The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,337 episodes available.

The Clark Howard Podcast episodes:

March 07, 202403.07.24 Clarkonmics: The Banking Sector / Travel Biometrics & Your Privacy
Banks are heavily exposed to the troubled commercial property market. Clark discusses what this means for small businesses and individuals. Also, facial recognition and biometric digital ID is becoming more prevalent, transforming your airport experiences. This brings both convenience and privacy concerns.
Clarkonomics: Segment 1
Ask Clark: Segment 2
Travel Biometrics: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Bad property debt exceeds reserves at largest US banks
IntraFi - CEDARS
Why Big Banks Are a Bad Place for Your Cash
Best Investment Companies for Investors in 2023
How To Open a Roth IRA
When Do You Need a Travel Agent?
Booking a Cruise? Here Are 5 Ways To Do It for Less
Facial Recognition: Coming Soon to an Airport Near You
TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You?
5 Money Tips To Know Before You Travel Abroad
What’s the Best Way To Exchange Dollars for Foreign Currency?
MouseSavers.com: Disney discounts, deals & coupons guide
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
March 06, 202403.06.24 Young Investors / Target’s New Discount Store Brand
A wonderful culture shift has taken place. Younger generations are becoming rich, and not through hitting the lottery or buying hot stocks. There are simple ways to make this happen, and we have a new tool at Clark.com to help you see how much you can save over time. Also today, bargains keep getting better! Target is getting more competitive with a storewide discount brand.
Youth Saving & Investing: Segment 1
Ask Clark: Segment 2
Target’s New Discount Brand: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com SAVINGS TABLE
Want to retire with a million bucks in the bank? Here's one tip on how to do it. - USA TODAY
WSJ.com: These Teenagers Know More About Investing Than You Do
Wealth Inequality by Age in the Post-Pandemic Era
How Much Should You Have Saved for Retirement by Now?
How a summer job could turn you into a millionaire
Investing & Retirement Archives - Clark Howard
Understanding Velocity Banking, and How It Helps You Rapidly Pay Down Debt
What Is Homeowners Insurance?
Target creates its cheapest in-store brand as consumers are squeezed
Target's new low-cost brand dealworthy gives bargain hunters a new department to shop at with prices lower than $1.
The Best Car-Buying Services in 2024 / How to Buy a Used Car in 7 Steps
5 Reasons Sam’s Club Is Better Than Costco
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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33min
March 05, 202403.05.24 Carrying A Mortgage Over Age 65 / AI Chatbot & Search Warning
More than 40% of homeowners carrying a mortgage right now are over age 65. Clark discusses the implications of this obligation in terms of interest rates, loan term lengths and home prices. Also, how much can you trust a website’s chatbot? Air Canada recently got into trouble over its AI bot. What you need to know about AI in the information space, including a NEVER rule about searches.
Having A Mortgage At Age 65+: Segment 1
Ask Clark: Segment 2
AI Chatbot & Search Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYT Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk?
Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need
Term Life vs. Whole Life Insurance: Understanding the Difference
What Is Term Life Insurance?
How To Buy Term Life Insurance in 7 Easy Steps
Best Investment Companies for Investors in 2023
Best Auto Insurance Companies and Some of the Worst
Why You Need To Re-Shop Your Car Insurance Right Now
Homeowners Insurance Archives - Clark Howard
New York Post: Air Canada ordered to refund passenger after ‘misleading’ conversation with site’s AI chatbot
5 Money Tips To Know Before You Travel Abroad
What’s the Best Way To Exchange Dollars for Foreign Currency?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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32min
March 04, 202403.04.24 Two Important Tax Tips / What Workers Want
If you’ve recently sold I Bonds and/or receive 1099s, Clark has an important tax tip for you. Also today - Clark discusses some employment cross currents in play now to keep in mind as you survey the job market, and for employers to be aware of as they seek workers.
I Bond Tax Tip: Segment 1
Ask Clark: Segment 2
What Workers Want: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should You Sell Your I Bonds Right Now?
