In this podcast episode, Vicky Townsend gives a presentation as part of LPF’s Divorce Summit. Vicky is is the President and founder of Divorce Right, a professional development and employee assistance program company. Vicky is also the co-founder of the National Association of Divorce Professionals, an association for all the licensed professionals that work with clients before, during, and after divorce. Vicky has worked for years in the divorce industry, but also knows first hand how painful and frustrating the divorce process is. After going through it herself in 2013, Vicky experienced a labyrinthe system that is costly, filled with errors and difficult to navigate. Realizing there needs to be radical change to improve a broken family law system, Vicky decided to revolutionize the divorce process by founding Divorce Right. Divorce Right caters to Fortune 1000 companies and government agencies to help their employees through this grueling process.

Vicky’s presentation centers on divorce as a challenging and often overwhelming process that can have a significant impact on individuals and their families. However, it is not just a personal crisis; it also affects the workplace and can cost companies billions of dollars each year. Divorce Right aims to make the divorce process easier on families and mitigate its impact on the workplace. Townsend highlights the staggering cost of divorce to companies, which can reach up to $150 billion annually according to a study by the Harvard Business Review. This cost includes lost productivity, decreased effectiveness, and increased employee turnover. Divorce Right offers products and services to support employees going through divorce, including specialized divorce coaches and divorce awareness and sensitivity training for HR managers.

Townsend also highlights the importance of considering the impact of divorce on employees when making decisions. More than 50% of employees will go through a divorce during their careers, primarily between the ages of 35 and 54. These are often the employees in upper and middle management positions who are on a trajectory for career advancement. However, divorce can diminish their productivity and effectiveness by about 40% for three to five years. This not only affects the individuals going through divorce but also impacts their coworkers, management, and the company's bottom line.

To address these challenges, Divorce Right offers divorce coaching, which is a flexible and goal-oriented process to support individuals going through divorce. Divorce coaches provide guidance, motivation, and assistance in making the best possible decisions for the future based on each individual's unique needs and concerns. This personalized approach helps individuals navigate the complex divorce process and find the support they need.

In addition to divorce coaching, Divorce Right offers a suite of digital divorce solutions called "Plan Right." This includes a book, a workbook, and a ten-hour video course that covers various aspects of divorce, from deciding if the marriage is truly over to understanding different divorce options. By providing comprehensive resources, Divorce Right empowers individuals to make informed decisions and navigate the divorce process more effectively.

Join Vicky Townsend on this episode of The Confident Retirement podcast as they delve deeper into divorce’s impact on the workplace.

Here is what to expect on this week’s show:

•  Divorce Right’s mission

•  The mental health impact of divorce in the workplace

•  Divorce’s career impact

•  Divorce Right’s holistic approach to support

•  The financial impact of divorce

Connect with Vicky Townsend:

https://divorcerightinc.com/

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In this podcast episode, Kris Flammang talks with guest Carmen Dellutri. Carmen is the Founder and President of The Dellutri Law Group, PA. He is certified by the American Board of Certification Consumer in Bankruptcy Law. He is also a Florida Supreme Court Certified Circuit Court and Family Law Mediator and a Qualified Arbitrator. He has multiple degrees and is licensed to practice in multiple states. Carmen is a distinguished attorney and advocate in the field of personal injury law, with a reputation for relentless determination and compassionate representation. As the founder and president of Dellutri Law, he has dedicated his career to assisting individuals who have suffered from car accidents, slip and falls, and medical procedures. His perspective on his legal career and advocacy in personal injury cases is driven by a strong desire to help people and make a positive impact. He expanded his practice to include bankruptcy law and estate planning, recognizing the need to help clients navigate financial difficulties and protect their assets. His approach is shaped by his own experiences and mistakes, and he uses this knowledge to provide effective legal representation and support to his clients.

Kris and Carmen discuss the importance of work ethic in the service industry. Work ethic and the service industry go hand in hand, as seen in Carmen's upbringing in his parents' gas station. From a young age, Carmen learned the importance of providing exceptional service to customers. His father taught him to go above and beyond, checking customers' cars regardless of the weather. This dedication to service shaped Carmen's work ethic and laid the foundation for his successful legal career. Carmen's father also emphasized the significance of working with both the head and heart, which inspired Carmen to pursue law and make a difference in people's lives.

