In this jam-packed episode of The Higher Standard, Chris, Saied, and Haroon dive headfirst into the fiery debate of 529 plans versus brokerage accounts for kids. With Chris hilariously comparing brokerage accounts to the wild west and Haroon trying to make 529 plans sound as exciting as a superhero origin story, this segment is both informative and entertaining.

➡️ And just when you thought things couldn't get crazier, Saied drops the bombshell that US bankruptcies have hit their highest level in 14 years. It’s the perfect mix of financial advice and economic drama you didn’t know you needed. Don’t miss this rollercoaster of an episode that turns financial turmoil into pure podcast gold.

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👕 THS MERCH: http://www.thspod.com

🔗 Resources:

US Bankruptcies hit the highest level in 14 years (Global Markets Investor via X)

Job openings have been rapidly declining (Game of Trades via X)

50 housing markets where home prices are down the most from peak (Lance Lambert via X)

Price cuts on the US Housing Market just hit their highest level in six years (Nick Gerli via X)

A massive housing bubble has developed, and is about to pop, in the South (Nick Gerli via X)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Welcome back to another episode of The Higher Standard podcast, where Chris, Saied, and Haroon dive into the latest in finance, investing, and pop culture. Today, we're breaking down some intriguing insights and bringing a touch of humor to your financial woes. First up, the boys aim to demystify "EBITA" – yes, we know you probably thought it was a hip new tech term, but no, it’s just Earnings Before Interest, Taxes, and Amortization.

➡️ And just when you thought this episode couldn’t get any more eclectic, we shift gears to the world of entertainment. Will Smith made a heartwarming return to music with his BET Awards performance, Jamie Foxx spills the beans on his mystery illness, and J.J. Redick has some thoughts about the Lakers drafting Bronny James.

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🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

EBITA Explained (Nicolas Boucher via LinkedIn)

Where do wealthy younger and older investors see the greatest potential for growth? (CNBC Chart of the Day via Instagram)

Key Fed measure shows inflation rose 2.6% in May from a year ago, as expected (CNBC)

Fed’s preferred inflation gauge shows prices rose at slowest pace since March 2021 (Yahoo Finance via Instagram)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Some of you might not know this, but The Higher Standard podcast wouldn't be here if it were not for Mind Pump's Adam Schafer. Chris and Saied were long time fans of Mind Pump, the #1 fitness podcast in the world. Adam and Chris formed a friendship over time and the idea to create The Higher Standard in a model after Mind Pump was born. You may even note the homage to the Mind Pump studio in The Higher Standard's aesthetic.

➡️ It has been a while since Adam Schafer and Chris had an opportunity to sit down in front of a hot mic and talk about life. It's been nearly 10 years since Mind Pump started and a lot has changed. Adam is thinking a lot about the next chapter of his business and his life. The boy talk about cars, watches, the evolution of business, why being an "influencer" is a bad idea and so much more.

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🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Bringing Truth To Health & Fitness Worldwide (Mind Pump Media)

Some Random Dude (Full Compression via Instagram)

Pejman Ghadimi (Exotic Car Hacks via Instagram)

Episode 232 | 💥 The Get Dynasty Origin Story (The Higher Standard )

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Chris, Saied, and Haroon kick off this episode of The Higher Standard podcast with a look in to dive deep into what was once the hype around the Bilt credit card program. The Flashy Rent Credit Card was backed by Wells Fargo Bank and is costing them $10 million a month thanks to some poor business decisions. Sometimes when something sounds too good to be true, it is. And yes, even big, sophisticated banks can make bad decisions sometimes.

➡️ Even though Chris forgot his introduction in this week's show and Saied stole the show closing, they still managed to provide some economic insights on the Fed holding rates unchanged, what the CPI report means for you and what could potentially be the "mother of all layoffs."

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly. (Wall Street Journal)

Another more-of-the-same report on CPI rent (and OER) (Jay Parsons via X) 

The mother of all mass layoffs is coming (ZeroHedge via X) 

Buying conditions in the US housing market have collapsed (Game of Trades via X) 

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In this episode of The Higher Standard podcast, Chris, Saied, and Haroon dive deep into the essential economic data impacting today's market. They kick off with the critical information you need to understand about GDP and CPI, highlighting the significance of the latest CPI print.

➡️ The discussion then moves to the US yield curve problem, including its record-breaking inversion of 702 days. The hosts explore the longest streaks of low unemployment, the surge in people working multiple jobs, and the dramatic 47.1% rise in US home prices since 2020. arket shifts, Trump’s trial verdict, and the postponement of the Mike Tyson vs. Jake Paul fight.

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Tomorrow's CPI inflation data is HUGE (Kobeissi Letter via X)

The US Yield Curve (Charlie Bilello via X)

The US Treasury yield curve has been inverted for 702 days, the longest streak in bond market history (Kobeissi Letter via X)

This is one of the longest streaks of low unemployment ever (Investopedia)

The number of people working multiple jobs in the US hit a near-record of 8.4 million in May 2024 (Kobeissi Letter via X)

Home prices in the US are up 47.1% since 2020 (Kobeissi Letter via X)

CEO of Reventure’s interpretation of Realtor.com data (Nick Gerli via X)

Market backs off on hopes for interest rate cuts following strong jobs report (CNBC)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In episode 233 of "The Higher Standard," Chris, Saied and Haroon dive into the crucial topic of home affordability, exploring how much house you can actually afford without breaking the bank or sacrificing your prized Pokémon collection.

