The Building Financial Fitness Podcast with Junus Eu

What do waiting tables, running errands, and random side jobs have to do with long term success?

In this episode of Building Financial Fitness, we chat with Zen about how menial work shaped his mindset, character, and approach to life. Despite doing well academically, Zen took on all kinds of jobs from a young age, not just for pocket money, but to learn what he enjoyed, what he wanted to avoid, and how to relate to people from all walks of life.

The focus is less on stacking impressive roles and more on what you pick up along the way, especially the small moments that shape how you think and interact with people.

As Zen puts it, “If we set our heart right, we will earn trust. And trust is the most important currency in life.”

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You can find out more about Graceland Family Residences here:

https://gracelandcm.com/

https://www.facebook.com/GracelandCNX

or connect with Zen on Linkedin:
https://www.linkedin.com/in/zenzanetan/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

What is a realistic roadmap to a million dollars?

This episode of Building Financial Fitness features FIRE blogger and YouTuber Chris Ng in a candid conversation about what building wealth really looks like today. From breaking down the numbers behind the first million to questioning whether that goal still makes sense, the focus is on realistic and achievable paths to financial freedom.

It also touches on why we spend the way we do, how status quietly creeps into our decisions, and why wanting more doesn’t always mean living better.

As Chris puts it, “I don’t think a million really matters anymore. What people want is the freedom to live without severe consequences.”

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You can find out more about Chris at:

https://www.youtube.com/@TreeOfProsperity1974

or search for "Growing Your Tree of Prosperity"

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

What does it mean to teach kids about money when they grow up in comfort and rarely see real scarcity? In this insightful episode, school owner and entrepreneur John Fearon shares how he helps his children build financial confidence, understand value, and develop the courage to take risks in a rapidly changing world.

He reflects on the different ways children learn, the importance of letting them experiment, and why he believes confidence comes from exposure to many environments, not just academic success. John also discusses the role of EQ, real world problem solving, and the financial habits that matter more than traditional saving rules.

"Let them try, let them fail, and let them learn.”

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Find out more about Knightsbridge House International School here:

https://www.kbh.edu.sg/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

How do you figure out money once you are sharing life with someone? Estate planner and Money Maverick Founder, Luke Ho joins us for a fun and honest chat about what really changes when you go from dating to married life. As Luke puts it, “You can be great with finances, but marriage forces you to rethink what really matters.”

He talks about why open money conversations before the wedding make everything smoother later, how to spot financial compatibility while dating, and why a prenup can actually bring more trust, not less. Luke also shares what he and his wife do to stay aligned on expenses, goals, and day to day decisions.

If you want to feel more confident talking about money with your partner, this chat breaks things down in a way that feels easy and practical.

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You can find out more about Estate Planning with Luke Ho here:

https://www.moneymaverickofficial.co/estate

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

Can investing abroad be about more than just returns? In this episode of Building Financial Fitness,  Junus Eu speaks with Zen, co-founder of Graceland Family Residences in Chiang Mai. Once an engineer in Silicon Valley, Zen shares how he and his wife built a thriving family-focused community from the ground up.

Discover how Singaporeans can invest overseas with clarity and confidence by focusing on people, purpose, and impact. From understanding rental yields to creating long-term value through community-driven development, this conversation redefines what smart property investment can look like beyond Singapore’s shores.

“Don’t just buy property — build a place where you’d be proud to live.” – Zen

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You can find out more about Graceland Family Residences here:

https://gracelandcm.com/

https://www.facebook.com/GracelandCNX

or connect with Zen on Linkedin:
https://www.linkedin.com/in/zenzanetan/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

What really happens after you hit your financial freedom goal? In this candid conversation, returning guest Chris Ng shares the surprising reality behind early retirement. It is not just about managing your portfolio. It is also about managing your identity, happiness, and sense of purpose.

Chris breaks down the logic behind the popular withdrawal rules, what can derail them, and why psychological richness plays a far bigger role in retirement than most expect. From navigating the loss of routine to building meaning through curiosity, culture, and new challenges, he offers a refreshing look at what it takes to thrive long after leaving the workforce.

Packed with honest insights and practical wisdom, this episode is essential listening for anyone exploring the FIRE movement or planning a more intentional life.

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You can find out more about Chris at:

https://www.youtube.com/@TreeOfProsperity1974

or search for "Growing Your Tree of Prosperity"

-

Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

Ever wondered what it is really like to build a business from zero and make it profitable? 

In this episode, John Fearon looks back on his journey from early internet ventures to running international schools, sharing the moments that pushed him, the tough calls he had to make, and the mindset that carried him through years of uncertainty. He talks about bank balances that swung dramatically, the discipline he learned even after major exits, and how his idea of meaningful spending shifted as life and priorities changed.

He also breaks down why profitability brings a different kind of stability, how he thinks about risk taking today, and what younger listeners should consider when choosing the industries and opportunities they want to grow in.

A grounded and relatable episode for anyone curious about money, resilience, and the long game of building a career that actually feels worthwhile.

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Find out more about Knightsbridge House International School here:

https://www.kbh.edu.sg/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

Don’t ghost your family. In this episode of Building Financial Fitness, Junus chats with Luke Ho, creator of Money Maverick and estate planner, about what really happens when you leave no plan behind. From HDB headaches to default rules that split assets in unexpected ways, Luke reveals how easily things can go wrong and how to fix them before they do.

Luke shares real stories of family tension, simple ways to get your basics in order (LPA, AMD, then will), and how to handle crypto without turning it into a treasure hunt. They also dig into what fair really means, how to keep family talks low drama, and what to expect cost-wise.

As Luke puts it, “Everyone says, ‘I’m not rich enough for a will,’ but that’s how the problems start.”

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You can find out more about Estate Planning with Luke Ho here:

https://www.moneymaverickofficial.co/estate

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

What does it really take to have grit in a world that’s changing fast? In this episode of Building Financial Fitness, Junus chats with Dong Wenhao, founder of Smilie.io, about staying resilient, curious, and grounded when life gets tough.

Wenhao shares how growing up as an outsider shaped his drive and why he believes anyone can “build their own chair” when opportunities feel limited. As he puts it, “The world is unfair, so I’ll create my own fairness.”

If you’ve ever wondered how to bounce back stronger or carve your own path, this episode will give you a good dose of perspective and motivation.

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You can connect with Wenhao or find out more about Smilie here:

https://www.linkedin.com/in/dongwenhao/

https://www.smilie.io/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.

Ever wondered how AI can actually help you invest better? In this episode of Building Financial Fitness, Junus sits down with Ming Feng, founder of Trading Key, to talk about how artificial intelligence is changing the game for everyday investors.

Ming shares how his team uses AI to turn years of complex financial data into simple, useful insights that anyone can understand. He also opens up about the balance between tech and human instinct, saying, “AI should help you do the heavy lifting, but you still need to understand and grow your own knowledge.”

They get real about the risks too — from deepfake scams to investors relying too much on algorithms — and why knowing your own risk tolerance is still key to long-term success.

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You can connect with Ming or find out more about TradingKey here:

https://www.linkedin.com/in/yeap-ming-feng/

https://www.tradingkey.com/

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Want to get in touch? You can reach out to us through the email [email protected], or through Junus Eu's instagram @missfitfi.

The Building Financial Fitness Podcast is an original production from Mediacorp.

See omnystudio.com/listener for privacy information.