can you use it to make your money work MUCH harder for you?
• What is The Compound Effect and why does this totally change the game if you’re investing over the long term?
• What are the four ways we generate money?
• How can you accelerate your wealth safely AND sustainably?
• Why shouldn’t you trust the Australian Pension to look after you in retirement? 
• What types of investments are available to you?
• Why is property such a great investment vehicle, particularly if you want a “hands off” approach to a passive income?
• What professionals do property investors need on their team?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.) 

Episodes from The Property Couch to

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Want to know what areas are booming with new listings?   

Or when the market tide will turn?    

Or even, how real estate agents accurately research and predict market trends?  

Well folks, returning to The Couch for the FIFTH time (Yep. We seriously can’t get enough of this awesome guest!!): CoreLogic’s Research Director, Tim Lawless! 

He is one of Australia’s leading property market analysts and commentators who also heads a team of analysts in Australia and New Zealand. Together with his team, he provides reports on property market conditions and the interplay between economic and demographic forces. 

In this episode, we’ll be unpacking it all, from the economic and market conditions we’re seeing today to the surprising Winter data that was recorded and – of course - what this means for Buyers and Sellers alike as Spring approaches.

A seriously insightful episode for investors heading into the spring buying season. Get prepared and give it a listen now! 😊


FREE STUFF MENTIONED

• Research like a real estate agent! Check out CoreLogic now (Formerly RP Data).  
• Discover the newest housing market trends this spring in CoreLogic’s August Property Pulse Report.  
• Want more data-rich insights from Tim Lawless?  Listen to his previous episodes here.   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

“Cheat?” By this we mean… How to “Fast Track” The Property Game by getting the PROVEN method from the get-go. 

In all honesty… if you’re looking to “rig” the system or are chasing a “Get Rich Quick” scheme you’re likely not going to succeed in property investing… especially over the long term. 

That said, there IS a simple 5-Step framework to follow that will make your property investing experience a whole lot easier and much more fruitful… which, of course, we’re unpacking in today’s episode! Plus, we’re diving deep into our famous Money SMARTS system – it’s a no B.S. money management system that will keep you ahead of the game by trapping more surplus cash in only 10 minutes a month (yes, really!... this system is currently transforming more than 15,000 everyday folks’ bank account as we speak!). 

On top of that, we’re also walking you through the Industry Players – that is, the major players in the property industry who provide advice. Warning: Not all of these individuals can be trusted, so it’s vital you know what professionals to use and which “Property Spruikers” to avoid at ALL costs! 

Listen now to get our proven 5-Step Framework, our simple money management system designed to trap more surplus cash AND meet all the industry players!    

Here’s a bit of what we cover in today’s episode… 

• The Five Steps to Property Investing – The “Yellow Brick Road” to Financial Peace 
• Money SMARTS: The Simple Money Management System That Traps More Surplus in Less Than 10 Minutes A Month 
• Free vs Free: Who Should Property Investors Take Their Advice From? 
• Who is really on the side of the property buyer? 
• What is a Buyers Agent and do you need one? 
• How to spot a property spruiker 
• Where should ALL of your income go? 
• Why is an Offset Account so powerful? 
• When should you use a credit card? 

Free Resources 

• Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)  
• The Property Couch Podcast – The Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks... We’re going to be honest with you.

This episode took us 4 years (and countless emails) to land, and that’s because today’s super special guest is none other than the famous... 

CHRIS VOSS, former FBI hostage negotiator and author of the book Never Split the Difference!  

He has had a jaw-dropping, movie-worthy career working for the Federal Bureau of Investigation (FBI) that spans 24 years. Across this time, he has worked in roles such as the Lead International Kidnapping Negotiator and Hostage Negotiation Representative for the National Security Council’s Hostage Working Group (Yep. We’re also jealous of those titles 😉) 

But of course, that’s not all! In 2019, he went on to create and narrate The Art of Negotiation Masterclass and is currently the CEO of the Black Swan Group. He also works as adjunct Professor at Harvard Law School, Georgetown University's McDonough School of Business, and as a lecturer at the Marshall School of Business at University of Southern California. 

Basically, Chris has had a lifetime of experience in resolving crises and high-stake negotiations and today, we get to sit down with him and discover how to use his knowledge to win the property game.  

From the #3 tactics Chris uses to gain the upper hand in negotiations to the 3 extremely different and crucial Yes commitments, we’re digging into Chris’s fascinating brain to understand exactly what Tactical Empathy is and why you should NEVER split the difference.  

It’s an episode that’s been 4 years in the making a

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

The process of building wealth is like operating a bulldozer… 

What do we mean by that? 

Well, a bulldozer comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. Likewise, when it comes to building your property portfolio, there are “Four Foundational Levers” that you’ll need to adjust to achieve your own specific and unique end goal. …And the faster you can adjust each of these levers, the quicker you’ll get to your goal. 

To put this into perspective… Let’s say you’re building a house. First, you’d start with the number of rooms you need (the floor plan), then its size (the measurements), then the engineering (how it’s going to be built), and, finally, what it’s going to be built from (building materials). Without these things you can’t build the house as you planned to build it, right? Not to mention, if you changed just one of these things you automatically affect the other three. 