They also discuss personal injury cases in Florida, bankruptcy, financial planning for the elderly, flaw firm culture, and the topic of the “personal why”.

Join Kris Flammang and Carmen Dellutri on this episode of The Confident Retirement podcast as they delve deeper into the importance of exceptional service.

Here is what to expect on this week’s show:

•  The importance of a strong work ethic and commitment to service

•  Advocacy in personal injury cases

•  Expertise in multiple legal areas

•  The importance of continuous learning and improvement

•  Mentorship and knowledge sharing

Connect with Carmen Dellutri:

https://www.dellutrilawgroup.com/

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In this podcast episode, Kris Flammang talks with guest Marie Banks. Marie Banks is a personal injury attorney based in Gainesville, Florida, known for her unique approach and community engagement. With a background in TV production, Marie initially worked for ABC Network's primetime show 20/20 in New York City. However, after taking a telecom law and regulation class, she became intrigued by the legal process and decided to pursue a career in law. Graduating in 2008 during a presidential election, Marie faced the challenge of name recognition in a field dominated by big firms. Determined to provide a personal, service-oriented experience for her clients, Marie and her firm have implemented a marketing campaign to establish their place in the community and differentiate themselves from other personal injury attorneys.

Kris and Marie discuss Marie’s journey to becoming a personal injury attorney, which was not a straight path. Originally studying TV production, she had a change of heart after experiencing the high demands and costs of the entertainment industry. Kris and Marie get into the challenges of name recognition in the personal injury field and competition with larger firms. They also discuss the importance of educating the public about the value of personal injury attorneys. Additionally, Marie is actively involved in mentoring college women and has spoken to law students about work-life balance. She values work-life balance herself and chose her current firm because they prioritize family life and have a lower volume of cases. Marie's ultimate goal is to give back to the community by offering free planning sessions and creating a more community-focused law practice.

Join Kris Flammang and Marie Banks on this episode of The Confident Retirement podcast as they delve deeper into Marie’s passionate approach to personal injury law.

Here is what to expect on this week’s show:

•  The challenges of name recognition for smaller firms in personal injury industry

•  Marie’s unique path to becoming a lawyer

•  The importance of prioritizing work-life balance

•  Educating the public about insurance policies and dispelling misconceptions about personal injury attorneys

•  Focusing on community engagement and digital marketing

•  Mentoring college women

Connect with Marie Banks:

https://www.lawschack.com/attorneys-staff/marie-banks/

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In this podcast episode, Kris Flammang talks with guest Chad Hastings. Chad Hastings is a highly experienced attorney with a focus on personal injury and commercial litigation cases. With over two decades of experience, Chad has built a strong reputation for his expertise in navigating medical care, insurance, and legal challenges. After graduating with a finance degree from UCF, Chad interned at a personal injury law firm in South Florida, which ignited his passion for helping individuals in difficult situations. As a partner at a Florida-based law firm with a history spanning over 95 years, Chad and his colleagues specialize in handling catastrophic injury cases, nursing home cases, product liability, and aviation crashes. They prioritize excellent client service and maintain open communication, relying on word-of-mouth referrals rather than billboard or television advertising. Chad is licensed to practice law in both Florida and Georgia and is actively involved in nonprofit work within the community.

Kris and Chad discuss the importance of guiding clients through the health system, ensuring they receive quality medical care, and alleviating the financial burden of medical bills that are not their fault. Chad also discusses compensating his clients for their lost time, work, pain, suffering, and emotional distress, and remains optimistic despite the challenges posed by recent changes in tort reform laws. Chad sheds light on the various insurance coverages that come into play. He explains that in the state of Florida, there is a no-fault insurance called PIP, which provides up to $10,000 in health insurance coverage. However, there are other options like health insurance, Medicare, and Medicaid that can partially or fully cover medical expenses. Hastings emphasizes the importance of understanding the insurance coverages of the defendant as well, as it affects the compensation available. He also highlights the challenges of finding doctors willing to deal with personal injury cases and the need to protect clients from potential future liens.

Join Kris Flammang and Chad Hastings on this episode of The Confident Retirement podcast as they delve deeper into Chad’s commitment to client justice.

