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Ever blown your budget and felt like a complete financial failure? You're not alone—and it doesn't mean your financial planning skills are broken beyond repair.

In this candid episode, I share my recent DIY deck painting project that went spectacularly over budget (six gallons of paint when I planned for three—and still counting!). As a money coach who's paid off $60,000 in debt, I'm pulling back the curtain to show that even financial professionals sometimes miscalculate expenses.

Rather than dwelling on the mistake, I walk through the exact recovery process I use with my clients and myself: pulling up the numbers for clarity, strategically reallocating funds from other categories, and making intentional decisions about what truly matters. The $20 I'm trimming from several different budget categories allows me to complete my project without derailing my entire month's financial plan.

The real value comes in understanding what NOT to do when facing budget overruns. Don't bury your head in the sand, don't shame yourself (financial missteps aren't moral failings), and definitely don't keep swiping those credit cards. As I learned from my dietitian: just as one off-plan meal shouldn't ruin your entire day of healthy eating, one budget category exceeding its limits doesn't mean your financial plan is worthless.

Budgeting isn't about rigid perfection—it's about resilience and adaptation. Our consumer culture constantly pushes us to solve problems by spending more, but with practice and sometimes guidance, we can develop the skills to evaluate each purchase against our true priorities. Want personalized support navigating your financial journey? Check out the Better Budgeting Playbook or reach out for one-on-one coaching to transform your relationship with money.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

Do you ever look around at all the summer adventures flooding your social media and feel that crushing weight of parent guilt? That voice whispering, "My kids deserve better, but I just can't afford it"?

You're not alone. In this heartfelt episode, we tackle that summer comparison trap head-on and reveal why the secret to family happiness isn't found in expensive vacations or theme park passes. Financial freedom isn't about having more money—it's about creating margin in your life and budget.

I share my family's recent whirlwind of changes—from homeschooling adjustments to my husband's job switch and our first season of travel baseball—all while growing my coaching business with new program options for every budget. These real-life challenges have reinforced what matters most: presence over purchases.

We dive into practical, nearly-free activities that create lasting memories (spoiler: kids remember connection, not cost), and discuss how small financial changes compound into life-changing margin. That breathing room between income and expenses is what transforms summer from something you survive into something you savor.

Whether you're making six figures but still living paycheck-to-paycheck or working multiple jobs to make ends meet, this episode offers both emotional support and practical steps toward a life where financial stress no longer steals your joy.

Ready to create more margin in your life? Check out our coaching options in the show notes, from DIY courses to one-on-one support. Your journey to financial peace—and stress-free summers—starts here.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

We explore why budgeting is never linear and how to effectively handle life's financial curveballs without derailing your progress or spiraling into guilt.

• Better Budgeting Blueprint launching April 1st, 2025 for $99 with early release rebate opportunity
• Advice for selling collectibles based on expert input from family members in the trading card business
• The importance of staying calm during financial emergencies instead of letting emotions escalate
• Why there are always multiple solutions to any financial problem if you're willing to get creative
• How seeking outside counsel can help you see options you might miss when stressed about money
• The power of mindset in financial problem-solving and avoiding negative self-talk

Check out the Better Budgeting Blueprint when it launches on April 1st, 2025. For those listening before that date, join the waitlist through the link in the show notes. The first 10 people who purchase and complete the feedback form within 30 days will receive a $50 rebate!

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

Money coach Danielle Reese shares powerful strategies for building a small business for financial freedom and unlimited income potential. She explores how entrepreneurship can transform your financial life without requiring significant startup capital or perfect timing.

• Upcoming Better Budgeting Blueprint releasing April 2025 for $99 with special feedback offer
• Various client business examples including laser engraving, microblading, photography, and yard sale flipping
• Benefits of starting a business include unlimited income potential and schedule control
• Creative problem-solving like renting equipment initially to generate income for later purchases
• Building a business takes time - Danielle made only $567/month when she left her full-time job
• The importance of "building the plane while flying it" - solving problems as they arise
• Business finances support available for entrepreneurs struggling with taxes and compensation structures

Ready to start your own business journey? Check out the Better Budgeting Playbook or join our Financial Freedom Society on Facebook. For business finance support, message Danielle through the links in the show notes.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

Discover how to harness the power of credit card rewards while staying financially fit. We dive deep into the essential strategies for wise spending, budgeting insights, and practical advice on mastering credit card points. 

• Key aspects of effectively using credit card points 
• Importance of contentment in financial decisions 
• Necessity of a proper budget when using credit cards 
• Consequences of failing to manage credit card limits 
• Accessing the Better Budgeting Playbook for further assistance 

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

This episode emphasizes understanding your financial relationship with tax refunds and how to strategically manage them for long-term gains. By balancing savings, debt reduction, and personal enjoyment, listeners can transform tax season from a stressful obligation into an opportunity for financial empowerment.

