The Armchair Guide to Property Investing

With a fresh start this week for The Property Couch after our much-anticipated 100th episode last week, the energy definitely hasn’t dwindled as Episode 101 has Bryce and Ben discussing the six critical foundations to building your wealth plan. From the comfort of Ben’s home instead of the studio this week, (as not even an operation can delay an episode of TPC), the guys discuss foundations such as strategy, getting a mentor and building your tribe to name a few. Similar to a skyscraper or a mega-size bridge, the foundations on which you build your property portfolio or even, your financial wealth plan is crucial. However, it’s not an exciting process and can be mundane for some but do not underestimate how much difference it can make to the long-term performance of your wealth plan. Time is a commodity that you can’t afford to lose and if you find out later in life that your wealth plan isn’t going to work, it can potentially be too late.

Of course, the jokes and banter still continue in this podcast, and with that in mind, we hope you enjoy this next instalment and the next step that The Property Couch is taking. To another 100 episodes!

P.S. If anything, don’t miss this latest episode for the brand-new sign-off at the end!

Free Resources mentioned in this episode:

• Is your portfolio built on sand or stone? : Watch Here
• Free tickets to the Melbourne Property Buyer Expo 2017 (Discount code: TPC2017): Click here to get the tickets

And as always, if you like this episode (Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built On), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/


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FREE MASTERCLASS:
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- Make Money Simple Again

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Happy Australia Day and thank you to all of you who had supported us for the past 99 episodes! It has been an incredible journey, and we are very grateful and amazed at how far we’ve come. This is just the beginning, and we promise you that for the next 100 episodes, we are definitely going bigger and better! With new segments, more case studies, guest interviews and innovative data research platforms (spoiler alerts!), all we can say for now is, sit tight and buckle up for the ride.

So to celebrate our 100th episode, we are ‘unpacking’ some of the tips and frameworks that we’ve chatted about previously.  Below are the links to the highlighted episodes:

• Ep 86 (Does All Property Double In Value?): No man with experience is ever at the mercy of a man with a theory.
• Ep 18 (What is a Buyers Agent and Do You Need One?): Your investment property is a Bricks and Mortar Bank Account
• Ep 5 (Four Pillars of Mastery – Asset Selection): 80% Location, 20% Property
• Ep 24 (Seven Habits of Highly Effective Property Investors): You won’t achieve Financial Freedom unless you take a step forward to make it happen.
• Ep 99 (Q&A – Tips For Investing Late In Life, Selling Your Home, Fixing A Downward Portfolio Spiral and more): Happiness comes from Big Rocks in the Jar.
• Ep 62 (Does the Great Australian Dream still exist?): You can outsource the implementation but don’t outsource the understanding.

Once again, thank you, and we look forward to the next 100!

PS: If you are planning to come to the Melbourne Property Buyer Expo 2017, make sure to use our discount code (TPC2017) for a free pass! Click here to get the tickets.

And as always, if you like this episode (The Property Couch UNPACKED!), don’t forget to rate us on our iTunes channel (

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FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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As Bryce puts it today, we’ve made it to “99, not out!” and with just 1 episode to go before the big 1-0-0, we’re back to provide you with another Q&A Session. In today’s episode, Bryce and Ben give advice on whether to sell your home, tips for investing later on in life, what to do when your property portfolio is falling into a downward spiral, and more.

Today’s questions are from the following listeners:

• Fernando on whether or not to sell his home:
• Monique on whether or not to sell her home: 
• James on interest-only loans:
• Ronnie on investing late in life:
• Lyell on the next steps to take in fixing his property portfolio:

If you like this Q&A episode (Tips For Investing Late In Life, Selling Your Home, Fixing A Downward Portfolio Spiral and more), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.


LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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It’s the second week into the new year, and we’ve got yet another exciting and information-packed episode for you today. Joining Bryce and Ben on another online interview podcast is Property Journalist and Review Editor of Domain, Jennifer Duke (@JennieDuke). Today the duo and their special guest who “lives and breathes property” discuss Jen’s professional background and how she got into property journalism, the breadth of topics there are to discuss around property, as well as how being a property journalist shows you a more personal aspect of property investing. Further to this, they also discuss the following areas:

• What motivated her to join journalism and specialise in finance and property?
• How does she decipher all the media headlines and form an opinion on the property market?
• The controversy she faces in her career as a reporter.
• What is it like to write for Domain?
• Her most interesting and shocking story that she has reported on.
• How important it is to find credible and trustworthy sources for her articles when reporting to her readers?
• What are the best and most ostentatious properties she has ever seen?
• The future of the newspaper in an ever-growing digital world.

ps: Don’t forget to tag your friends for our  Episode 100 Giveaways! Only 2 more weeks to go!

If you like this podcast: “Unpacking Property Media Headlines – Chat with Jennifer Duke, Property Journalist and Review Editor of Domain”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.


LISTEN TO THE FIRST 20 EPISODES HERE >>

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LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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First things first, Happy New Year everyone! And what an exciting new year we have for you all here on The Property Couch. We’ll let Bryce and Ben fill you in on what’s to come, but for now, we thought we’d kick the new year off with a fresh Q&A session. 

In today’s episode, Bryce and Ben answer the following 7 questions which are:

• Volks on Mechanics of Lenders Mortgage Insurance (LMI): 
• Jamie on Purchasing foreclosed property direct from banks: 
• Bohdi on whether to buy comfortably within budget or stretch to the end of your limit: 
• Mike on offset accounts: 
• Tim on what to ask a Property Advisor: 
• Mitch on Strategy and Building out a Portfolio: 
• Amber on realistic estimates of holding costs for Investment Properties: 

If you like this Q&A episode (Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and more), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Joining us on our first online recording today is Prue Muirhead! Prue is the co-founder of Muirhead Property Management, the 2010 Property Investor of the Year, teaches property investment and property management at TAFE Adelaide and is an active investor with 18 positively geared properties under her belt. So in today’s episode, Bryce and Ben will be chatting with her about how she builds her positively geared property portfolio and:

• Her journey as a sophisticated property investor, the hurdles she faced along the way and how she overcame that
• Understanding different risk profiles and property investing risks when building a portfolio
• The lending challenges faced by a self-employed and how she used the equity in her current home to build up her portfolio
• What’s her investment strategy and her definition of manufactured property growth
• The importance of continuous learning, research and taking initiative to an active investor
• Self-management versus using a property manager
• Potential for upgrades and renovations from a property manager perspective
• The mindset and preparations required for property developments
• Mistakes made along the way and her top tips for other property investors

If you like this podcast: “Building a Positively Geared Property Portfolio – Chat with Prue Muirhead, Property Investor of The Year (2010)”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.


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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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SURPRISE! On this Boxing Day, we are having a joint podcast with Phil Tarrant from Smart Property Investment Show! Phil joined us back in Episode 52 talking about his journey as a property investor but in this Bonusisode (Bonus Episode), the focus will be on investing in property in 2017! Ben and Phil will be chatting about:

• The Health of the Australian Property Market in 2017
• Understanding the different market cycles and how economic activities and infrastructure development may change the market’s trajection
• How to filter out all the noise regarding property investing and look at hard facts when making an investment decision
• The prospects and returns from investing in apartments and city fringe location
• What are their thoughts on the lenders’ out-of-cycle rate rise
• What are the criteria lenders are looking for in an ideal borrower
• The importance of borderless investing and buying countercyclical when building out your portfolio

If you like this podcast: “Bonusisode – A Boxing Day Chat Between The Property Couch and Smart Property Investment Show”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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As Christmas is a time for giving, we thought today’s special Christmas episode should be none other than a Q&A session!  Topics covered today include debt-retirement and refinancing loans, how to go about upgrading your PPOR (Principle Place of Residence), whether it’s worth paying for a financial planner and more. (And click here for your free The Property Couch Christmas Pack!) 

Today’s questions are from the following listeners:

• Chris on debt-retirement and refinancing loans: 
• Bill on upgrading PPOR:
• Anonymous on investing in a Financial Planner: 
• Andrew when would be the best time to invest in property:
• Julia on Buying a home: 

If you like this Q&A episode (Investing in a Financial Planner, Upgrading your PPOR, Loan Strategy to Build your Portfolio and more ), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Keeping to our Summer Series tradition, Bryce and Ben are joined by yet another special guest in today’s episode; Nerida Conisbee – The Chief Economist of The REA Group: now the biggest digital real estate company in the world! With more than 20 years of property research experience throughout the Asia Pacific, Nerida also appears every Saturday on SkyNews Real Estate program, is an adviser on property market conditions to major Government bodies and has held senior positions within commercial agencies and major consulting firms.

Leveraging on her experience and knowledge in the property industry, the three of them will be chatting about:

• How are the two capital cities, Sydney and Melbourne performing in 2016, particularly in the apartment market and what’s the outlook for 2017?
• What’s the level of housing affordability for property buyers across Australia?
• Investing habits between Sydney and Melbourne, and how these compare to major cities around the world and the drivers that are slowing down property listing in those two cities.
• Potential changes to the lifestyle trends in Sydney where houses are less affordable for young home buyers and how this would affect Melbourne.
• Research data and methodology in commercial real estate as compared to residential real estate.
• Seeing the GDP drop and finding that balance between the property market being strong and weak; therefore, knowing when the best time to sell is.
• The 2017 outlook for Perth, Brisbane, Hobart, Adelaide, Darwin and Canberra and which market to invest in for 2017.

We hope you enjoyed this podcast and look forward to hearing your thoughts on the topics brought up! And here’s the site that Nerida mentioned in today’s podcast:

• Investment data for investors – Find out more
• Demand Index – Download here

If you like this podcast: “Which Market to Invest in for 2017? – Chat with Nerida Conisbee”, don’t forget to rate us on our iTunes channel (

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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In today’s podcast, a much-anticipated topic features. But first, Bryce and Ben discuss the recently released GDP numbers for the September quarter. With a fall of 0.5%, what does this mean to us Australians? How will business confidence and the Australian Property Market be affected? And more importantly, is this a really bad thing?

After discussions on the GDP as well as further mentions of our 100th episode (that’s coming up very soon!), today’s main topic – as stated in the title, is: “How to Negotiate to Win”. Not all of us are used to or are comfortable in negotiating as it can be quite confrontational. But Bryce and Ben do it on a daily basis so today, they’ve decided to dish out some of their most useful pointers and success stories to help you on your next purchase! Not only do they let us in on some of the most helpful tips, they also tell us what to look out for and common mistakes not to make. With one of Australia’s leading Buyers Agents opening up about the secrets of negotiating, this is definitely an episode to tune into.

A couple of tips to listen out for include:

• Understanding the Vendor’s motivation
• Why you should treat the selling agent fairly 

If you like this podcast: “How to Negotiate to Win”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SEL

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Youtube