The Office for National Statistics reported that the price of consumer goods are increasing at the highest rate in almost 30 years. With people having to choose between heating their homes and buying their groceries, what can we do to cope with the current cost living crisis? What are the causes, when will it all be over and how does your pension fit into all of this?

Our guests this month are:

• Personal Finance Expert, Managing Director of Mrs Mummypenny and PensionBee Customer; Lynn Beattie
• Co-Founder and CCO of Snoop; Scott Mowbray
• PensionBee's Chief Engagement Officer; Clare Reilly

*Please note that figures mentioned at the beginning of this episode are estimated based on the performance of the MSCI World (GBP) provided by State Street Global Advisors as at 31 March 2022. Figures are subject to rounding.

Further support:

If you're struggling, support is available. Here are some charities we highlighted in the podcast.

• Step Change
• Citizens Advice
• National Debtline

Further reading:

Read more about the cost of living crisis and latest tax changes on the PensionBee website.

• How the 2022 Spring Budget impacts your pension
• What happened to pensions in March 2022?
• How does inflation affect pensions?
• 5 ways to protect your pension income against inflation

Other useful resources:

• £15 billion of benefits remain unclaimed each year (entitledto)
• How the Spring Statement affects pensions (FT)
• Bank of England inflation rate
• No quick fixes in chancellor's spring statement (FT)
• 'The Money Guide to Transform Your Life' by Lynn Beattie

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Lynn @MrsMummyPenny on X, TikTok, Instagram, LinkedIn and Facebook and Scott @SnoopApp on X, Instagram, Facebook and LinkedIn.

Enjoying the podcast? Then don't forget to give us a review! Your feedback and ideas are always appreciated, send us an email to:

[email protected]

Data from the Office for National Statistics suggests that one in four people think of their property as a way of funding retirement. The property market has seen huge growth over the decades, rising way above inflation. But does investing in property at the expense of your pension really make more sense financially?

We look into the mortgage versus pension debate with the help of:

• CMO of Habito; Abba Newbery
• Founder of the Financial Joy Academy and The Humble Penny; Ken Okoroafor
• PensionBee's VP Brand and Communications; Rachael Oku

*Just a couple of extra points around pensions and beneficiaries that we didn't mention on the podcast:

• Pensions usually fall outside of someone's estate, but not 100% of the time.
• When someone passes away before age 75, tax is treated the same regardless of whether they have previously accessed their pension or not.

Further reading:

Read more on what to think about when weighing up the advantages of pensions or property on our website:

• Episode four transcript
• Pension or property - which should I invest in?
• Pension rules after death
• Should I pay off my mortgage before retirement?
• How to diversify your pension investments
• Pension beneficiaries
• Property and retirement video

Other useful resources:

• One in six over-55s have no pension savings yet (Unbiased)
• House prices have tripled since the Millennium
• Information on the S&P 500 Index

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Abba on X and LinkedIn and Ken @TheHumblePenny on X, TikTok, Instagram, Facebook, YouTube and LinkedIn.

Don't forget to leave us a review and send your feedback and ideas to:

[email protected]

PensionBee research tells us that women face real obstacles when it comes to creating a comfortable retirement. In fact, the average disparity between men and women's pensions is 38% and has grown to almost 60% in some parts of the UK.

So, how did we get here? What's standing in the way of women saving enough for their retirement? And what can we do about this problem? Joining us to answer these questions are:

• Personal Finance Editor at The Telegraph; Sam Brodbeck
• Founder of Vestpod; Emilie Bellet
• PensionBee's CEO; Romi Savova

Further reading:

Learn more about the gender pension gap with our engaging articles.

• What is the pension gap between men and women?
• What would women's pensions look like if there wasn't a gender pay gap?
• How can we improve financial health amongst women?
• The future is female: but why aren't women investing in theirs?
• Tackling the gender pension gap this International Women's Day
• Starting early to bridge the gender pension gap
• How to fight back against the gender pension gap
• Combine your old pensions

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Sam on X and LinkedIn and Emilie Bellet @VestPod on Instagram, X, TikTok, Facebook, YouTube and LinkedIn.

Enjoying the podcast? Then don't forget to give us a review! Shoot us any questions or feedback to:

[email protected]

According to government data, over 4.1 million people now work for themselves. However, statistics suggest that less than a quarter of self-employed people are actively saving towards their retirement.

We explore what you need to know when it comes to your self-employed pension, with the help of:

• Founder of Enterprise Nation; Emma Jones CBE
• PensionBee's Head of Product; Martin Parzonka

*In case it wasn't clear enough on the podcast, we'd like to clarify that tax-relievable personal contributions are limited to the lower of personal earnings and the annual allowance (£40k). Employer contributions, such as those made from your limited company, may be more than your earnings but are limited by the annual allowance (£40k).

Further reading:

You can find out more about managing your self-employed pension and all the tax facts through the handy links below:

• Pension contributions from your limited company
• What pension can I get if I'm self-employed?
• Private pensions for the self-employed
• Pension tax relief and the tapered annual allowance for high earners

Other useful resources:

• What is Auto Enrolment?
• Setting up a workplace pension scheme (gov.uk)
• Workplace pensions - employing staff for the first time (Pensions Regulator)

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Emma on LinkedIn and @EnterpriseNation on X, Instagram, Facebook.

Enjoying the podcast? Then don't forget to give us a review! For feedback and suggestions, feel free to email us:

[email protected]

In the first episode of The Pension Confident Podcast we ask the question: can you really help tackle climate change with your pension's investment choices? We also discuss how you may be able to get the equivalent of a £30,000 annual pension income by investing as little as £80 a month. Joining us in the studio are:

• Founder of Money to the Masses; Damien Fahy
• PensionBee's Chief Engagement Officer; Clare Reilly

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Follow Damien @MoneytotheMasses on X, TikTok, Instagram, Facebook, YouTube and LinkedIn.

Enjoying the podcast? Then don't forget to give us a review! Got any feedback or ideas for future episodes? Send us an email to:

[email protected]

We get it, pensions can be complicated. That's why PensionBee's on a mission to make them simple. Every month Philippa Lamb is joined by experts from the PensionBee team and some of the best brains in personal finance to discuss the biggest topics impacting your pension. Would you like to know the ins and outs of investing in your mortgage versus saving towards a pension? Or perhaps you want to know the best way to prepare yourself for a happy retirement? Subscribe today to keep up-to-date with all you need to know about the world of pensions and personal finance on The Pension Confident Podcast!

Catch up on the latest news, read our episode transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.

Enjoying the podcast? Then don't forget to give us a review! Send feedback and ideas for future episodes to:

[email protected]