In this episode, Mike shares his personal experience with travel insurance and how it saved him thousands of dollars when he had to undergo surgery while traveling. He explains the differences between medical insurance and trip-related insurance. He also mentions the limitations of insurance coverage based on what you’re paying for on the card and the need for supplemental insurance in certain situations. 

Check out the written version of Mike’s Insurance Process: https://www.dailydrop.com/pages/how-i-used-my-credit-card-insurance-to-pay-for-my-surgery-abroad? 

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, we’re joined by the founder of Daily Drop and one half of Kara and Nate on YouTube, Nate Buchanan. He shares his journey from saving two million points to owning a Miles and Points company. He discusses how he got started in the Miles and Points game, the strategies he used to earn points, and how his redemption strategies have evolved over time. Plus, he answers a few questions from the Daily Drop audience!

Check out the Chase Sapphire Preferred Card elevated offer here: https://www.dailydrop.com/credit-cards/chase-sapphire-preferred-card 

The video with Kara and Nate’s favorite country list: https://youtu.be/A6gSZ_CP5d4?si=EH_G4yRbzuEvVquk&t=1975 

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Mike and Megan discuss creative ways to use Chase Ultimate Rewards Points. They share personal examples of how they have used these points to book flights and hotels at incredible value. They highlight the flexibility and high value of Chase Ultimate Rewards Points, particularly when used with transfer partners like United and Virgin Atlantic. They also emphasize the benefits of the Chase Sapphire Preferred and Chase Sapphire Reserve cards, which currently have elevated welcome offers. 

➡️ Check out the Chase Sapphire Preferred Card elevated offer here: https://www.dailydrop.com/credit-cards/chase-sapphire-reserve 

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Mike answers one of our most common questions around here. He discusses how he justifies holding credit cards with high annual fees, using the Chase Sapphire Reserve as an example. 

Check out the Chase Sapphire Preferred Card here: https://www.dailydrop.com/credit-cards/chase-sapphire-reserve 

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Megan dives deep into American Express Membership Rewards points. She explains the rules and limitations of American Express cards, the cards that earn Membership Rewards points, and how to earn additional points through Rakuten. Megan also discusses some secrets to earn more MR points. Enjoy!

Resources:

Favorite Amex MR earning cards: https://www.dailydrop.com/credit-card-issuers/american-express
Rakuten + Amex: https://www.dailydrop.com/pages/how-to-earn-more-american-express-membership-rewards-points-with-rakuten
What’s in your wallet episode: https://podcast.dailydrop.com/2253039/14554801
Portals episode: https://podcast.dailydrop.com/2253039/13973904
Card Match: https://www.dailydrop.com/pages/find-your-perfect-card-match-with-this-easy-tool

Episode Time Stamps:

00:00 Introduction to American Express Membership Rewards Points
03:10 Rules and Limitations of American Express Cards
06:43 Cards that Earn Membership Rewards Points
10:39 Earning Membership Rewards Points with Rakuten
13:27 Using Card Match for Elevated Signup Bonuses
15:10 Redeeming Membership Rewards Points
18:54 Amex and 2 player

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Mike and Megan are joined by Brendan from the Daily Drop Youtube channel to talk all about their mistakes. They cover topics such as booking upgraded hotel rooms with points, accidentally using the wrong free night award, using points for poor value, analysis paralysis in redemption, forgetting visa requirements, and passport expiration drama. Plus everyone learns a new hack that ends up saving Brendan thousands of miles on an upcoming trip! 

Resources:

Virgin Companion Pass (Note all pricing is in RT but you can book One way too, just cut in half): https://flywith.virginatlantic.com/us/en/flying-club/spend-points/companion-seats.html 

Hang out on YouTube with Brendan: https://www.youtube.com/@DailyDrop

Episode Time Stamps:

1:45 - Booking Upgraded Hotel Rooms with Points
4:23 - Accidentally Using the Wrong Free Night Award
8:15 - Using Points for Poor Value in a Portal
11:31 - …and then again
14:40 - Forgetting Visa Requirements
19:20 - Passport Expiration Drama
25:01 - Being a Miles and Points Cheapskate
30:30 - Waiting Too Long to Book Awards
35:35 - Virgin Atlantic Companion Award Seats

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Mike discusses the major shakeup in the points and miles world, with Bilt Rewards adding Alaska Airlines as a transfer partner and why you should care about this!

