What if the biggest threats to your retirement aren’t market swings—but the everyday costs no one warns you about? On this episode of the Retirement Coffee Talk podcast, Charisse Rivers breaks down the surprising expenses retirees often overlook, from Social Security taxes and Medicare penalties to dental work, healthcare, and long‑term care. Using relatable comparisons and real‑world examples, this episode explores how “one‑time” events and miscellaneous costs quietly add up year after year. The conversation highlights why retirement planning isn’t just about monthly bills, but preparing for unpredictable moments—from major home repairs to milestone trips—and why those details matter more than most people expect.

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