• Importance of staying updated on tax deadlines 
• Mindset shift on taxes and view them as a reflection of income 
• Risks associated with large tax refunds and impulsive spending 
• Recommended breakdown for managing tax refunds: 50% savings, 30% debt, 20% fun 
• Aligning financial decisions with personal values and enjoyment

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

What if recognizing the right moment to pivot in life could lead you to greater personal and financial freedom? Join me, Danielle Reese, as I share a personal journey through unexpected changes in our family's life that urged us to reassess our approach to homeschooling and my husband's work schedule. We explore the emotional challenges of knowing when something isn't working and the liberating effect of making essential changes. From shifting educational paths to reevaluating toxic job situations, discover how embracing change can help you step away from stress and move towards a more fulfilling life.

Financial stress can be a sneaky trigger, disrupting our lives in unexpected ways. Hear how a simple act of canning chicken noodle soup became a metaphor for the importance of financial planning in my own life. We'll dissect the signals that hint at the need for a financial strategy overhaul and discuss the emotional toll of neglecting these changes. Introducing the "Better Budgeting Playbook," I offer practical tools and coaching options to help break free from the paycheck-to-paycheck cycle, transforming your financial future. With a fresh year ahead, there's no better time than now to redefine your money habits and set out on a path towards financial wellness.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

What if you could transform your financial future by relearning the fundamentals and embracing accountability? Join us on the Better Budgeting Podcast as we feature Kim Tocco, whose journey with her husband Tony showcases the incredible shifts achievable through the Better Budgeting Playbook. Kim's experience as a single mom merging her life with Tony's, amidst the challenges of medical bills and family expansion, highlights the power of prioritizing budgeting even in a bustling household. Her story underscores how relearning financial basics and staying accountable can lead to financial freedom and security.

As we celebrate financial coaching triumphs, you'll discover how strategic debt management saved Kim and Tony over $30,000 in interest, setting them on a path to real estate investment. With aspirations to purchase a half-million-dollar property, they faced challenges like potential job loss head-on, illustrating the impact of personalized financial plans. By breaking down large goals into actionable steps, they achieved remarkable milestones, proving dedication and focus are key, even when surprises arise. 

Explore the power of community and coaching as we discuss building financial stability while nurturing relationships. From entrepreneurial ventures like a successful Color Street business to balancing personal connections, Kim's journey emphasizes the life-altering influence of supportive networks. Passion projects turned profitable enterprises, intentional relationship-building, and maintaining financial stability all highlight the holistic approach needed to overcome obstacles. This episode promises insights into how deliberate effort, coaching, and community support can pave the way for a secure and fulfilling financial future.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

Ever been caught in a whirlwind weekend of kids' activities, juggling time and commitments? I found myself navigating just that, ensuring my daughter’s swim meet and my son’s first baseball practice didn't clash, thanks to the financial freedom that allowed me the flexibility to adapt on the fly. This personal story sets the stage for our discussion on the podcast, highlighting how financial independence empowers us to align our decisions with our family values, ensuring that even when life throws curveballs, we don’t have to compromise on what matters most.

Today, I promise you'll uncover the transformative journey towards financial independence and how it can significantly reduce daily stress. We introduce the Better Budgeting Playbook, a tool designed to shift your mindset towards a more holistic approach to money management. Moving beyond traditional budgeting, we focus on changing behaviors and beliefs about money, setting you on the path to financial wellness by 2025. Whether you're seeking one-on-one guidance or prefer a self-guided program, this episode provides insights and strategies to help you take control of your financial journey. Join me as I share practical steps and heartfelt encouragement for achieving true financial success and independence.

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.

Send us a text

This episode emphasizes the importance of organizing financial obligations and addressing cash flow issues as the new year begins. Listeners receive practical strategies for managing bills, setting realistic budgets, and transforming their relationship with money. 

• Celebrating podcast milestones and international growth 
• Importance of sharing financial journeys and testimonies 
• Strategies for organizing bills before budgeting 
• Understanding and resolving cash flow problems 
• Setting realistic spending goals for success 
• Encouraging prepayment and strategic use of paychecks 
• Introducing coaching opportunities and DIY options 
• Engaging with listeners through anonymous questions and feedback

Danielle is a money coach helping women and couples who have been trying to figure out their finances FINALLY create a clear plan so they don’t have to worry about waiting to refill their bank account the next payday.

She is the founder of The Financial Freedom Society on Facebook and her signature money coaching program, The Better Budgeting Playbook. You can sign up for her newsletter by clicking here.

Take the first step towards financial freedom and sign up for a complimentary assessment call with me, Danielle Reese.

Grab your copy of "Let's Talk Groceries" Your Guide to Reducing Your Grocery Bill" This is an ebook with over 30 pages of tips, tricks, and guidance to help you save hundreds on your grocery bill!

Sign up for the early release of The Better Budgeting Blueprint for $99 with a $50 refund once completed. The release is scheduled for April 1st 2025.

You can connect with her on Facebook or Instagram.