Here is what to expect on this week’s show:

•  The importance of medical care

•  Dealing with insurance coverage

•  Common fears and concerns amongst personal injury attorneys

•  The importance of making good business decisions

•  The biggest challenges facing a personal injury attorney today

Connect with Chad:

https://lesserlawfirm.com/our-lawyers/chad-hastings/

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In this podcast episode, Kris Flammang talks with guest Lori Barkus. Lori is a Florida native and divorce lawyer, founder and owner of Sustainable Family Solutions. With over 20 years of experience, she helps women have a successful divorce in Florida and Colorado. Lori grew her firm from scratch to significant revenue and is now rapidly expanding with a virtual team of mostly women, including military spouses and mothers.

Kris and Lori discuss Sustainable Family Solutions, a family law and mediation practice that focuses on finding cost-effective solutions for clients. Lori's diverse background in family law and her certifications as a mediator, collaborative law practitioner, and guardian ad litem are highlighted. The importance of clients understanding the entire process from the beginning is emphasized, as it can make a significant difference in navigating the court system. Lori's intentional focus on helping income-earning women in divorce cases is discussed, along with the firm's approach to fees. The conversation also addresses common concerns and misconceptions about divorce proceedings, as well as the challenges and emotional toll of divorce. The recent changes in Florida alimony laws are mentioned, providing clarity and certainty for individuals involved in divorce cases. Ultimately, the conversation emphasizes the importance of support, education, and reform in achieving fair outcomes in family law.

Here is what to expect on this week’s show:

•  Specializing in Helping Income-Earning Women

•  Divorce and Estate Planning Services

•  Changes in Florida Alimony Laws

•  Challenges in Divorce Proceedings

•  Lori’s Firm, Sustainable Family Solutions

Connect with Lori:

https://sustainablefamilysolutions.com/

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Are you familiar with the factors involved in an injury case? Liability and damages play a crucial role. But have you ever wondered how the courts handle these cases? Join host Kris Flammang and guest Mitchell Panter as they discuss the ins and outs of injury cases on the latest episode of The Confident Retirement podcast. Discover the importance of liability and fault, the role of insurance coverage, and the challenges of navigating the judicial system. Whether you've been involved in an accident or simply want to learn more about the legal process, this episode is a must-listen. Tune in now and gain valuable insights from these legal experts!

Mitchell J. Panter is the Managing Partner of Panter, Panter & Sampedro, a personal injury law firm in Miami consisting of 5 attorneys and 11 full time staff members. The firm not only advocates for injured individuals but also for keeping the community at large safer through law changes and holding negligent parties accountable for correcting hazards. In addition, both Mitchell and the firm have been a pilar in the community for more than 30 years. As past president of several legal and community organizations, Mitchell continues to actively participate in various causes throughout South Florida. He has lectured and taught for associations including Bar Associations, high schools and business groups. 

Mitchell primarily practices in the areas of Personal Injury, Wrongful Death, Product Liability, Medical Malpractice and Premises Liability cases. Early in his career, he argued the case of American Aerial Lift v. Jose Perez in the Florida Supreme Court addressing the issue of Strict Liability and Product Liability. This precedent setting case involved the award of a $1.7 million dollar verdict obtained by the firm in the trial court for Mr. Perez as a result of injuries he sustained due to a defective scissor lift. Mitchell has secured several million-dollar settlements and verdicts for his clients and continues to represent individuals injured due to the negligence of others.

Together, Kris and Mitchell discuss discuss the misconceptions about personal injury law, emphasize the role of communication between lawyers and clients, and explain the steps involved in an injury case. Panter emphasizes the need for effective communication, managing client expectations, and providing realistic outcomes and compensation amounts. They also discuss challenges in personal injury law, such as educating clients on structured settlements and navigating changes in the political and regulatory landscape. Ultimately, the podcast highlights the importance of finding passion in your career, specializing in areas you enjoy, and advocating for clients in the legal field.

Here is what to expect on this week’s show:

Connect with Mitchell:

https://panterlaw.com/staff-member/mitchell-j-panter/

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Today on the show, host Kris Flammang brings guest Jeff Schreiber onto the show to discuss his family law practice. Jeff graduated from Auburn University in 2000 with a BA in Journalism. After working in print journalism for the better part of a decade, during which time he also attended and graduated from Rutgers Law School in tropical Camden, New Jersey, Jeff returned south -- relocating to Summerville, South Carolina along with his family in June 2010. Following the move, Jeff practiced Family Law in Charleston, South Carolina before opening up Lowcountry Divorce & Family Law, LLC in Summerville in August 2012. Jeff built a busy and successful Family Law practice, and over the past few years he has transitioned that practice from a focus primarily on litigation to a focus almost exclusively on mediation. Jeff specializes in taking inherently oppositional and adversarial couples and guiding them through the settlement of complicated custodial and financial issues. 

