On this episode of The Rate Guy we discuss what we can learn from past Fed tightening and easing cycles and why the best time to lock in a fixed rate is right before the Fed hikes...which we all know is on the horizon. 

We talk about a lot of graphs in this podcast and those can be seen in the Pensford Newsletter https://www.pensford.com/the-best-time-to-lock-is-right-before-the-fed-hikes/

Here is also the whitepaper, "The Hidden Cost Of Fixed Rate Debt," that we reference https://www.pensford.com/resources/the-hidden-cost-of-fixed-rate-debt/