For a generation, Australian investors were advised to hold their investments until they retired. Then once they entered tax-free retirement, they could largely sidestep CGT tax. This central plank of financial advice is finished: Every retiree will now pay a minimum 30 per cent tax and nobody will escape.

Dr Adrian Raftery, author of '101 ways to save money on your tax - legally' joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The shock change to investor retirement benefits
• How the CGT new minimum rate is the sleeper issue for long-term investors
• Examining how tax planning must reflect the wider budget changes
• My shares have gone to zero - can I claim a tax loss?

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There is still a property sector where the outlook is improving, where yields are strong and anyone can negatively gear. Hey, you can even use borrowed funds in your Self-Managed Super Fund: It's time to take a second look at the commercial property sector.

James Gerrard of www.financialadviser.com.au joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The pros and cons of commercial property
• Why Budget tax changes have lit up the sector
• The best entry points for the everyday investor
• Cash flow risk - the outstanding danger for new commercial property investors 
  
  
  

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We are only beginning to digest the full impact of the Budget changes for residential property.In short, it will never be the same again. That doesn't mean you can't invest successfully, but it does mean you need to know the new rules.

Cameron Kusher of Kusher Consulting joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The hunt for yield in residential property
• Forget the interest-only loan
• How long-term negatively geared investors will thrive
• Taking a second look at commercial property 

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Behind all the market jargon and sophisticated language of wealth managers, there is one gold rule for investors: Don't put all your eggs in one basket. It's time to dig deep on diversification and portfolio allocation.

Will Hamilton of Hamilton Wealth Partners joins Associate Editor James Kirby in this episode.

In today's show, we cover:

• The essentials of portfolio allocation 
• Tactical portfolio shifts in 2026
• The trouble with bonds
• Why emerging markets are running hot 

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The burning question for all investors is whether the global market is running ahead of itself? 

Tim Toohey, head of macro strategy for Yarra Capital Management, joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The growing gap between GDP and market returns 
• Could inflation fall from here
• Emerging value on the ASX
• The bear case for bank stocks 
  
  

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How would you deal with a global sharemarket crash? Because it’s not a question of if, but when.

The AI boom, which underpinned the bumper super returns for many investors over the last financial year, has been extraordinary; But in mid-2026 even the most optimistic forecasters expect the markets to cool in the second half, while the doomsayers will suggest exuberant global markets are surely heading for a fall.

Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby, in this episode.

In today's show, we cover:

• Having an opportunity fund for the day the bubble bursts
• Harold Evensky's 'bucket strategy' for the investors who need cash flow
• Deleting your Dividend Reinvestment Programs for cash
• Put Options and 'Bear' ETFs

 

 

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The numbers don't lie: The ASX did 3 per cent over the 12 months to June, and the S&P 500 did 20 per cent. Unless - like a big super fund - you had half your portfolio invested offshore, the chances are you underperformed in FY2026.

Marc Jocum, investment strategist at GlobalX ETFs, joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• * Wall Street smashes the ASX...again
• Why Big Super funds probably beat your SMSF
• Which ETFs investors are buying for the year ahead
• What the hell happened at CSL?
  
  

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Sweeping changes to Capital Gains Tax, Negative Gearing and Self-Managed Super Funds are confronting investors. How will they affect you?

Stuart Wemyss from the ProSolution Private Clients group joins associate editor, James Kirby on this episode of the Money Puzzle podcast.

In today's special episode, we cover:

• How will the CGT changes work?
• Winners and losers in negative gearing 
• Getting around the SMSF borrowing ban 
• How a tiny government pension can offer a big tax break

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The government has made sure that superannuation investors did not entirely escape the investment tax overhaul: Is it still the relative winner as parliament prepares to sign off the Budget?

Adviser James Wrigley of First Financial joins associate editor James Kirby in the episode.

In today's show, we cover:

• What you need to know about super post-Budget
• A way you can still borrow and use your SMSF to buy property
• Investment bonds get another leg up from the government 
• New twist for new super tax 
  
  

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Already reeling from a lift in CGT tax and a ban on negative gearing for existing properties, the Government is set to give the property market one last punch with a looming ban on borrowing inside Self Managed Super Funds.

Beau Arfi of the Maple Property Group joins Associate Editor James Kirby in this episode.

In today's show, we cover:

• Not finished with you yet - investors prepare for SMSF property clampdown
• How the SMSF ban creates another privileged set of investors 
• Moving offshore - Why this property professional is switching attention to NZ
• Deducting your body corporate fees 

 

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