The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,184 episodes available.

The Clark Howard Podcast episodes:

November 29, 202411.29.24 BEST OF: Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel
Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money.
Clark Stinks: Segments 1 & 2
Travel Booking Rule: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons)
The Best International Phone Plans
What Should You Do About Phone Data on an International Trip?
American Queen Voyages Cancels All Cruises, Shuts Down Operations
Best Travel Credit Cards: Top Rewards Picks for 2024
The Only Way You Should Pay for a Cruise
Travel Insurance: What You Need To Know Before You Buy
Why You Should Never Use a Debit Card To Pay for Anything
How To Plan a Trip: Clark's Best Travel Tips To Save Money
Should I Buy Additional Insurance From a Rental Car Company?
Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR
Credit Card Car Rental Insurance: What You Need To Know
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
November 27, 202411.27.24 BEST OF: Americans Need To SAVE MORE / Physical Health - Fiscal Health
Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!
The percent of income we save, our savings rate - is the key indicator of financial health. So how are we doing right now? Also - How much exercise do you really need to make a difference in your health, and ultimately your wallet? Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary.
American Savings Rates: Segment 1
Ask Clark: Segment 2
Arise From The Couch: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Americans are saving less and spending more. Could that raise the risk of recession?
Bankruptcy filings are on the rise. Here's why an even bigger surge is looming.
Why 'Buy Now, Pay Later' Worries Clark Howard
My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance?
Car Rental Insurance: Everything You Need To Know
How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps.
Donor-Advised Funds: The Benefits and Drawbacks
Vanguard Charitable: Home
What Is Black? Uber Black Car Service
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
November 26, 202411.26.24 BEST OF: Saving For College: 529 Plan Update / Upside Down Car Loans
Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!
Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan.
529 Plan Update: Segment 1
Ask Clark: Segment 2
Upside Down Vehicle Loans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Use the 529 Grandparent Loophole to Maximize College Savings
Best 529 College Savings Plans By State
Rollovers From a 529 Plan to Roth IRA: What to Know
Target Date Funds: Clark’s Favorite Retirement Investment
How To Find and Choose a Financial Advisor
Car values plummet, putting car loans underwater
More car owners are underwater on loans because of lower trade-in values
What Is Gap Insurance? Definition, How It Works, When to Buy
How to Buy a Used Car in 7 Steps
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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29min
November 25, 202411.25.24 BEST OF: The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs Baggage Fees
Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!
There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains. Also, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.
Future 401(k)s & IRAs: Segment 1
Ask Clark: Segment 2
Airline Baggage Fees: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade
Do Not Give Your Social Security Number at These Places
How Many Bank Accounts Should You Have? - Clark Howard
16 of the Best High-Yield Online Savings Accounts
Best Investment Companies for Investors in 2024
How To Pack a Carry-On the Right Way
4 Things You Should Always Pack in Your Carry-On
Best Travel Credit Cards: Top Rewards Picks for 2024
Best Cash Back Credit Cards With No Annual Fee in 2024
Should You Ever Buy Travel Medical Insurance?
6 Best Apps To Save Money on Groceries
Flipp – Flyers, Shopping List, Weekly Ads | Flipp
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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31min
November 22, 202411.22.24 Clark Answers His Critics on Clark Stinks / Technology, Productivity & Jobs
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, everyone said the touchscreen ordering systems at places like McDonalds were going to cost jobs, but have they? Clark shares some interesting findings and historical perspective on how technology affects jobs.
We’re off Thanksgiving week but will post some favorite episodes. If you’re shopping deals, make sure you’re subscribed to our Clarkdeals.com newsletter. The team will update deals all week, with the exception of Thanksgiving day. Happy Friday and enjoy the holiday!
Clark Stinks: Segments 1 & 2
Robotics, Efficiency & Jobs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
5 Money Lessons From Clark Howard's Trip to Europe
Changing Jobs? Don't Make This Costly Retirement Mistake
What Can I Safely Use for Peer-to-Peer Payments?
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure
Best Free Password Managers: 10 Top Picks
5 Tips To Protect Your Digital Privacy
Safe Browser Alternatives That Promise Not To Track You
Why You Should Never Use a Debit Card To Pay for Anything
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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35min
November 21, 202411.21.24 Shopping Season - Return Policies / Got Credit Card Debt?
We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to share that saved him big money. Also, this season of giving arrives with credit card debt at an all-time high. A Clark smart assignment for you.
Return Policies: Segment 1
Ask Clark: Segment 2
Credit Card Debt: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Phone Plan Finder – Find and Compare Phone Plans - Clark.com
Budgeting Basics: What You Need To Know To Get Started
Best Budgeting Apps in 2024: Our Top 5
Budgeting & Saving Archives - Clark Howard
The Best Place To Buy a Mattress
How Can I Get Rid of My Old Mattress Cheaply?
Should I Freeze My Credit With the Other Credit Bureaus?
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Best 529 College Savings Plans By State
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices

Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

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32min
November 20, 202411.20.24 Holidays Deals With Charis! / 2025 Investment Predictions
Today, a special guest joins the show - Charis from our ClarkDeals team shares the best deals of the holiday season and what to look out for. Also today, Clark lends perspective on post election confusion around the stock market right now.
Holiday Deals: Segment 1
Ask Clark: Segment 2
Direction For Investors: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
CLARK DEALS
How To Find Cheap Flights in 3 Easy Steps
Best 529 College Savings Plans By State
NYTimes: Even at a Time Like This, Slow and Steady Works in the Stock Market
Invest & Retire - Clark.com
Southwest Airlines $500 Email Delivery Gift Card
Southwest Airlines: $500 eGift Card
Credit Card Car Rental Insurance: What You Need To Know
Is a HELOC a Good Idea? The Simple Answer
HELOC vs. Home Equity Loan: Similarities and Differences
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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29min
November 19, 202411.19.24 Decision: Renting Vs Buying A Home / Long Term Care Insurance
Buying a home vs renting is a tougher decision these days, with several factors and new considerations to keep in mind. Also in this episode, since the long term care insurance industry is broken and financially prohibitive in its present collapsed state, how do you prepare for the assistance you may need in old age?
Renting Vs Buying A Home: Segment 1
Ask Clark: Segment 2
Long Term Care: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best Online Banks: Free Checking and High-Interest Savings Accounts
Are You Actually Earning Cash Back on Groceries With Your Credit Card?
Capital One Shakes Up Its 'Savor' Line of Credit Cards
They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead
How Do You Prepare for the Likelihood of Long-Term Care Costs?
Living Will and Durable Power of Attorney: Frequently Asked Questions
CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024
What's the Cheapest Way To Replace a Lost Vehicle Key Fob?
3 Ways To Get a Free VIN Check Before Buying a Used Car
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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31min
November 18, 202411.18.24 A Better Way To Save For Retirement / Living Paycheck-To-Paycheck
Pensions are relics and 401(k)s are problematic. We need a rethink on how we save for retirement, and how we allocate those savings with the certainty that people won’t outlive their money. A solution is out there, and Clark shares that with you today. Also, Clark breaks down the paycheck-to-paycheck cycle many find themselves in, and how for some earners, it’s entirely possible to break that cycle.
Solving Saving For Retirement: Segment 1
Ask Clark: Segment 2
The Marginal Propensity To Consume: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com - INVEST & RETIRE
The dangers of underestimating your retirement
Annuities Aren’t the Problem. Commissions Are, Say These Industry Pros
Best Financial Advisors in 2024
Vanguard Personal Advisor Review
What to Do When You're Being Harassed About an Old "Zombie Debt"
10 Ways To Save on Prescription Drugs
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later?
Best 529 College Savings Plans By State
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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34min
November 15, 202411.15.24 Clark Answers His Critics on Clark Stinks / Three Common Scams
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the percentage of people being taken by scams continues to rise. Know how to recognize the common themes in prevalent scams right now in order to better protect yourself.
Clark Stinks: Segments 1 & 2
Scam Recognition-Prevention: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Consumer Reports: Best Most Reliable Used Cars
Roth vs. Traditional 401(k): What's the Difference?
How To Open a Roth IRA
What Is a Fiduciary Financial Advisor and Do I Need One?
Should You Ever Book a Nonrefundable Hotel Room?
What Is Umbrella Insurance and Do You Need It?
Why You Need To Re-Shop Your Car Insurance Right Now
Hang up on unwanted calls about loans
Is that gift card helping your congregation or paying a scammer?
Did you get a call or email saying you missed jury duty and need to pay? It’s a scam
Americans can now renew passports online and bypass cumbersome paper applications
Submit a complaint | Consumer Financial Protection Bureau
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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37min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,184 episodes available.

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