The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,337 episodes available.

The Clark Howard Podcast episodes:

September 10, 202409.10.24 The National Public Data Breach / Dynamic Pricing
Team Clark is getting many questions about the recent massive data breach, possibly the second largest breach in history and one that includes social security numbers. Find out what you need to do about the National Public Data Breach. Also, Clark discusses how there’s a right way and a wrong way for companies to implement dynamic pricing. Evidently, some companies are taking the practice way too far.
Data Breach Guidance: Segment 1
Ask Clark: Segment 2
Dynamic Pricing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
National Public Data Breach: One of the Largest Data Breaches in History Affects Billions
DATA BREACH GUIDE - Clark.com
Credit Lock vs. Credit Freeze: What's the Difference?
How to Freeze Your Credit With Experian, Equifax and TransUnion
LA Times: Massive data breach that includes Social Security numbers may be even worse than suspected
NYTimes: What to Know About the Latest Social Security Number Breach
Nearly 3 Billion People Hacked in National Public Data Breach. What You Need to Know
Seven Things to Do Right Away If You're a Victim of a Data Breach
Data broker suggests fraud alerts after Social Security number breach
[The Washington Post] Our data isn’t safe. Resist giving it up whenever you can.
E-Verify: Home
DOT-File a Consumer Complaint
Submit a complaint | Consumer Financial Protection Bureau
[The Washington Post] Anger over Oasis ticket prices sparks U.K. review of dynamic pricing
Companies love dynamic pricing... customers not so much
World's Largest 3D-Printed Neighborhood Is Almost Finished In Texas
These concrete homes want to take over your subdivision
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
September 09, 202409.09.24 The High Cost of Timing the Market / A Safety Buffer From Down Markets
Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”?
Missing Out on the Stock Market: Segment 1
Ask Wes: Segment 2
The Dry Powder Principle: Segment 3
Ask Wes: Segment 4
Mentioned on the show:
How Much Cash Do You Need To Survive A Volatile Market?
Wes Moss, Capital Investment Advisors
Should You Sell or Stay Put in the Stock Market?
What Is an Annuity, and Why Does Clark Think They Stink?
Find Freedom In Retirement With These Core Financial Principles
When Is the Best Time To Collect Social Security?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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30min
September 06, 202409.06.24 Clark Answers His Critics on Clark Stinks / News For Home Buyers
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, news for first time homebuyers that changes Clark’s long time advice.
Clark Stinks: Segments 1 & 2
Buying A New Vs Used Home: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Does Escrow (in Escrow) Mean, and How Does It Work?
What Clark Says You Should Do With Your I Bonds This Year
New rules could reshape homebuying. Here’s what it means for you.
Clark.com - CELL PHONES
Best Phone Plans: Get Exactly What You Want at the Cheapest Price
Phone Plan Finder – Find the Best Plan For You - Clark.com
Zelle scams prompt federal probe into whether banks are doing enough to protect customers
Online Defensive Driving Course From AARP Driver Safety
Defensive Driving Courses & Traffic School | DriveSafe Online®
New homes are getting smaller. That could be big news for first-time buyers
Axios: New houses now cost less per square foot than old houses
Axios: End of hallways
Should You Respond to Class-Action Lawsuits?
What Is an ETF?
Axios: How action against hidden junk fees affects your wallet
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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34min
September 05, 202409.05.24 INVESTING: Do the 60/40 Portfolio and the 4% Rule Still Work?
Clark is out today, but returns tomorrow in time for Clark Stinks. Back by popular demand is Wes Moss, a fiduciary financial advisor that Clark and Christa have known for years. A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these two financial principles work in the future? CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the purpose of these fundamentals and explains why they still belong on the Mt. Rushmore of finance.
60/40 Portfolio: Segment 1
Ask Wes: Segment 2
4% Rule: Segment 3
Ask Wes: Segment 4
Mentioned on the show:
Mistakes Investors Might Make When Following The Herd
A Time-Honored Strategy Puts Your Retirement at Risk of Financial Ruin
Wes Moss, Capital Investment Advisors
What Is a Solo 401(k) and How Does It Work?
What Is a SEP IRA and Who Is Eligible?
What Is a SIMPLE IRA and How Does It Work?
What A 6% Withdraw Rate Could Mean For Your Retirement
How to Start Investing: 10 Steps for Beginners
What Is an Annuity, and Why Does Clark Think They Stink?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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26min
September 04, 202409.04.24 Here’s To The Underconsumption Trend / Cheaper Gasoline
At least one third of Americans are worried about not being able to pay their bills. Clark has long been concerned about influencers convincing followers to spend money on products they’re endorsing. Now there’s a new trend on social media from a new wave of influencers, and it’s great. Also, there’s good news on gas prices.
Spending Less Is Trending: Segment 1
Ask Clark: Segment 2
Gas Prices: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Tired of Influencers, TikTok Users Try ‘Underconsumption Core’ to Cut Costs
39% of Americans worry they can’t pay the bills
Rein in your retail spending with these tips
How To Open a Roth IRA
Target Date Funds: Clark's Favorite Retirement Investment
Certificate of Deposit (CD): What Is It, Best Places To Open One
Air Travel Complaints | US Department of Transportation
DOT - File a Consumer Complaint
Cheap Flights, Airline Tickets & Airfare Alerts | Going
Warning: Be Suspicious of Fraud Alerts on Your Financial Accounts
Bluebird American Express Card Review 2024
What's the Best Savings Account for a Teenager?
Best Prepaid Cards: Top Debit Card Alternatives
The Silver Lining of a Slowing Economy: Cheaper Gas - The WSJ
How To Find Phone Plans That Offer Lifeline Discounts
AT&T, AST SpaceMobile Announce Commercial Agreement
The Best Telecom Services for Landlines
Elliott Report: Home
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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34min
September 03, 202409.03.24 The Cost Of Pet Ownership / Florida Real Estate Alert
The decision to own a pet should not be taken lightly, with veterinary hospital bill shock causing great financial strain on pet owners. Clark explains the market forces at work, and where to look for more affordable pet care. Also, a special warning if you or someone you know is considering buying a condo in Florida. There’s been a pivot in the real estate market.
Pet Care Costs: Segment 1
Ask Clark: Segment 2
Alert: Buying A Florida Condo: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Survey: 91% of dog owners have experienced financial stress over the cost of pet ownership
Is Pet Insurance Worth It? / 5 Best Places To Buy Pet Medicines
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
Target Date Funds: Clark's Favorite Retirement Investment
Why Clark Says You Should Not Buy a Condo in Florida Right Now
South Florida in midst of condo crisis as rising HOA fees lead to surge in listings: ‘Don’t know how I’m going to stay’
What Credit Cards Does Costco Accept?
Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards
Why You Should Never Mail a Check
Top 7 Ways To Shop Safely Online
Virtual Credit Cards: An Online Security Measure Worth Taking?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information.

