The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,184 episodes available.

The Clark Howard Podcast episodes:

September 19, 202409.19.24 Your Privacy: OptOutPreScreen / First Credit Cards
Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it’s important to get it right the first time. Clark shares credit building know-how for young adults & college students.
OptOutPreScreen: Segment 1
Ask Clark: Segment 2
Establishing Credit: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The trigger effect: Homebuyers face another challenge when applying for a mortgage
4 Ways To Stop Junk Mail-Clark.com
Mortgages Archives - Clark Howard
How To Dispute an Error on Your Credit Report and Win
Ask Clark: Is the 4% Retirement Rule Still Accurate?
[The Washington Post] First credit cards can make or break you. Here’s what you need to know.
Petal Card Review: A Good Option for First Credit Card?
Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit
Best Credit Cards for Students: Top Picks for 2024
A Simple Way To Help Your Kid Build Credit
How To Switch Banks in 4 Simple Steps
Credit Union Locator - NCUA
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
September 18, 202409.18.24 Hotel Points Devalued / Update: Laundry Detergent Sheets
Today, a warning about hotel frequent stay programs. Hotel points have been significantly devalued. Clark breaks down who should be brand loyal and who should not bother. Also, Clark has an update on something he’s talked about on the show - laundry detergent sheets. So do they work?
Hotel Rewards Downgraded: Segment 1
Ask Clark: Segment 2
Update: Laundry Detergent Sheets: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
WSJ: The Loyalty Reward Downgrade Has Come for Hotel Guests
Best Travel Credit Cards: Top Rewards Picks for 2024
Cancel for Any Reason Trip Insurance: Should You Buy It?
The Platinum Card® from American Express Review 2024: Is It Worth It?
Why Laundry Detergent Sheets Are a Waste of Money
Is It Ever OK To Co-Sign a Loan With a Family Member?
New Report: The Safest Cars for Teens / Safe vehicles for teens
IIHS, Consumer Reports name safe, affordable vehicles for teens
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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29min
September 17, 202409.17.24 Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes
Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for.
Saving-First And Automatically: Segment 1
Ask Clark: Segment 2
Ponzi Schemes: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Americans’ Savings Rate Plummets Amid Summer Spending
How To Save Money: Spend Less & Build Your Savings
Using Cellular Data Internationally: Buying a Local SIM Card
Roamless: Global eSIM for Travel Internet, eSIM App
Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons)
https://duckduckgo.com/
Thinking about rooftop solar? 4 things to consider and how to protect yourself
How Solar-Friendly Is Your State? We Scored Them All
Best Travel Credit Cards: Top Rewards Picks for 2024
When Interest Rates Go Down, the Hucksters Spring Up - The Wall Street Journal.
Brothers, SEC reach a deal in alleged scheme
Brothers accused of operating $61M Ponzi scheme
Receiver searching for assets in alleged Ponzi scheme
$300M Ponzi Scheme Prompts Freezing Of Assets For ATL Businessman: SEC
FTC and Florida Act to Stop ‘Trucking Automation’ Scam RivX That Took Millions of Dollars From Consumers
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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32min
September 16, 202409.16.24 The Problem With Gift Cards / Rip Off Alert: ATM Fees
Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them.
Gift Card Problems & Reforms: Segment 1
Ask Clark: Segment 2
Avoiding ATM FEES: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Gift Card Scams | Consumer Advice / Gift Cards - Clark.com
The Nation’s First Law Protecting Against Gift Card Draining Has Passed. Will It Work?
TPG's guide to understanding EU261 flight compensation
How to get compensation for delayed or canceled flights
5 of Clark Howard's Most Extreme Frugal Hacks
Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now
Costco Travel: 5 Things To Know Before You Book
Booking a Cruise? Here Are 5 Ways To Do It for Less
Cancel for Any Reason Trip Insurance: Should You Buy It?
This Mistake at the ATM Could Be Costing You More Than $248 a Year
New York Post: ATM fees hit record high in US — cities where you’ll pay the most
Cash machines now cost more than ever to use
Paying money to get your own cash: Some big retailers charge for cash-back requests
How To Avoid ATM Fees
Credit Union vs. Bank: What's the Difference?
Automatic Bill Pay: How It Works and How To Do It Safely
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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35min
September 13, 202409.13.24 Clark Answers His Critics on Clark Stinks / Real Estate Commission Changes
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark clears confusion surrounding new rules with real estate agent commissions for home buyers and sellers.
Clark Stinks: Segments 1 & 2
New Rules On Real Estate Agent Commissions: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Want job security in this uncertain market? A surprising trend is paying off
Pronounce Names
What Is an Annuity, and Why Does Clark Think They Stink?
WSJ - The New Etiquette of Negotiating With Your Real-Estate Agent
Buying a house just got more complicated. Here's what you should (and shouldn't) do when working with a broker
NYTimes: Buying or Selling a Home? The Rules Have Changed.
How buyers and sellers are navigating real estate’s seismic shake-up
Big changes to how you buy and sell a home go into effect today: What you need to know
New rules could reshape homebuying. Here’s what it means for you.
The Only Reason You Should Make an Improvement to Your Home
How and When To Refinance Your Mortgage: A Step-By-Step Guide
Costco Is Raising Membership Fees in September
Is a Costco Membership Worth It?
5 Reasons Sam's Club Is Better Than Costco
Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
CELL PHONES - Clark.com
Phone Plan Finder – Find the Best Plan For You - Clark.com
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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37min
September 12, 202409.12.24 Clark Welcomes Consumer Tech Expert Kim Komando
Today, Clark hosts digital advisor Kim Komando to discuss online security including passwords, followed by answers to some tech questions.
Komando On Tech Security: Segment 1
Clark Asks Kim Your Tech Questions: Segment 2
Mentioned on the show:
5 Tips To Protect Your Digital Privacy
Keeper Security: Password and Secrets Management
1Password: Top-Rated Password Manager for Personal …
Dashlane: Password Manager for Home, Mobile and Business
What are passkeys? Everything you need to know about the death of passwords
California Consumer Privacy Act (CCPA)
What is GDPR, the EU's new data protection law?
Appy Pie / Thunkable / Bubble: The full-stack no-code app builder
DuckDuckGo — Privacy, simplified.
Startpage - Private Search Engine. No Tracking.
Brave: The browser that puts you first
The greenest browser on Earth - Ecosia
Proton Mail: Get a private, secure, and encrypted email account
Hushmail - Encrypted Email, Web Forms & E-Signatures
StartMail: Private, Secure and Encrypted Email You Can Trust
Phone Plan Finder – Find the Best Plan For You - Clark.com
Tech news, tips and tricks | Komando.com
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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32min
September 11, 202409.11.24 Price Drops! / Sports Gambling
Consumers have demanded lower prices and we’re seeing results! Manufacturing is slowing due to oversupply in many categories. Clark tells you where prices are trending down, and which retailers have responded to consumer signals in the marketplace with lower prices. Also today, with the arrival of fall sports - a big warning about something that could make your money disappear if you aren’t careful.
Buying Opportunity: Segment 1
Ask Clark: Segment 2
Sports Gambling Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
U.S. Manufacturing Activity Remains Weak Ahead of Expected Fed Rate Cuts
NY Post: Dollar General shares plummet as Walmart, Target take bite out of profit
Axios: 1 big thing: Dollar store pain
Dollar General’s stock is cratering. Here’s what it says about the economy
NYTimes: Consumers Are Still Bargain Shopping, Macy’s and Target Reports Show
Target slashed prices. It paid off / Axios: Learnings from earnings
Axios: Price Cuts Are Back: Doling out discounts
Sales at stores are suddenly surging in the US economy’s latest show of strength
Americans are still shopping. They’re just going to Walmart
How To Open a Roth IRA
Nanny Taxes and Payroll Services | Poppins Payroll
NYTimes: We All Live in Vegas Now
Axios: Sports betting replaces stocks
What is Gambling Disorder?
National Council on Problem Gambling: Home
Gambling Addiction and Problem Gambling
How gambling affects the brain and who is most vulnerable to addiction
Best 529 College Savings Plans By State
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices

Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

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33min
September 10, 202409.10.24 The National Public Data Breach / Dynamic Pricing
Team Clark is getting many questions about the recent massive data breach, possibly the second largest breach in history and one that includes social security numbers. Find out what you need to do about the National Public Data Breach. Also, Clark discusses how there’s a right way and a wrong way for companies to implement dynamic pricing. Evidently, some companies are taking the practice way too far.
Data Breach Guidance: Segment 1
Ask Clark: Segment 2
Dynamic Pricing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
National Public Data Breach: One of the Largest Data Breaches in History Affects Billions
DATA BREACH GUIDE - Clark.com
Credit Lock vs. Credit Freeze: What's the Difference?
How to Freeze Your Credit With Experian, Equifax and TransUnion
LA Times: Massive data breach that includes Social Security numbers may be even worse than suspected
NYTimes: What to Know About the Latest Social Security Number Breach
Nearly 3 Billion People Hacked in National Public Data Breach. What You Need to Know
Seven Things to Do Right Away If You're a Victim of a Data Breach
Data broker suggests fraud alerts after Social Security number breach
[The Washington Post] Our data isn’t safe. Resist giving it up whenever you can.
E-Verify: Home
DOT-File a Consumer Complaint
Submit a complaint | Consumer Financial Protection Bureau
[The Washington Post] Anger over Oasis ticket prices sparks U.K. review of dynamic pricing
Companies love dynamic pricing... customers not so much
World's Largest 3D-Printed Neighborhood Is Almost Finished In Texas
These concrete homes want to take over your subdivision
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
September 09, 202409.09.24 The High Cost of Timing the Market / A Safety Buffer From Down Markets
Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”?
Missing Out on the Stock Market: Segment 1
Ask Wes: Segment 2
The Dry Powder Principle: Segment 3
Ask Wes: Segment 4
Mentioned on the show:
How Much Cash Do You Need To Survive A Volatile Market?
Wes Moss, Capital Investment Advisors
Should You Sell or Stay Put in the Stock Market?
What Is an Annuity, and Why Does Clark Think They Stink?
Find Freedom In Retirement With These Core Financial Principles
When Is the Best Time To Collect Social Security?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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30min
September 06, 202409.06.24 Clark Answers His Critics on Clark Stinks / News For Home Buyers
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, news for first time homebuyers that changes Clark’s long time advice.
Clark Stinks: Segments 1 & 2
Buying A New Vs Used Home: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Does Escrow (in Escrow) Mean, and How Does It Work?
What Clark Says You Should Do With Your I Bonds This Year
New rules could reshape homebuying. Here’s what it means for you.
Clark.com - CELL PHONES
Best Phone Plans: Get Exactly What You Want at the Cheapest Price
Phone Plan Finder – Find the Best Plan For You - Clark.com
Zelle scams prompt federal probe into whether banks are doing enough to protect customers
Online Defensive Driving Course From AARP Driver Safety
Defensive Driving Courses & Traffic School | DriveSafe Online®
New homes are getting smaller. That could be big news for first-time buyers
Axios: New houses now cost less per square foot than old houses
Axios: End of hallways
Should You Respond to Class-Action Lawsuits?
What Is an ETF?
Axios: How action against hidden junk fees affects your wallet
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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34min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,184 episodes available.

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