The Armchair Guide to Property Investing

While we’ve been sharing tons of wisdom with you over the past few weeks…

Today we’re putting knowledge into practice with the podcast’s first case study from Aaron, a valued listener of The Property Couch!

Aaron asks:  “Why do some apartments that seem to tick all the boxes just don’t appreciate in price over time?

This block at Brunswick is close to public transport, schools, cafes and lifestyle but based on the comparable sales, the apartments have only achieved very little, if any, price gain since 2010.

Your podcast has been saying “Location First, Property Next”, but I’m confused with this property.

Why is this place so cheap? If it’s because of the property itself, does it mean the location is not always the biggest factor?

And finally, should investors seriously consider properties like this or stay clear?”

We’re unpacking each question and running through the 3 crucial filters you need to be applying to every property.

This includes explaining how this property might appear to tick all the boxes, but why it’s actually scoring none!  If you are interested in investing in apartments, check out Episode 7 as well where we talked about investing in One Bedroom and Studio Apartments.

We’ll also be sharing who the #1 person you must impress as a property investor is, and what shining oversize means!

So strap in folks, we’re doing a deep dive into this multi-layered question!   

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• Top 10 Suburbs in Sydney in 2003 and what happened to them in 2007?
• Watch Ben’s ABC News 24 – Property Bubble in Sydney and Melbourne. Interview
• Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!
• Our parent company

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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There’s no denying that Sydney and Melbourne are in a boom right now…But what does that mean for the everyday investor?

Here’s the deal: We’re exploring WHAT you should be considering if you’re thinking of jumping into these heated markets…

WHY having the fundamentals of property selection is important during this time and discussing the Australian Prudential Regulation Authority’s (APRA) new changes to lending policies that seriously affect pre-approvals for investors!!

In fact, we’re answering if you should even be investing at all during a boom – After all, how do you know the market hasn’t already peaked?

We’ll also be sharing our strategy for dealing with booming markets! (Check out our episode on buying counter-cyclical as part of this!)

And remember folks…It’s not a bubble, it’s a balloon!

You heard it here first!! Now that we’ve verbally trademarked it (Yep, that’s 100% legitimate )…what do we mean?

Well, you’ll have to tune in to find out!

All we’re saying, for now, is that Sydney’s currently in a property balloon…Listen in now! 

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• Watch Ben’s Commentary on RBA’s release
• Should you be a Borderless Investor
• How To Spot A Property Spruiker?
• Renovation does not equal Riches
• Top 10 Suburbs in Sydney in 2003 and what happened to them in 2007?

LISTEN TO THE FIRST 20 EPISODES HERE >>

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LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Right off the bat folks, a big THANK YOU to our listeners for all the questions they’ve sent in!

We’re excited to be answering a BUNCH of great questions in our FIRST-EVER Q&A session!

We’ll be covering a lot of ground, from the crucial conversations you should be having before making ANY decisions to the type of research and data that’ll help you determine the best option for you.

We’re also sharing our thoughts on the Government’s policies on negative and positive gearing, and explaining why removing negative gearing is actually a terrible idea!

Once again thank you to all our question submitters, we’re glad that this podcast has inspired you and we had tons of fun recording this one!

Listen in now folks, plenty of gold to help you make the right decisions.

P.s. In the future we are hoping to answer ALL of your questions, so please keep sending them in!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Youtube

It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎

Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay!

From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back-of-napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is today!!

PLUS we’ll be looking at the fundamentals you should know about investing (Including how property can be BOTH a liquid and non-liquid asset, we know it’s a bit of a head-scratcher…

And applying those to Sydney and Melbourne markets today.

We’re sayin’ that this time – the rising time will NOT lift all ships!

In this podcast, Bryce and Ben also mentioned that based on CoreLogic’s “Pain and Gain” Report, properties held for shorter time periods are much more susceptible to lose. To read the full report, click the image to the right.

Listen in now!  

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• CoreLogic “Pain and Gain” report. For more information on CoreLogic visit RP Data CoreLogic.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

We’ve got four words when it comes to property spruikers folks: Run for the hills!

Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!!

Too often we’ve heard of “sharks in suits” who have no proper training…

Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream.

In fact – hearing about these people is why we started this podcast in the first place!

To help you avoid falling into the same situation, today’s episode will define who Property Spruikers are, what they do and why they even exist!

More importantly, though, we’re covering HOW you can avoid them!