And, yes, the same applies when you’re building wealth. You need ALL four levers and if you adjust one you impact ALL the rest…. 

So. What are the Four Levers when it comes to building wealth? And why are these so important for a property investor?! 

Listen now to find out. 

Don’t forget, you can get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/ 

Here’s a bit of what we cover in today’s episode… 

• The Four Foundational Levers To Financial Peace and How They Work Together 
• How To Use The Four Foundational Levers To Align Your Passive Income Target With Your Current Circumstance 
• How can you PLAN your property portfolio? 
• Why won’t a “Cookie-Cutter” approach cut it? 
• How do you work out how much money you’ll need to retire? 
• When should you start earning that passive income? 
• What’s the difference between discretionary and essential spending? 
• How much do kids cost?! 

Episodes from The Property Couch to Further Support You… 

• Episode 072 | Dumb things people do with their Money! 
• Episode 295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income – Q&A 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Want to know the hottest upcoming markets as we round off 2023?  

Or why the housing market is actually just like...a Waterwheel?!?  

Yep. It’s that time of year again folks! We’re sitting down to unpack everything we've seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook!

From where the cash rate landed (Were our predictions right??) to our forecasts for property prices and the biggest reasons why you shouldn’t be focusing on the super macro story, this episode is packed with TONS of topical insights and expert data. 

Plus, we’re covering gold like the biggest enemies of future market growth, the markets that are set to BOOM or BUST and the important upcoming market test that you’ll definitely want to get in before... 

Tune in now to find out what it is and get a super accurate and timely crystal ball reading of the future! 😉 


FREE STUFF MENTIONED...

• Have your say! Complete our 9th Annual PIPA Survey which gives property investors a voice and advocates supportive policy making across Australia.  
• Read the articles from Ben’s “What’s Making Property News”:  
  • Federal Govt. Inquiry - The worsening rental crisis in Australia 
  • Victorian Govt. Inquiry - Rental and Affordable Housing Crisis  
  • NSW Govt. Inquiry - Improving NSW Rental Laws 
  • Queensland Rental Increase Frequency Changes  
• See the Graph: Vacancy Rates Collapsed after Tenancy Reforms introduced in Victoria 
• Check out Ben’s Twitter for timely news and commentary. See it here.  

 LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple:

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Are you curious about the ONE single factor that distinguishes a thriving property investor from one facing financial challenges?

Knowledge!

Well, to take that one step further… it is actually the RIGHT knowledge!

Imagine the possibilities if you were already equipped with the knowledge to triumph in The Game of Property Investing.

In this episode, the beginning of an exciting ten-part mini-series extracted from our acclaimed bestseller, 'The Armchair Guide to Property Investing: How to Retire on $2,000 a Week,' we unveil the pivotal Cardinal Rule essential for any aspiring property investor. 

This rule is the foundation for constructing a multimillion-dollar property portfolio that generates a lifetime of passive income

CONTINUE READING

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang!  

This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits...

Tune in now to hear how this moulded the person she’s become, from growing up in a low socioeconomic area to buying her first investment property...just before travelling the globe?!?  

Yep. Jodi’s story is one that will have you guessing her next move until the very end!!

From her biggest regret (HINT: it has to with duplexes) to buying that property for $69,000 to the lifesaving decision she made in her 20’s to get a certain line of defence...

We're unpacking a tale that truly highlights the power of getting your ducks in order, the glory of defence strategies and how determination wins the day over and over again.

A MASSIVE thank you to Jodi and all our amazing Winter Series Guests who’ve stepped up and shared your amazing stories with our community. 

Tune in now to finish our superb 2023 series with one insanely awesome and humble lady. 

You can also watch it here..

P.S. Sad about this series ending? Don’t worry, we’ve got a super exciting guest coming on in just 2 weeks – and trust us, Bryce has been trying for YEARS to get them on.... 
We can’t wait to reveal who it is 😉 Stay tuned!   

FREE STUFF MENTIONED:

• Ben needs your help! Fill out PIPA’s 9th Annual Sentiment Survey which helps to assess market attitudes and advocate against upcoming, damaging policies for property investors. Fill it out here now.  
• Check out our previous Winter and Summer Series episodes here.  

 LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What would you do if a life-altering event inspired you to shift gears, prompting you to build a multi-million-dollar property portfolio?

Enter Tom Dekker, a TPC listener with one amazing story to share!

Tune in as we dive into his inspirational tale, kicking off with his conservative upbringing leading to his experiences within the property industry from engaging Buyers Agents to becoming a landlord - especially amidst interest rate spikes and rent increases.

And of course, we’re covering ALL the steps in their rapid accumulation stage that led them to 7 properties AND a portfolio of $5.54M (Seriously folks, tune in to find out exactly HOW they did it!!) 😉 

Plus, we’re answering the evergreen question that ALL investors have faced...

“When is enough, enough?!”  

An enduring episode packed with so many practical bits of investing wisdom. Give it a listen now!

FREE STUFF MENTIONED:

• Listen to our earlier Winter Series Guests by clicking here!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube