Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending.  Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them  - and the 2 annuity type exceptions.

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture decisions. 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day. 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel. 

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Clark.com resources

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score. 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online. 

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Clark.com resources

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Addressing the severe lack of affordable housing requires creativity and change around zoning, construction and serving seniors. Clark reports on some emerging options that can help ease housing cost pressures. Also, learn why current moves by manufacturers and retailers mean there’s added value to comparison shopping right now. Clark shares shopper savvy tips that can save you money. 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for. 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark recently talked about getting the best rate on your savings through online banks and credit unions. Today, he follows up with what brokerage houses are offering, and how you may be missing out on big yields by being with the wrong one. Clark’s call to action: Put your money to work for you. Meanwhile, healthcare is hitting Americans hard in the wallet. An overview of the industry underscores the shortage of primary care physicians and the cost shifting hitting patients. Despite such marketplace obstacles, there is something Clark strongly urges you to do.  

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Clark.com resources

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Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the latest jobs report has even the experts confused. Clark discusses the ongoing forces shaping our economy moving forward to foster informed decisions in your life.

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Clark.com resources

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Learn more about your ad choices. Visit megaphone.fm/adchoices