We’ll be providing you with industry intel so you can also identify the main tactics they use (As you’ll hear with some spruiker “educators”…)

AND we’ll explain how property advisors will act when they really have your best interests at heart!

Did you know that Australia’s peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers’ agent if they’re a PIPA member?

Yep, that’s right folks!

There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today’s episode.  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• Watch Ben’s commentary on the recent rate cuts here.
• Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!
• Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs. You can learn more about our free and no-obligation initial consultation here.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple:

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

If you were to ask an investor if they wanted to save $149 per week on a property, we can guarantee you that no one would say no…

BUT that’s exactly what too many folks are doing when they don’t use tax depreciation, right? (Check out the case studies at the bottom if you don’t believe this number…)

Today we’re excited to be discussing this topic with the help of our good friend and first-ever guest to the show: Bradley Beer!

As the Managing Director of BMT Quality Surveyors, expert at tax depreciation, Brad explains exactly what tax depreciation is and how and when you can use it!

Buying a property for its depreciation, however, should NEVER be your main reason for investing!

Instead, we unpack the important depreciation factors you should be looking at…

And explain why 1985 and 1987 were very important years when it comes to tax depreciation.

We’ll also be explaining what quality surveyors do and hearing some true stories from Bryce and Ben!

So tune in now for the gold on tax depreciation! (Yes, we say tax depreciation way too much in the episode too )

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• Brad’s case studies that he has prepared for the podcast can be accessed here! The first is a $600,000 – $700,000 period home with a rental income of $22,880 per annum and the second is a $400,000 – $500,000 older villa with a rental income of $21,060 per annum.
• Interested in using BMT? Download the BMT Tax Depreciation Application Form here.

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping…

…many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in?

The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy).

In this case, it’s using a counter-cyclical strategy.

Today we’ll be exploring what this is, the benefits it can bring, and how becoming a borderless investor could be best for you!

But remember folks: Each state has its own cycle, and it’s not always easy to tell WHERE the market currently is!

To help you determine this, we’re sharing a fantastic resource called CoreLogic Monthly Housing & Economic Chart Pack. This pack allows you to see how each state’s property market has performed over the past 30 years! (Just click on the image to download the report now!).

The message today folks is it’s all about market timing and avoiding making rash decisions. To learn how to navigate both, listen in now! 

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties!

Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties?

Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties…

...And how to know if YOU’RE being spruiked into buying stock!

We’re also examining the science behind Investment Grade Properties, why depreciation shouldn’t be the end-all, and how becoming a borderless investor can benefit you!!

PLUS, guess what milestone we’ve just achieved…

A HUGE thank you to all our listeners and to those of you who have left us a review! We love hearing from you so please keep those reviews and questions coming via the iTunes store or our Facebook page!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

Folks, we’ve been sharing what we believe will make you successful investors, but today, we’re turning the microphone over to you. 

With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today!

We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them…

PLUS, we investigate density and spacing (More importantly, how it can create pesky glass ceilings for you)…Whether holiday homes are a better investment (Curveball, right?!)  

And how lifestyle factors and the fading Great Australia dream impact our response!

But before we let you jump into today’s episode, we’ve got a huge announcement!

We’re almost at 1,000 downloads!!

Thank you to all our listeners, we appreciate you tuning in each and every week!

And if you’re like Matt and have a question you’d like to ask, send us a voice message through our SpeakPipe (It’s the tab on the bottom right of this page!)

But back to today’s episode…

Tune in now folks, there’s some evergreen wisdom in there!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

Folks, it’s scary to watch investors pour bucketloads of time and money into budgeting and buying a property, to then not invest in any protection!

This is exactly why we’re homing in on the fourth and final part of our ABCD Property Investment Formula series: Defence!

Previously, we’ve spoken about Cash Flow Management, Borrowing Power and Asset Selection. If Asset Selection is the favourite of the Four Pillars, then Defence is definitely the least favourite. Most investors are always on the lookout for new investments or new ventures to go into, but the most important asset is actually the investor themselves.

That’s why we’re looking at…

HOW to minimise risk across Asset Selection, Borrowing Power and Cash Flow Management…

WHO you shouldn’t be taking advice from…. (Hint: Ben and Bryce have declared enemies of these types of advisors )

WHY you should be investing in certain policies and mortgage brokers…

And why mining towns aren’t the ideal investment – especially if it’s your first property!

So don’t end up like some of the people that Ben references in today’s podcast, or spend years investing to be blindsided by weak defence…

Tune in and get smart with our final pillar in the Property Investment Formula!  

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
-

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube