The Investing for Beginners Podcast - Your Path to Financial Freedom

In this episode of the Investing for Beginners podcast, hosts Andrew and Dave tackle four intriguing listener questions gathered from various sources. They begin by discussing the merits and timing of selling stocks during a downturn and the potential pitfalls of making multiple trading decisions simultaneously.

They then delve into the intricacies of the Discounted Cash Flow (DCF) model, explaining its relevance with or without inflation. The conversation transitions to net working capital, exploring its importance in cash flow statements versus balance sheet metrics. Finally, they address concerns about high-level executives or board members selling large amounts of stock, providing insights on when this might be a red flag for investors.

00:00 Introduction and Listener Questions Overview

00:33 Is Now a Bad Time to Sell Stocks?

06:52 The Importance of Staying Invested During Market Volatility

10:37 Understanding Discounted Cash Flows (DCF)

18:00 Calculating Free Cash Flow and Working Capital

30:58 Insider Stock Sales: Red Flags or Not?

34:06 Conclusion and How to Submit Questions

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to ⁠⁠SHOPIFY.COM/beginners⁠⁠ to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at ⁠⁠MintMobile.com/beginners⁠⁠

Today's show is sponsored by BetterHelp. Get 10% off your first month today with ⁠BetterHelp⁠

Podcast Survey

⁠einvestingforbeginners.com/survey⁠

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠⁠Value Spotlight⁠⁠. To see a sample of his previous work, go to ⁠⁠stockwriteup.com⁠⁠.

Have questions? Send them to ⁠⁠[email protected]⁠⁠

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International investing offers portfolio diversification beyond your home market, especially valuable during US market downturns like in 2025. While investing abroad requires understanding different accounting standards, currency risks, and market access methods, modern brokerages make global investing increasingly accessible to beginners seeking broader opportunities.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

Today's show is sponsored by BetterHelp. Get 10% off your first month today with BetterHelp.

Podcast Survey

⁠⁠einvestingforbeginners.com/survey

Podcast: Chit Chat Stocks

Twitter: CCM_Brett

Substack: Chit Chat Stocks

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

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For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we break down the viability of Adobe as a

Key points include the importance of not being deterred by

We also delve into the potential disruptive threats from AI

00:00 Introduction and Live Stream Announcement

Today’s show is sponsored by:

Go to ⁠SHOPIFY.COM/beginners⁠ to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at ⁠MintMobile.com/beginners⁠

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at ⁠Value Spotlight⁠. To see a sample of his previous work, go to ⁠stockwriteup.com⁠.

Have questions? Send them to ⁠[email protected]⁠

SUBSCRIBE TO THE SHOW

⁠Apple⁠ | ⁠Spotify⁠ | ⁠YouTube⁠ | ⁠Amazon⁠ | ⁠Tunein⁠

For sponsorship inquiries, reach out to us at ⁠[email protected]⁠.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Investing for Beginners, Brett Schafer from Chitchat Stocks shares actionable strategies for sourcing investment ideas. From leveraging Twitter and newsletters to using stock screeners and avoiding common pitfalls, Brett provides a comprehensive guide to smarter stock research. Tune in to learn how to build a winning portfolio with confidence.

[00:01:00] Importance of curating trustworthy sources for investment ideas.

[00:03:00] Why understanding your investments prevents panic during downturns.

[00:05:00] Using Twitter’s search function to explore stock tickers.

[00:10:00] Benefits of subscribing to newsletters for detailed stock analysis.

[00:19:00] How Value Investors Club and Yellow Brick Investing help research.

[00:24:00] Tips for using stock screeners to find undervalued companies.

[00:33:00] Brett’s best investments sourced from screeners and newsletters.

[00:45:00] Serendipity in finding great stocks through online communities.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew answer listener questions on investment strategies, specifically discussing the benefits of using ISA and GIA accounts in the UK. They also offer advice on handling fractional shares and avoiding tax headaches.

In the second segment, the hosts delve into essential steps for new investors during their first 30 days, including the importance of buying familiar stocks, utilizing good investing books, and maintaining a learning journal.

00:00 Introduction and Episode Overview

00:20 Listener Question: ISA vs GIA Accounts

07:07 Analyzing Companies and Finding Competitors

18:42 First 30 Days as a New Investor

25:59 Building Good Investing Habits

36:25 Conclusion and Contact Information

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Get your summer savings and shop premium wireless plans at MintMobile.com/beginners

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

CJ Gustafson, tech CFO and author of Mostly Metrics, joins the show to reveal what a CFO really does, how SaaS models work, the art of raising capital, and why storytelling is crucial in finance. Learn about IPOs, AI’s impact, and building durable businesses from one of the industry’s most insightful voices.

[00:01:00] CFOs as resource allocators and company portfolio managers.

[00:04:00] SaaS model’s predictability and recurring revenue explained.

[00:07:00] Managing cash flow and runway in startups is critical.

[00:10:00] Building investor relationships for easier future fundraising rounds.

[00:13:00] CFOs spend more time managing people than spreadsheets.

[00:15:00] Tech business models and pricing strategies evolve rapidly.

[00:18:00] Klarna IPO: business model, AI use, and credit risks.

[00:25:00] CFOs must tell compelling stories, not just crunch numbers.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Learn more about CJ here: Mostly Metrics

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew address three detailed listener questions. They offer insights on investing in micro-cap stocks, setting up an exit strategy, and the importance of understanding time horizons.

The discussion extends to the utility of AI in financial research, where they outline its current limitations and emphasize the critical value of personally reading and understanding company financial statements. They also provide practical tips for balancing detailed financial analysis with a busy lifestyle and the potential advantages and risks associated with different investment strategies.

00:00 Introduction and Listener Questions Overview

00:41 Question 1: Strategies for Micro Cap Stocks

11:44 Question 2: Evaluating FDVV and Investment Strategies

21:59 Question 3: Using AI for Investment Research

33:54 Conclusion and Final Thoughts

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

Confused by Amazon’s PE ratio? Financial educator Brian Feroldi breaks down the six stages of a company’s life and reveals why traditional valuation metrics often fail. Learn how to analyze any stock, avoid common mistakes, and discover the tool that makes investing easier for everyone.

[00:01:00] Why PE ratio fails for Amazon and growth stocks.

[00:03:00] The six stages of a company’s business lifecycle explained.

[00:07:00] How to spot startups and hypergrowth companies in the market.

[00:11:00] Self-funding phase: when companies stop needing outside capital.

[00:13:00] Operating leverage: profits grow faster than revenue here.

[00:16:00] Capital return phase: dividends, buybacks, and mature companies.

[00:19:00] Three key numbers to identify a company’s current stage.

[00:26:00] Why Amazon’s valuation needs a different metric approach.

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Check out the Stock Simplifier here: Stock Simplifier.

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Joe Saul-Sehy (Stacking Benjamins) as he shares his raw, hilarious, and practical journey from financial disaster to financial independence. Learn why budgeting trumps stock picking, the real story behind target date funds, and how to build wealth in your 20s.

[00:01:00] Joe’s frugal start: recording from his mom’s basement.

[00:02:00] Inflation warning: budget, not stocks, is your real risk.

[00:04:00] Joe’s first money mistake: credit card disaster at Citadel.

[00:09:00] Mom’s tough love: “It’s your problem, not mine.”

[00:11:00] Gamifying debt payoff: taking control became fun.

[00:14:00] Take career risks, not just portfolio risks, for wealth.

[00:17:00] Purpose in retirement: why staying active matters most.

[00:39:00] Target date funds: why Joe says “don’t use them.”

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Go to shipsticks.com and use the code INVESTING for 20% off.

Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures.

This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self.

Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod

Learn more about Joe and Stacking Benjamins here:

Stacking Benjamins

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

For sponsorship inquiries, reach out to us at [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Brett dive deep into a detailed comparison of three retail giants: Amazon, Costco, and Walmart. We analyze how these companies compete, their business models, and what potential investors should consider.

The show covers Amazon's diverse revenue streams, Costco's membership-driven, low-margin strategy, and Walmart's large-scale, low-cost operations. The conversation also touches on the financials, growth prospects, and potential risks associated with each company, providing a comprehensive guide for beginner investors.

00:00 Introduction and Episode Overview

01:46 Amazon: The Retail Giant

02:30 Amazon's Business Segments and Growth

05:36 Amazon Prime and AWS

09:12 Costco: The Warehouse Club Model

11:49 Costco's Business Strategy and Growth

21:29 Walmart: The Retail Leader

24:16 Walmart's Growth Strategy

25:40 Amazon vs. Walmart: The Grocery Battle

27:36 Costco's Competitive Edge

29:24 Investment Prospects: Walmart, Costco, and Amazon

37:06 Amazon's Innovation and Risks

39:33 Walmart and Costco: Growth Challenges

46:04 Final Thoughts and Future Predictions

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

Go to SHOPIFY.COM/beginners to start selling with Shopify today.

Go to shipsticks.com and use the code INVESTING for 20% off.

Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures.

This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self.

Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

Have questions? Send them to [email protected]

SUBSCRIBE TO THE SHOW

Apple | Spotify | YouTube | Amazon | Tunein

Learn more about your ad choices. Visit megaphone.fm/adchoices