Sometimes there will be property features that you will love.

- Leasehold titles

A complicated topic, but worthwhile, especially now as the 1-year interest rates and the floating rates are quite similar.

Last week the inflation report came out and while it wasn't exactly what we wanted, it's still going to impact the housing market.

Ant and I have been going over the numbers and want to share our thoughts with you. We're breaking down how the inflation report will affect house prices and interest rates in the near future.

This week has been a little crazy in the mortgage world, with some banks raising rates and others lowering them. But, the good news is that long-term rates are now lower than short-term rates. This means that banks believe that interest rates will be lower in a couple of years. Yay!

And that's great for you, especially if you're thinking about refinancing or buying a house with a 20% deposit. You have some serious negotiating power now and can either get more cash back or lower interest rates. Let us, your mortgage bros, help you make the most of this opportunity.

We hope this email gave you a better idea of what's going on in the market. If you have any questions or just want to chat, hit us up!

Well, that was unexpected.

Welcome to 2023...

As you start to unpack what a crazy year we've had in 2022 you might be thinking what on earth is going to happen in 2023?

It's never nice to talk about, but sometimes serious illness, accidents or death happens.

Fear of losing your deposit if the developer goes under?

The bank of Mum and Dad has become the 5th largest home loan lender in New Zealand, with an estimated $22.6 billion being loaned out to family members to help them get into a home.

The OCR is up again, and this time a massive 0.75 jump. The biggest jump we've had.