The Long Game

By Thomas KopelmanBusiness

The Long Game episodes

July 26, 2024 Roth vs Traditional Accounts
Roth = post tax
Traditional = pre-tax
Both have their benefits and can be the right account at different times.
In this episode Thomas and Jacob breakdown:
- how Roth accounts work
- how pre-tax accounts work
- when it might make sense to use one vs the other
- Roth conversions
- which we use and prefer
25 min
July 19, 2024 Solo 401(k) vs SEP IRA
Self employment retirement accounts are one of the best tax planning tools out there.

The two main choices to pick from are Solo 401(k)s and SEP IRAs. Both can be good in the right situation.

IN this episode, we break down:
- what each one is
- how it works
- contribution limits
- which we prefer
18 min
July 12, 2024 Understanding Your Businesses Financials and Why Hiring an Outsourced CFO Can Make Sense with Kurtis Hanni
Most business owners start out just trying to survive.

And then all the sudden, they are successful and they have no clue what is going on with the financials.

They have never been taught what to do, what they know to know, what the numbers mean, etc.

This is where outsourced CFOs can be so valuable.

In this episode with Kurtis Hanni, we talk all things business financials and when and why hiring an outsourced CFO can make sense.
35 min
July 05, 2024 Preparing For Retirement (and the mindset shift) With Taylor Schulte, CFP®
In this episode with Taylor Schulte, CFP we talk:
- how to plan for retirement
- the big risks you face
- how to overcome the mindset shift as you switch from accumulation to decumuluation (the hardest part for everyone)
46 min
June 28, 2024 Asset Location: The Importance Of Putting The Right Assets In The Right Accounts
Asset location is something that is really important for investors to know about.

Asset location is all about putting the right assets in the right accounts for tax purposes.

We dive more into asset location, what assets make sense in which accounts, and much more!
16 min
June 21, 2024 Asset Allocation: What it is and the Importance of it
Most consumers invest without having an intentional asset allocation. This can lead you to a lot of risk when being over exposed.

IN this episode, we break down:
- what asset allocation
- the importance of it
- what we believe about international exposure
23 min
June 14, 2024 Life Insurance: The Uses For Term (For Business and Personal Planning) and Permanent
Most think Jacob and I are not fans of insurance. But this could not be further from the truth. We implement term and permanent insurance for our clients.
We just hate how often permanent is sold to the wrong person.
In this episode, we have on insurance expert, Colin Webb, to talk through all things life insurance:
- what term is and how it works
- what permanent is and how it works
- which is a fit and when
- why working with an expert is so important
- insurance terms that are important for you to understand
39 min
June 07, 2024 What Is Enough
One of the hardest things for people to figure out is "what is enough" for them. For most, they have a number, they hit it, and then the goal poasts move.

What can you do to work through this?

It really depends on what your motives really are.
20 min
May 31, 2024 What Are You So Worried About (Money Edition)
Most people are worried about money. They think the next income or net worth target will change that, but it doesn't.

Time and time again we see this happen.

So how you you best handle this?

Listen as we help you think through this as well as how to eliminate guilt around spending.
20 min
May 24, 2024 The Current State of The Economy, Interest Rates, And The Market and What It All Means For Your Financial Planning With Paula Pant
In this episode with Paula Pant, we talk:
- Current state of the jobs markets
- Current state of the stock market
- Current state of interest rates
- What they all mean for you
- How planning changes when rates are where they are
36 min