The Mortgage Mum Podcast

Sarah Tucker joins Tessa again this month, this time to answer your questions on IT contractor mortgages. Of all the contractors we know, we definitely speak to IT contractors the most frequently. It’s a very popular area.

This will be a good episode for those of you who are IT contractors, or if you're thinking of becoming one. As always, if you have questions, send them in to us - they will form part of our future episodes.

You will also notice Sarah is doing live mortgage Q&As on her Instagram page now, as well as regular videos and podcast episodes. So keep sending your queries in, and we'll help as many of you as we can.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Sarah Tucker is back to continue answering your questions on mortgages for IT Contractors.

Our focus at the moment is on contractors, and we've been looking at First Time Buyer contractors and standard contractors, and now IT contractors.

If you haven’t already listened, we have covered a Part 1 episode and we’re going to get very granular again with you for this next part.

We hope we have covered all the questions that we can for IT Contractors across our Part 1 and Part 2 episodes but if you have any more, please let us know - we would love to help.

 Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts!

 www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

The topic of conversation on this episode of The Mortgage Mum Podcast is mortgages for First Time Buyer contractors. It’s very specific and we're going to give you as much information as possible.

Tessa is back again to ask Sarah the questions that you've sent in to us and as always, if you've got any more questions, please send them in - they could be featured on another episode or Sarah will answer them specifically on social media.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast 

If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

On this episode of The Mortgage Mum Podcast, we are talking about contractor mortgages, for those of you who are on a daily rate.

We recently recorded an episode on mortgages for First Time Buyer contractors too - in case you would like to listen to that too.

We're also here again with Tessa, who's going to be asking Sarah the questions that you've sent in to us.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Hello, and welcome back to the Mortgage Mum podcast with Sarah Tucker.

In this episode, we are going to be doing some questions and answers again, which worked really well in our previous episode.

This time we are covering the topic of high net worth mortgages, which can sometimes fall into specialist finance. As you may or may not have seen, we've recently launched The Mortgage Mum Specialist Finance as its own company and It’s headed up by myself and Shelley Walker, who’s managing director of that business.

We would love to do another episode in the future with Shelley as part of the specialist finance podcast. But for now, we want to answer your questions.

We've had lots of them about how high net worth can be factored in differently for mortgages, so hopefully we cover them all for you on today’s episode.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Welcome to one of two episodes to be released in July on The Mortgage Mum Podcast!

Sarah Tucker is excited to be back on the show for the first time in a while and she is also joined by Senior Mortgage and Protection Advisor and Head of New Build at The Mortgage Mum, Charley O’Neill.

This is the first time Sarah and Charley have hosted an episode together but you’ll recognise Charley from the new build podcast that was released recently.

The team is also making some exciting, new changes to the podcast! With some really great feedback from listeners so far and suggestions for topics, they have decided to bring in Tessa from the Lead Engine as host, to ask the questions that you've been sending in.

To kick start this new process, Sarah and Charley are excited to answer your most popular questions on getting a mortgage with commission income…so let’s get started!

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

Charley is a Senior Mortgage and Protection Advisor and Head of New Build at The Mortgage Mum and can be contacted on 07841 581992 or via email [email protected]

If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

“Demystifying the million pound mortgage”

Welcome to this month’s episode of The Mortgage Mum podcast. This month’s episode is hosted by two of our expert mortgage brokers, Kim Balasubramaniam and Katrina Horsted.

With backgrounds in high-end events and luxury fashion, Kim and Katrina are well versed in dealing with discerning, high net worth clients. 

In this episode they discuss the million pound mortgage; why you might need one, how to get one and how working with a broker in this space is vital.

Kim and Katrina discuss the need for million pound mortgages, both in the residential, buy-to-let and development sectors, particularly for those families wishing to move to their forever homes.

They talk through affordability considerations; for those clients with complex incomes, background investments and illiquid assets and how different lenders take these elements into consideration.

Katrina shares the types of mortgages available for larger loan sizes and the considerations that should be given to each, and Kim discusses the various repayment options available.

Finally, the pair share how working with a broker in this space is vital both to save the client time, and to lean on their expertise and relationships with lenders and their specialist larger lending teams to ensure a smooth journey to completion of that million pound mortgage and forever home.

Eliot Darcy is the CEO and Founder of Own New. Own New is dedicated to solving problems on the housing market and helping people to buy new homes. 

This episode focuses on their Rate Reducer scheme which they have brought to the market which gives buyers access to lower interest rates when purchasing a new build property.

Charley O'Neill, Senior Mortgage and Protection Advisor at The Mortgage Mum chats to Eliot about the advantages of the scheme, where the idea came from, a bit about Eliot’s history and advantages of buying a new build. 

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast 

For more information about the Scheme please visit: Own New

Follow Eliot on LinkedIn

If you'd like to reach out to Charley with an enquiry about new builds or general mortgages, please email: [email protected] or call 07841 581992.

Welcome to April’s episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum, takes time to discuss getting mortgage ready when you have a fixed term, temporary or zero hours employment contract.

Being employed doesn’t look the same for everyone and if you have an employment contract that isn’t considered permanent, you may need to consider a few extra elements to help lenders understand your current and future income, when it comes to applying for a mortgage.

Since working in the mortgage industry Gemma has seen just how varied lenders are in their approaches to contract workers and uses this podcast episode to give you an overview of things to consider and how to get yourself in the best position.

Essentially it comes down to offering the lenders as much evidenced security of your income levels as we can. We do this by looking both back at your recent employment history and forward when it comes to non permanent contracted employment.

Gemma hopes she can shed some light on what’s required and what is most helpful if you’re in this position. Please don’t hesitate to ask any questions.

Gemma is an award-winning senior broker at the mortgage mum and can be contacted on [email protected]

Follow Gemma on:

Instagram @gemmabennett_themortgagemum

Facebook @gemmabennett_themortgagemum

LinkedIn Gemma Bennett

Welcome back Sarah! This month’s episode see’s the return of The Mortgage Mum’s Managing Director, Sarah Tucker.

Sarah records her first podcast episode since coming back from maternity leave and shares an insight into the past year.

As Managing Director, Sarah gets asked a lot of questions around owning a business and having children, including what that looks like, how she manages it, and how this feels, which she explains in this episode.

Plus, ahead of International Women’s Day this week, Sarah hopes to inspire other women that might be looking to start a family and run a business.

Listen now on The Mortgage Mum website or wherever you get your podcasts!