➡️ They delve into the latest housing market trends, discussing the surge in new single-family homes for sale as highlighted by The Kobeissi Letter and the rising listings in the US housing market noted by Mohamed A. El-Erian. Lance Lambert’s insights on housing affordability also get the spotlight, while the trio adds their unique commentary on job market shifts, Trump’s trial verdict, and the postponement of the Mike Tyson vs. Jake Paul fight.

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

The number of NEW single-family houses for sale has surged (The Kobeissi Letter via X)

The US housing market is finally starting to see listings rise (Mohamed A. El-Erian via X).

Housing affordability is the story (Lance Lambert via X).

Job openings fall to lowest level since February 2021 (Yahoo! Finance).

Trump trial: After guilty verdict (NBC News).

Mike Tyson vs. Jake Paul fight postponed (NBC News)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In this episode of The Higher Standard podcast, hosts Chris, Saied, and Haroon engage in an insightful conversation with Alessandro Chesser, co-founder of GetDynasty. GetDynasty is revolutionizing estate planning by offering a platform that allows users to create and manage living trusts entirely online. This innovative approach helps protect assets, avoid probate, and ensure seamless inheritance. Highlighted in the discussion are Dynasty's notable investors, including Bill Ackman, Henry Ward, and Jerry Murdock, underscoring the company's strong backing and potential impact on democratizing wealth management.

➡️ If Alessandro looks strikingly handsome, you can chalk that up to good genetics as he also happens to be the cousin of the one and only Sal Di Stefano, who is partially responsible for The Higher Standard podcast's creation.

Learn More Here: https://www.getdynasty.com

📌 Get Dynasty On:

https://www.youtube.com/@GetDynasty

https://www.instagram.com/getdynasty

https://www.tiktok.com/@getdynasty

https://www.facebook.com/getdynastycom

https://x.com/getdynasty_com

https://www.linkedin.com/company/getdynasty/

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Mind Pump Media (Mind Pump's Website)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Sometimes the title says it all. Shelter is actually propping up inflation and Chris, Saied and Haroon have the data to prove it.

➡️ Specifically, shelter accounts for approximately 33% of the total CPI and approximately 40% of core inflation. With this much weighting, you can't hit the Fed's 2% target without a decrease in shelter costs.

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Inflation cools off in April (Yahoo! Finance via Instagram)

Inflation has not fallen in a single month since January 2021, according to Zerohedge (Kobeissi Letter via X)

U.S. Rental vacancy (Kobeissi Letter via X)

Housing Market Data (Redfin)

Total US household debt increased by $190 billion in Q1 2024 (Kobessi Letter via X)

U.S. Household debt climbs to a record $17.69 trillion (Yahoo! Finance via X)

US credit card delinquency rates jumped to 8.9% in Q1 2024 (Kobessi Letter via X)

U.S. jobless claims jump to highest level in eight months (Yahoo! Finance)

In New York City, rents grew more than seven times faster than wages last year (Unusual whales via X)

Fed Governor Waller wants ‘several months’ of good inflation data before lowering rates (CNBC)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

It's been a while since the boys have had a guest on and they thought why not keep it in the family. Saied's cousin, Weiss Surkhabi, MD and his co-founder, Dr. Sina Arham join us to talk about their journey in building their company "Fridays." Fridays aims to provide patients with weight loss solutions that fit their biology and their budget. They believe in a patient's right to fair and equitable medical treatment to achieve their healthiest weight. Essentially treating obesity as a disease before someone's health deteriorates in to so many of the conditions that tend to develop afterward.

➡️ If you have followed the show, you already know that Chris is a big fan of peptides and what they mean for longevity and preventative care. So naturally it made sense to speak to two subject matter experts on some of the more popular variants and the nuances of how and when they are prescribed. Of course, it wouldn't be The Higher Standard podcast if we didn't get in to the nuances of how the business was started, the challenges that needed to be overcome and the lessons learned along the way.

Learn More Here: https://www.joinfridays.com

📌 Join Fridays On:

Instagram: https://www.instagram.com/joinfridays/

TikTok: https://www.tiktok.com/@joinfridays

Facebook: https://www.facebook.com/joinfridays

LinkedIn: https://www.linkedin.com/company/joinfridays

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Breakdown of all lifestyle (Dave Pascoe's Website)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Okay, look, we admit it. We are a tiny bit older than 20 years-old and sure, that makes us the "old guys." But, it does mean we have lived through some good and bad decisions. Particularly when it comes to investing. Chris, Saied and Haroon open the show by breaking down their most important lessons in investing. Some have lead to big wins and some have lead to big losses. We hope they help you decide whether or not you are will to take the risk and invest on your own.

➡️ After a prolongated trip down memory lane, the boys dive right in to the week's important data and what yo should watch out for, Neel Kashkari is doing Neel Kashkari things again and rental vacancy for apartments is at its highest level in 4 years. Then, just after the hour mark, they pivot to Haroon's pop culture segment which includes all the things you should know from the past week. We got rap beefs, met galas and artificial intelligence.

💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review?

🏆 Sponsored By Transcend Company:

TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you.

✔️ Click the link and start today: http://www.transcendcompany.com/THSP

👕 THS MERCH: http://www.thspod.com

🔗 Resources:

Notable data this week (Chris Naghibi via X)

Fed may need to hold rates steady all year, Kashkari says (Reuters)

U.S. Rental vacancy (Kobeissi Letter via X)

⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.