Together, Kris and Jeff discuss the intricacies of a family law practice, including misconceptions about divorce attorneys and the importance of managing expectations and providing support to clients. They also delve into the challenges and opportunities in family law, particularly during the COVID-19 pandemic, and emphasize the need for financial planning in changing times. Jeff shares his transition from journalism to law and his focus on mediation, and they highlight the satisfaction of reaching agreements through mediation and the opportunity to provide undivided attention to clients. Overall, this conversation provides valuable insights into the complexities of family law and the importance of adapting to the changing landscape.

Here is what to expect on this week’s show:

Connect with Jeff:

https://www.lowcountrydivorceandfamilylaw.com/about-jeffrey-m-schreiber/

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Today on the show, host Kris Flammang brings guest Patrick Barnes onto the show to discuss personal injury law, estate planning, and Patrick’s experiences as a lawyer. Patrick is a licensed attorney in Florida and Colorado, focusing on the practice areas of personal injury and estate planning. Patrick obtained a bachelor's degree in psychology from Florida State University and his juris doctorate from Florida Coastal School of Law. After graduating from law school, Patrick moved to Denver, Colorado, where he practiced personal injury and workers’ compensation until moving back to Florida in 2018. Patrick understands firsthand how traumatic personal injury can be, and he considers himself trauma-informed, implementing empathy and compassion in his practice. In addition to practicing law, Patrick writes and speaks nationally on the topics of trauma-informed legal practice and attorney well-being.

Together, Kris and Patrick discuss Patrick’s history and background as a Florida native, advice Patrick would give to his younger self, and the importance of self-care for lawyers. They also discuss Patrick’s ideal client, common obstacles they face, and some misconceptions people might have about what he does. They discuss the process of making a client “whole”, and address the general or non-economic damages they might face. Moving forward, they also get into the biggest opportunities and obstacles Patrick sees in the future.

Here is what to expect on this week’s show:

Connect with Patrick:

https://spinnerlawfirm.com/patrick-a-barnes/

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Host Kris Flammang brings guest Dana Brooks onto the show to discuss her firm, retirement, and some of the most notable cases she has come across. Before Dana Brooks became an attorney, she was a paralegal, law firm administrator, mental health counselor and Florida Supreme Court certified family law mediator. Her experience and reputation as a medical malpractice defense paralegal combined with her law school performance provided the basis for the exceptional opportunity Dana was offered while still in law school. Dana was sworn in as an attorney in the morning and made a named partner of a thirty-year-old revered plaintiff’s law firm that same afternoon. Brooks represents people in all walks of life and aims to give her clients the best and fastest resolution possible with the least amount of intrusion into their lives.

Together, Kris and Dana discuss the psychological phenomenon of Imposter Syndrome, and how to create an ideal client avatar and manage expectations with outcome-based client care. Dana also discusses her experience working in law firms since she was in high school. The two compare car accident attorneys and injury attorneys, and discuss the limitations of medical malpractice attorneys. They also note that it’s important to see a doctor within 14 days due to the PIP laws in Florida and discuss some of the challenges facing Dana’s firm.

Here is what to expect on this week’s show:

Connect with Dana:

[email protected]

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Are you looking for a way to save for retirement and potentially reduce your taxes in the future? If so, you may want to consider a Roth IRA or Roth 401K. Join Kris Flammang on "The Confident Retirement" as he discusses Roth IRAs and Roth 401Ks, which both offer a unique opportunity to save for retirement with after-tax dollars, allowing for tax-free growth and withdrawals in the future.

A Roth conversion is a strategy that allows you to convert funds from a traditional retirement account into a Roth IRA, potentially providing tax advantages and savings in the future. It is important to consult with a financial advisor or tax professional to determine which strategy is best for you, as a Roth conversion can eliminate or reduce future required minimum distributions (RMDs) and make sense if you anticipate being in a lower tax bracket now than you think you will be in the future in retirement.

Tune in to learn the difference between Roth IRAs and Roth 401ks and secure your retirement!

Here is what to expect on this week’s show:

Connect with Kris:

LPFadvisors.com

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