Making Money on I Bonds Was Easy. The Tax Paperwork Isn’t. - The Wall Street Journal.
How to Freeze Your Credit With Experian, Equifax and TransUnion
How getting a second opinion can stop you being ripped off — The Conversation
Americans want more control over when they work, not just where
Employee salary expectations are evolving — and escalating a threat for businesses
How to find a job you’ll actually like
Workers are spending a lot of money returning to the office — and it's raising turnover risks
[The Washington Post] The best times to book cheap flights for every vacation season
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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32min
March 02, 202403.02.24 SPECIAL SATURDAY EDITION: Empowerment 101
Welcome to a SPECIAL EDITION of the Clark Howard Show, where our mission is to serve and empower you to make better financial decisions in your life. Today, Clark hits on a few key basic strategies to have more money in your life: They are:
- SPEND LESS: Need vs. Wants and how to tell the difference
- Clark’s strategy to start saving TODAY for retirement - regardless of your age
- SAVE MORE on transportation
- AVOID GETTING RIPPED OFF by protecting your identity and credit
Segment 1: Behavioral - Back to basics on needs vs. wants
Segment 2; Start saving today for retirement
Begin with 1%, or up to an employer match if possible and available
When you get a raise, pretend you didn’t and increase your contribution
Segment 3: Only buy a car you can afford
If you have to take a loan, 42 months maximum
Compare loans
Consider buying used
Segment 4: Protect your identity
Don’t ever carry checks or your Social Security card
Your credit is the key to your identity -Freeze your credit!
Don’t use a debit card
Use virtual card numbers online
Mentioned on the show:
Six Essential Questions to Ask Yourself Before Making a Major Purchase
Advice | Fear of missing out can keep you broke. Fight the spending temptation.
Why are sales so hard to resist? It's your brain, on discounts
How To Save Money: Spend Less & Build Your Savings / Save Money Archives
How To Save and Invest the Clark Howard Way
Avoid the #1 Mistake That Car Buyers Make
Clark.com - Buying A Used Car / How To Buy A Vehicle
Should I Ever Buy Extras Car Dealerships Sell in Their F&I Departments?
How To Prevent, Report and Repair Identity Theft
Do Not Give Your Social Security Number at These Places
7 Items You Should Never Carry in Your Wallet
Why You Should Never Mail a Check
How to Freeze Your Credit With Experian, Equifax and TransUnion
Why You Should Never Use a Debit Card To Pay for Anything
The Safer Way To Use Your Debit Card
Virtual Credit Cards: An Online Security Measure Worth Taking?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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28min
March 01, 202403.01.24 Clark Answers His Critics on Clark Stinks / HOTEL Booking: An Important Update
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Clark has serious reservations about the breakdown of standards in the hotel industry, especially when it comes to booking a room. There’s important new info to be aware of when planning travel.
Clark Stinks: Segments 1 & 2
Hotel Booking Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
15 of the Best Free Workout And Fitness Apps
How To Get a Gym Membership for Practically Free
6 Things to Know About the SilverSneakers Program for Seniors
Food Expiration Dates: What You Need To Know
Food Product Dating | Food Safety and Inspection Service
Should I Pay Off Debt, Save Money or Invest?
Warehouse Clubs Archives - Clark Howard
Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?
Where You Should (and Should Not) Book Your Next Vacation
How Often Does Clark Book Travel Via Capital One Travel When It’s Often More Expensive?
5 Steps To Getting a Good Deal on a Hotel Room
Should You Ever Book a Nonrefundable Hotel Room?
Investopedia - Retirement Planning: Strategies, Tools, Choices
Retirement Planning: Strategy, Savings and Income
Fidelity Investments | Retirement Guidance
Education | Retirement Plan Services - Schwab Workplace
Invest & Retire - Clark.com
What Is a Fiduciary Financial Advisor and Do I Need One?