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33min
August 30, 202408.30.24 Clark Answers His Critics on Clark Stinks / A Word To Employers
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - A recent stat reveals that unhappy workers may reduce Global GDP by up to 9% - so what do workers want? Clark discusses “enlightened self-interest” and the vital importance of valuing employees.
Clark Stinks: Segments 1 & 2
Boss Advice About Workers: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Are Indexed Universal Life Insurance Policies a Good Option or a Scam?
Why I Think Medicare Advantage Plans Stink - Clark Howard
Optical Reviews - Clark.com
How Much Life Insurance Do I Need?
How To Buy Term Life Insurance in 7 Easy Steps
Earn College Credit With CLEP
3 strategies to help college students pick the right major the first time around and avoid some big hassles
Is college worth it? Poll finds only 36% of Americans have confidence in higher education
Nearly half of U.S. workers would take a pay cut to avoid being tracked by their boss
Should you look for a new job if you're given a performance improvement plan?
Why more Gen Z workers are being placed on performance-improvement plans
Unhappy workers may reduce global GDP by as much as 9%, Gallup estimates
Fidelity Investments Review: Pros & Cons
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
August 29, 202408.29.24 Are You Paying A “Loyalty Tax”? / Dream Come True: An Affordable Wedding
There’s an allegation that companies are buying and using consumer data to charge individual, discriminatory prices. Clark discusses how to get around the loyalty tax you may unknowingly be paying. Also today, there is a trend in weddings to rethink the fantasy event and scale down to have funds for other priorities. Clark shares ideas to help couples save on their special day.
Privacy & The Price Of Loyalty: Segment 1
Ask Clark: Segment 2
Save More On Weddings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
You’re not going crazy — you may actually be paying higher prices than other people
Are Indexed Universal Life Insurance Policies a Good Option or a Scam?
Best 529 College Savings Plans By State
Can I Sell My Life Insurance Policy?
Consumer Federation of America - Insurance
The CFA’s Rate of Return (ROR) Program | Evaluate Life Insurance
Kayak now displays Southwest Airlines flights - The Points Guy
Brides are having brunch weddings, midweek destination nuptials and selling tickets, saving $70K on costs
[The Washington Post] The American wedding is shrinking
Clark Howard's Guide to Saving Money on Your Wedding
Weddings - Clark.com
Should You Ever Lease a Car?
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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34min
August 28, 202408.28.24 How Safe Are QR Codes? / Avoid Rental Car Toll Fees
QR codes are everywhere, and criminals have found a way to exploit them. Approach with caution and know what to look out for. Also, Clark recently got caught up in a rental car toll issue and tells you how to avoid the toll fee traps that can come with car rentals.
QR Code Scams: Segment 1
Ask Clark: Segment 2
Rental Car Toll Fees: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
'I'm done scanning': Woman warns of QR code scam that was sent to her doorstep
Got a barcode from your utility company to make a payment? That’s a scam
Why You Should Never Mail a Check
Ascensus Acquires Vanguard’s Small Business Retirement Plans
What Can I Do if My HOA Is Doing a Poor Job?
NYTimes: Finally, a Way Around Exorbitant Rental Car Surcharges for Tolls
How to Avoid Rental Car Toll Fees
Drivers Beware: Watch Out for This Toll Notice Scam
Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet
The Best Unlimited Hotspot Plans
Best Phone Plans: Get Exactly What You Want at the Cheapest Price
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices

Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

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32min
August 27, 202408.27.24 Credit Card Debt - Have A PLAN / Ending Distracted Driving
Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt. Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while behind the wheel.
Credit Card Debt: Segment 1
Ask Clark: Segment 2
Phone Addiction & Distracted Driving: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Credit card debt: Inflation, interest rates have more Americans carrying balances over
Axios: Stretched consumers
Clark Howard's 2024 Credit Card Debt Elimination Strategy
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Xfinity Deal: Save Up to $1,500 on Internet and Cell Phone Service
Cell Phone Plans / Streaming TV / Internet Archives - Clark Howard
How Many Credit Cards Should I Have?
My 7 Rules for Using Credit Cards - Clark Howard
Best Airline Credit Cards for 2024: Are They Right For You?
Gamification gets drivers to put down their phones, study finds
Pay-Per-Mile Insurance: Is It Worth It?
Mile Auto Insurance: A Firsthand Review
How to Shop for Lower Car Insurance
Homeowners Insurance Archives - Clark Howard
5 Steps To Getting a Good Deal on a Hotel Room
Should You Ever Book a Nonrefundable Hotel Room?
5 Things You Should Re-Shop To Save Money
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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38min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,337 episodes available.

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