Facing the right direction brings peace. With pace playing second fiddle.

Frugality, for its own sake, is really, really boring.

Living within your means frees up cash for saving or getting out of debt, but it is so much more than just that.

Sometimes you've cut all you can cut, and it's time to increase the size of your shovel.

You have permission to keep it simple. Challenging assumptions.

The one thing we don't talk about regarding debt, is that it kills scarcity. Scarcity helps you.

After a little YNABer feedback, I've decided to revise and extend my remarks on debt…focusing on good debt versus bad debt.

We talk a lot about priorities. here's my view on getting out of debt, as your single priority.

It's that age-old habit of humanity where we judge others quickly, but rarely examine our own insane behaviors.

YNAB for iPad is here. It's great. It's free.