Resources:

The Bilt Card: https://www.dailydrop.com/credit-cards/bilt-mastercard 

Episode Time Stamps:

01:24 Changes to Alaska Airlines loyalty program
05:09 Introduction of new award charts
06:36 New sweet spots and improved pricing
10:38 Free stopovers in partner airline hubs
12:22 Future ability to combine partner airlines on a single ticket
15:14 Expanded types of awards and unique pricing

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Hang out on YouTube: https://www.youtube.com/@DailyDrop
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this very fun episode, we give you the recording of our speech that we hosted live at the Travel and Adventure Show Atlanta 2024. Megan and Mike talk you through how we visited over 50 countries last year thanks to the magic of miles and points!

Resources:

Slides: https://bit.ly/tasslidesdd
YouTube version of this ep: https://youtu.be/XjRpjlHZYKo
Free gift as mentioned at the start - Miles and Points 101: https://www.dailydrop.com/course-videos/what-are-miles-points 

Episode Time Stamps:

0:00 - What's going on in this ep!? 
3:09 - Meet Megan and Mike 
8:06 - 9 week trip around the world
15:18 - Mediterranean cruise for free
18:46 - An even more free cruise
23:00 - Travel Hacking to Scotland with 10 people
30:23 - United Excursionist Perk
36:16 - Questions?

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Hang out on YouTube: https://www.youtube.com/@DailyDrop
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, Megan provides an ultimate guide to Chase Ultimate Rewards. She explains what Ultimate Rewards are, how to earn them, and why people are kind of obsessed with them. She also explores the different cards that earn Ultimate Rewards and how to build a points family. Megan covers redemption options through the Chase portal and transfer partners, and more!

Resources:

Written guide to Chase Ultimate Rewards: https://www.dailydrop.com/pages/daily-drop-s-guide-to-chase-ultimate-rewards  

2 player mode podcast: https://link.chtbl.com/2playerddpod 

Portal podcast: https://www.buzzsprout.com/2253039/13973904 

Transfer Partner Cheat Sheet: https://bit.ly/ddtransferpartners 

Miles and Points 101: https://www.dailydrop.com/course-videos/what-are-miles-points 

Episode Time Stamps:

1:08 - What are Chase Ultimate Rewards 

4:16 Prioritizing Chase Points

5:55 Different Cards that Earn Ultimate Rewards

10:10 Why is everyone obsessed with Chase Sapphire Preferred

17:50 - Ultimate Reward Redemptions 

20:20 - Final thoughts

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Hang out on YouTube: https://www.youtube.com/@DailyDrop
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast

In this episode, we are joined by Megan, Mike, and Tiffany to chat about what's in our wallets and why?! We answer questions like what's one card we frequently reach for? What's a favorite co branded card we have? What's our strategy for choosing our next card? And we answer some questions from you!

Resources from this episode:

Top Cards: https://www.dailydrop.com/credit-cards
2 Player Mode article: https://www.dailydrop.com/pages/miles-and-points-in-two-player-mode
2 Player Mode episode: https://link.chtbl.com/2playerddpod
Mike's spreadsheet: https://bit.ly/ddcctrackerus   

Keep Up With Daily Drop:

Read the newsletter: https://www.dailydrop.com
Join the Lounge: https://www.facebook.com/groups/dailydroplounge
Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards
Follow along on Instagram: https://www.instagram.com/dailydrop/
Hang out on YouTube: https://www.youtube.com/@DailyDrop
Prefer a video podcast? Head over here: https://www.youtube.com/@DailyDropPodcast