ASB has cut its 18 month fixed term loan rate to 5.39% following cuts by Westpac and BNZ.

All three of the banks' six-month rates are now at 5.99% as they fight to be the bank of choice for mortgages. 

This comes alongside rumours of a foreign buyer ban reversal - with experts saying it could work, but rules need to be more flexible. 

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Resident Economist at Opes Partners, Ed McKnight, joins Tim Beveridge with predictions for the property market in 2025. 

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A common thought when it comes to buying an investment property is finding a reasonably priced house in a high demand area. 

But could it be more profitable to spend as much as you can on an investment property? 

Helen O'Sullivan joins Tim Beveridge with more. 

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New research from KiwiBank found that 1 in 3 first home buyers in New Zealand got a boost from the Bank of Mum and Dad. 

With the cost of living and interest rates in the current day, it may seem impossible for most parents to be able to do this the old-fashioned way - cold hard cash. 

But there is a way around it. 

Property investor Nichole Lewis joins with more. 

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The Reserve Bank of New Zealand has cut the OCR by 50 basis points in the final announcement of the year. 

Many are of the mindset that it's low enough to fix for a longer term - but that may not be the case. 

Experts say even though the cuts are looking good, banks aren't fully reflecting them in mortgage rates. 

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Fixed price offers are common after a home fails to sell at auction - is it possible that the method of sale can either draw in the attention of buyers, or put them off completely?

Property commentator Ashley Church joins to discuss whether there is anything sellers can to to make an easier sale. 

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CoreLogic's latest Pain & Gain report for the third quarter of 2024 has just been released, showing the proportion of properties being resold for a higher price is down from the previous quarter.

The number of loss-making resales grew to 9.8%. 

It's clear the market is softening - but what's causing it? And is it ever okay to sell at a loss? 

CoreLogic's Head of Research Nick Goodall joins. 

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KiwiBank's State of Ownership report shows 85% of New Zealanders want to own their own home, but 63% of non-homeowners feel locked out of the market. 

Ed McKnight is the resident economist at Opes Partners, and he says there are alternative pathways to homeownership. 

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Mortgage rates are forecasted to drop over the coming months, but many homeowners will still be in for a rude awakening when they go to refix. 

Helen O'Sullivan joins Tim Beveridge to discuss how far homeowners should go to deal with mortgage stress - or when it becomes time to throw in the towel. 

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Data shows that more people are buying investment properties as interest rates begin to drop - what's stopping others from doing the same?

Tim Beveridge is joined by property investor Nichole Lewis to discuss more. 

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