The Higher Standard

In today's episode of The Higher Standard, Chris examines the big economic news coming out of the Bureau of Economic Analysis. He breaks down some of the numbers and predictions and offers some insights and opinions on where he thinks we're headed.

In this episode you'll discover:

- Why the recession is being called, 'two consecutive quarters of negative GDP growth.'

- The TWO distinctly different definitions for a recessionary economy.

- The ongoing battle between Elon Musk and Twitter.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Why the recession is being called, 'two consecutive quarters of negative GDP growth.'
• The TWO distinctly different definitions for a recessionary economy.
• The ongoing battle between Elon Musk and Twitter.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on the drop in home sales in 2020, recent layoffs in large companies across the board, and demand for mortgages.

In this episode you'll discover:

- Why the early pandemic downturn in house sales in 2020 was the biggest since 2008.

- Why, contrary to popular belief, real estate is not a hedge against inflation.

- The reasons why entering into a recessionary economy and fixing that economy requires an increase in unemployment.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Why the early pandemic downturn in house sales in 2020 was the biggest since 2008.
• Why, contrary to popular belief, real estate is not a hedge against inflation.
• The reasons why entering into a recessionary economy and fixing that economy requires an increase in unemployment.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on debt service coverage ratio loans in the single family residential market, the Consumer Price Index (CPI) and predictions around the growth of the GDP.

In this episode you'll discover:

- The concept of debt service coverage ratio loans and why it's not, as some seem to suggest, a new thing.

- Why food and energy commodities, like gasoline prices, are excluded from the CPI.

- Chris' predictions for GDP growth.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• The concept of debt service coverage ratio loans and why it's not, as some seem to suggest a new thing.
• Why food and energy commodities, like gasoline prices, are excluded from the CPI.
• Chris' predictions for GDP growth.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on 

- Auto repossessions and the fact that used car prices are more than $10,000 above typically expected levels and are creating a bubble that is beginning to show signs of bursting.

- Websites such as Keeping Current Matters that highlight the wrong thinking surrounding real estate prices.

- Why Buy Now, Pay Later service businesses are losing value.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Auto repossessions and the fact that used car prices are more than $10,000 above typically expected levels and are creating a bubble that is beginning to show signs of bursting.
• Websites such as Keeping Current Matters that highlight the wrong thinking surrounding real estate prices.
• Why Buy Now, Pay Later service businesses are losing value.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on comments made by Brian Moynihan, chairman and CEO of Bank of America, as well as the rise of so-called 'influencers.'

In this episode you'll discover:

- Why Brian Moynihan's comments make no sense in light of the facts.

- Why Chris believes the 'artificial' recession caused by the COVID pandemic has created a supply recession.

- The problem with social media influencers spreading false information and inflated claims.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Why Brian Moynihan's comments make no sense in light of the facts.
• Why Chris believes the 'artificial' recession caused by the COVID pandemic has created a supply recession.
• The problem with social media influencers spreading false information and inflated claims.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on why it's time to get serious about the economy and its effects on our lives and businesses.

In this episode you'll discover:

- Why Chris believes that July will be labelled by the media as 'the beginning of the recession.'

- Why a 'delayed response mechanism to the economy' has blindsided much of the media to the real issues affecting the economy.

- Why the 'affordability crisis' will have a far greater effect on the economy than anyone realizes.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Why Chris believes that July will be labeled by the media as 'the beginning of the recession.'
• Why a 'delayed response mechanism to the economy' has blindsided much of the media to the real issues affecting the economy.
• Why the 'affordability crisis' will have a far greater effect on the economy than anyone realizes.
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on the rise of rent across the country and some thoughts on the purchase of his own home.

In this episode you'll discover:

- The strategy Chris used to purchase his home for three and a half percent down.

- Why the rising costs of buying a home have created an increase in rental prices across the board.

- Why he believes we're in an 'affordability crisis.'

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• The strategy Chris used to purchase his home for three and a half percent down.
• Why the rising costs of buying a home have created an increase in rental prices across the board.
• Why he believes we are in an 'affordability crisis.'
• And so much more...

In today's episode of The Higher Standard, Chris offers insights on everything from surprising side effects of testosterone treatments and the Great Resignation to his continued issues with Dave Ramsey.

In this episode you'll discover:

- The side effects of testosterone treatments, and the surprising perspective it offers.

- The real reasons behind the so-called 'Great Resignation.'

- Some actual numbers surrounding buying a house and the current market. 

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• The side effects of testosterone treatments, and the surprising perspective it offers.
• The real reasons behind the so-called 'Great Resignation.'
• Some actual numbers surrounding buying a house and the current market. 
• And so much more...

In today's episode of The Higher Standard, Chris offers up opinions and insights on various subjects, such as realtor rhetoric, why Peter Schiff was right all along and Dave Ramsey's role as a lead aggregator.

In this episode you'll discover:

- Why Chris' is incensed by the rhetoric coming out of the real estate industry claiming that house prices won't go down.

- Why Peter Schiff's warnings have been right since 2006.

- Dave Ramsey's troubling comments on housing prices.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Chris' issues with Realtor rhetoric claiming that house prices won't go down.
• Peter Schiff's correct prediction of the financial crisis... a year before it happened.
• Dave Ramsey's troubling comments on housing prices and his role as more of a lead aggregator than advisor.
• And so much more...

In today's episode of The Higher Standard, Chris discusses some educational, fascinating (and possibly frustrating) new events in the world of cryptocurrency.

In this episode Chris discusses:

- Why Chris believes the mortgage industry is hurting, but the players are too emotionally invested in the market.

- Testosterone injections and their effect on a man's energy levels.

- Thoughts on the real reason Elon Musk is trying to back out of the Twitter deal.

This is a show you do not want to miss! Join Chris for this fascinating conversation.

Enjoy!

What You’ll Learn in this Show:

• Why the mortgage industry is in turmoil, but the players are too emotionally invested in the market.
• Testosterone injections and their effect on a man's energy levels.
• Thoughts on the real reason Elon Musk is trying to back out of the Twitter deal.
• And so much more...

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