How To Find and Choose a Financial Advisor
How to Freeze Your Credit With Experian, Equifax and TransUnion
How To Create a Safe Password
Ambulance rides can be costly — and consumers aren't protected from surprise bills
Habitat for Humanity - Clark Howard
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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36min
February 29, 202402.29.24 Grand Theft Auto / Clark Smart Gym Membership
A common mistake car owners make is facilitating the rise in auto theft. There are 2 things you can do to protect your wheels. Also today - After the health club failures of 20 & 21 the industry roared back and stayed strong through 23. New stats show that trend is now reversing, which will affect the offers you’ll see. Clark explains the best way to handle gym membership to protect your wallet.
Car Theft Prevention: Segment 1
Ask Clark: Segment 2
Gym Memberships: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How one city took on rising car thefts — and brought the numbers down
10 Ways To Save Money on Car Insurance
How To Open a Roth IRA
Credit Card Car Rental Insurance: What You Need To Know
Non-Owner Car Insurance: Who Needs It? - Investopedia
What Is Umbrella Insurance and Do You Need It?
How To Get a Gym Membership for Practically Free
Should You Buy Out Your Leased Car?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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28min
February 28, 202402.28.24 FBI Scam Warning: Cybercriminal Couriers / A Mindset For Rainy Day Funds
Scammers are using a new tactic to get to you and your money, and it’s up close & in person. Also, the days of working for one company for an entire career are long gone. Clark discusses creating financial stability in an age marked by inconsistent and unstable employment.
FBI Scam Warning: Segment 1
Ask Clark: Segment 2
Job Uncertainty & Your Savings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
When cybercrime leaves the web: FBI warns that scammers could come right to your door - USA TODAY
Consumer Reports Lists Ten Most Reliable Cars
[The Washington Post] This fridge hack can slash your food waste
The myth of men’s full-time employment — The Conversation
How To Save Money: Spend Less & Build Your Savings
How Much Money Do I Need in My Emergency Fund?
How To Find Cheap Flights in 3 Easy Steps
The Best Place To Buy a Mattress
How Can I Get Rid of My Old Mattress Cheaply?
10 Best Restaurant Apps for Fast Food Deals
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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31min
February 27, 202402.27.24 You CAN Negotiate Hospital Bills / Rental Property: Opportunity & Hazard
Clark discusses “nonprofit” hospitals and two crucial steps to take if you get a large hospital bill. Also today, there are multitudes of properties bought for the sole purpose of renting them out, but the rules of the game keep changing. To protect your finances, follow Clark’s rule for buying investment properties.
Negotiate Hospital Bills: Segment 1
Ask Clark: Segment 2
Short Term Rental Property: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Nonprofit hospitals have an obligation to help their communities, but the people who live nearby may see little benefit — The Conversation
Have medical debt? Anything already paid or under $500 should no longer be on your credit report
When Do You Tell a Car Dealership You're Paying Cash?
Palm Springs capped Airbnb rentals. Now some home prices are in free-fall
Use of cameras and recording devices - Airbnb Help Center
How To Open a Roth IRA
How Many Credit Cards Should I Have?
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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31min
February 26, 202402.26.24 A Scam Hits Home / Retail Return Fraud
A common text scam just attempted to infiltrate Clark’s own company. Hear how that turned out! Also today, a warning if you receive packages from online retailers, and the one thing you need to do immediately when you do receive an item.
Text Scam Targets Companies: Segment 1
Ask Clark: Segment 2
Retail Return Fraud: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Do Your Boss a Favor and Don't Fall for a Gift Card Scam - ITRC
Think you know what the top scam of 2023 was? Take a guess
What Brokerage Do You Recommend for First-Time Investors or Kids?
What's the Best Savings Account for a Teenager?
Hot Water Recirculation Systems
Streaming TV - Clark.com
NYTimes: She Ordered an Ashtray and Got a Can of Tuna
Types of Health Insurance Plans
Should You Ever Decline a Credit Limit Increase?
How To Increase the Credit Limit on Your Credit Card
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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27min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,337 episodes available.

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