On this episode of The Rate Guy we break down the different AI models, their strengths/weaknesses and origins that you might not know. We then dive into interest rate talk, the small exhale the market experienced last week, odds of a rate cut this year, info around the bid to cover ratio (linked article referenced) and we cap it off with an AI recording of the rap battle below!

Hedge Advisor Rap Battle

Given Kendrick Lamar and Drake's rap battle, I thought it would be interesting to see how Claude would have us battle with the other hedge advisors out there.

Pensford

Yo, it's Pensford in the ring, call me the rate sage,

Missed a prediction or two? Yeah, but I turn the page.

Two years back, Fed moves had me in a daze,

But I evolve, adapt, and still set the stage.

Competitors

Hey Pensford, you think you're the guru of the rate,

Missed the hikes, now you're just trying to skate.

Chatham here, we're giants, you're just bait,

Sports in finance? C'mon, bruh, that's second rate.

Pensford

Chatham's got the size, but where's the agility?

Forced out your founder, lost more than stability.

I keep it real, take a stand with ability,

While you sit back, no opinion, no liability.

Competitors

Pensford's small time, flying in that tiny plane,

No market sway, just playing a losing game.

Your jokes fall flat, just like your rate claim,

Stick to sports, 'cause in rates, you ain't got no fame.

Pensford

CIRM, oh please, your strategy's a maze,

Complex for no reason, clients lost in a haze.

And RCA? That flat fee's just a phrase,

Blindsiding custys at closing? Your ethics, a craze.

Competitors

You're just jealous, Pensford, of the leads we acquire,

Cold calls, maybe, but they ignite the fire.

Your data obsession? That's just you in the mire,

While we adapt and soar, ever higher.

Pensford

Derivative Logic, you're just copy and paste,

Stealing my style, but you can't match my taste.

I'm the original, in this game, I'm laced,

With clever comebacks, watch how you're displaced.

Competitors

Pensford, all talk, but where's the proof?

Your forecasts fail, they're just aloof.

We might borrow, but we stay under the roof,

Of innovation and truth, not just glib reproof.

Pensford

So here's to Pensford, where cleverness reigns,

We miss a beat, but our humor sustains.

I'll keep throwing verses, breaking these chains,

'Cause in this rate battle, it's clear who gains.

Jay$

Hold up, hold up, let me step in this cypher,

Jay$ on the mic, about to make it hyper.

Y'all acting like children, throwing tantrums and shade,

While I'm steering this economy, making tough trade.

Pensford, you question my moves, but where's your degree?

State school educated, thinking you can school me?

I've got the cred, the experience, the clout,

My decisions are sound, no need for you to doubt.

Two years of rate hikes, and we're still standing strong,

Soft landing achieved, proving y'all doubters wrong.

I'm tired of being judged by those who can't see,

The bigger picture, the complexity, the responsibility.

We're in the last mile, inflation's final stand,

Like 8 Mile's battle, it's time to take command.

The Fed's my 313, Detroit of finance,

We'll slay this inflation beast, no matter the chance.

So keep your petty squabbles, your juvenile rhymes,

I've got a job to do, guiding through uncertain times.

Jay$ out, dropping the mic with finality,

'Cause when it comes rates, I'm the ultimate authority.