The Clark Howard Podcast

By Clark Howard

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their pers... more

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FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,145 episodes available.

The Clark Howard Podcast episodes:

May 21, 202505.21.25 The Airline Recession / Student Loan Repayment
Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt.
Air Travel Guidance: Segment 1

Ask Clark: Segment 2

Student Loans: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
3 Reasons You Should Never Book a Nonrefundable Hotel Room

Using Cellular Data Internationally: Buying a Local SIM Card

The Best International Phone Plans

The Best Phone Plan For You - Compare Phone Plans

Clark,com Cell Phone Plans

Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now

Scott’s Cheap Flights - Going.com

NYTimes: Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments

National Association of Student Financial Aid Administrators

How Many Credit Cards Should I Have?

Why You Should Keep Old Credit Card Accounts Open

My 7 Rules for Using Credit Cards
Clark HowardClark.com resources:
Episode transcripts

Community.Clark.com

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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35min
May 20, 2025 05.20.25 Ask An Advisor With Wes Moss
Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging
Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He explains how systematically investing over time can smooth out your cost basis and make investing less daunting, especially with a lump sum. We'll look at how DCA stacks up against investing a lump sum all at once – you might be surprised by the numbers!
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 20, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.
Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®

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36min
May 19, 202505.19.25 The True Costs Of 401(k) Loans / Checked Bags - Lost & Found
The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to ⁠borrow from a 401(k)⁠? Know the “opportunity costs” involved. Also - good news if you like to ⁠check bags⁠ on flights.
401(k) Loans: Segment 1

Ask Clark: Segment 2

No More Lost Luggage!: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
⁠Is a 401(k) Loan a Good Idea? Almost Never⁠

⁠How To Open a Roth IRA⁠

⁠Enrolled agent information | Internal Revenue Service⁠

⁠National Association of Enrolled Agents⁠

⁠Should I Buy an AirTag for My Checked Airport Luggage?⁠

⁠What Is an eSIM? 5 Things To Know⁠ - ⁠GIGSKY - International eSIM Data Plans⁠

⁠Using Cellular Data Internationally: Buying a Local SIM Card⁠

⁠Deposit Insurance FAQs | FDIC.gov⁠

⁠Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank?⁠

⁠Are Credit Union Deposits Insured Up To $250,000?
Clark.com resources:
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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27min
May 16, 202505.16.25 Clark Answers His Critics on Clark Stinks / Bumpy Ride For Car Buyers
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, potential car buyers face a lot of questions right now - should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making.
Clark Stinks: Segments 1 & 2

Vehicle Purchase: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Roth vs. Traditional 401(k): What's the Difference?

Why 'Buy Now, Pay Later' Worries Clark Howard

Best Credit Cards With No Foreign Transaction Fees in 2025

The Best International Phone Plans

Why You Should Never Mail a Check

How To Buy a Used Car

Certified Pre-Owned Vehicles: What You Need to Know Before You Buy

Should You Ever Lease a Car?

When Should I Drop Comprehensive and Collision Coverage?

Best Place to Get a Car Loan

Car Loan and Payment Calculator - Clark Howard
Clark.com resources:
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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...more
31min
May 14, 202505.14.25 Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve
Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward.
Series I Savings Bonds: Segment 1

Ask Clark: Segment 2

The Tariff Reprieve: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
6 Things To Know About Series I Savings Bonds

Do Not Use Smartwatches or Smart Rings to Measure Blood Glucose Levels: FDA Safety Communication

Dexcom G7 CGM and Stelo Glucose Biosensor

Subaru Ascent SUVs Recalled. Automaker Advises Owners to Park Outside and Away From Structures.

The Center For Auto Safety

How Much Money Do I Need in My Emergency Fund?

HSA Store - Learning Center

What Is an HSA Account and How Does It Work?
Clark.com resources:
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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...more
29min
May 13, 2025 05.13.25 Ask An Advisor With Wes Moss
Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts
Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you? Wes explains everything you need to know!
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 13, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.
Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®

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...more
40min
May 12, 202505.12.25 Income Inequality / Privacy Alert! Alexa Can Hear You
The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, especially with Amazon’s Alexa.
Income Inequality: Segment 1

Ask Clark: Segment 2

Privacy Warning!: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
NYTimes: America Has Never Been Wealthier. Here’s Why It Doesn’t Feel That Way.

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Understanding Home Equity Agreements

Amazon Is Removing a Key Alexa Privacy Setting: Should You Worry?

[The Washington Post] Alexa is getting creepier. Take this one step to improve your privacy.

When Is the Best Day and Time To Call Customer Service?
Clark.com resources:
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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...more
27min
May 09, 202505.09.25 Clark Answers His Critics on Clark Stinks / How Restaurants Survive
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses.
Clark Stinks: Segments 1 & 2

Business Adaptation: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
Should I Buy Gold? Is It a Good Investment?

Highest Cash Back Credit Card Calculator - Clark Howard

Best 2% Cash Back Credit Cards: 11 Options for 2025

Best Cash Back Credit Cards With No Annual Fee in 2025

Should You Redeem Credit Card Points for Travel Rewards or Cash Back?

Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now

The Platinum Card® from American Express Review: Is It Worth It?

When Should I Drop Comprehensive and Collision Coverage?

Liability vs. Full Coverage: Which Auto Insurance Do You Need?

The Best Places To Buy Eyeglasses

Zenni Optical Review: 6 Things To Know Before Your First Order

4 Things To Know Before You Buy Glasses From Costco Optical

What Is Umbrella Insurance and Do You Need It?
Clark.com resources:
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
33min
May 07, 202505.07.25 Protect Your Home Title / What Job Seekers Should Know
In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home. Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers.
Home Title Protection: Segment 1

Ask Clark: Segment 2

AI & Your Resume: Segment 3

Ask Clark: Segment 4
Mentioned on the show:
CBS News: FBI Boston warns property owners, real estate agents about "title pirates" after I-Team reports

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

4 Signs You’re a Victim of Deed Theft (and How To Avoid It)

4 Insurance Policies You Actually Need (And 4 You Don't)

Should You Buy an Extended Warranty on Your Car?

Best Resume Template: 9 Ways To Update Your Resume

CRASH Network - Insurer Report Card

How to Shop for Lower Car Insurance

Fidelity - Spending & Saving Money | Take Control of Your Money

Best Online Banks: Free Checking and High-Interest Savings Accounts
Clark.com resources
Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center

Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
31min
May 06, 2025 05.06.25 Ask An Advisor With Wes Moss
Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor
Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, the recent housing boom, and the current median home price. Is buying now a nerve-wracking mistake, or a cornerstone of long-term wealth? Also, are you making the most of your conversations with your financial planner? Wes unveils the crucial categories he calls the "5 P's" to have more productive and meaningful meetings with your advisor.
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 6, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

Learn more about your ad choices: megaphone.fm/adchoices

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...more
41min

FAQs about The Clark Howard Podcast:

How many episodes does The Clark Howard Podcast have?

The podcast currently has 2,145 episodes available.

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