The Personal Finance Podcast

The Average Retirement Savings By AGE! (2025 Edition)

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In this episode of The Personal Finance Podcast, Andrew breaks down the average retirement savings by age in 2025 using Fidelity's data from millions of 401(k) accounts—revealing how much people actually have saved in their 20s, 30s, 40s, and 50s compared to what they should have, showing that most Americans are falling short of retirement readiness, walking through the unique financial challenges each decade faces from student loans and low income to lifestyle creep and peak expenses, plus giving you actionable strategies to overcome these obstacles so you can catch up or stay on track and build enough wealth to retire comfortably.


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      •  Links Mentioned in This Episode:

      • The 1-3-6 Method For Building & Managing Your Emergency Fund
      •  Wealth Builders Matrix
      • How to Find The Right CPA
      • Automate Your Money Checklist


        • Connect With Andrew on Social Media:

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        • Twitter
        • Master Money Website
        • Master Money Youtube Channel


          •  Free Guides:

          • The Stairway to Wealth: The Order of Operations for your Money
          • How to Negotiate Your Salary
          • The 75 Day Money Challenge
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          • Take the Money Personality Quiz

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            The Personal Finance PodcastBy Andrew Giancola
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