The Property Couch

Folks, it’s time to strap your seatbelts in and tighten your property investing hats because in today’s episode, we’re doing our own Back to the Future with our first-ever Throwback Thursday!! 🔮

We’re revisiting our best property investing strategies and theories from aaallll the way back in 2015 and asking...

Are they still relevant today?!?  

We’ll be unpacking (Yep, that's still a favourite word of ours today 😉): 

🛠️ Ep 1. We Fix Bad Property Investment Advice: The two most common regrets we hear and our cornerstone “Barber Analogy”: Is it still applicable or has it become obsolete?! 

🚀 Ep 2. Regulation vs. Education: How has income vs. Property prices changed? And what makes inner land value 3x higher than land further out?

🏠 Ep 3. The 4 Pillars of Mastery: Do we still use the same process to set investors up for success? And why is MoneySMARTS still extremely relevant today?! 

To hear all of this, plus some of our favourite quotes of all time from these episodes, tune into our first Throwback Thursday now!! 

FREE STUFF MENTIONED

• We’ve got ONE last spot on our 2024 Summer Series. Share your story with us today! >>  
• Check out Binge Guide featuring the first 20 episodes here >>  
• See the graphs from Ben’s What’s Making Property News! here >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Hey folks, it's that time again for our Monthly Economic and RBA update! This time around, Ben got his sight set on a few key things: 

• RBA's November Board Meeting: We've all been eagerly waiting to see if the RBA is going to hike the cash rate again. This could mark the 13th time they've done it in this upward cycle. Find out more in this episode! 
• Inflation Rant: Hold onto your hats because Ben got a bit of a rant brewing about inflation. 
• Property Market Scoop: Of course, last but not least, the most popular part of Ben’s RBA updates…. the latest data on the property market! 

But before we dive into all that, we can't ignore the elephant in the room – the heightened geo-political tensions and the Middle East conflict. This isn't just a humanitarian crisis; it's also making waves in the global economy. 

All this uncertainty and instability is putting a damper on global economic confidence, sentiment, and investment. Plus, it's affecting oil supply, prices, and trade, which is basically throwing a wrench into the works of the world economy. 

Let's cross our fingers for some speedy resolutions in the Middle East and Ukraine to ease these troubles. But for now, the world is feeling jittery and there's more downside risk ahead if these issues continue to weigh on developed economies.  

We know these aren’t uplifting news to share, but it's important to acknowledge the economic consequences tied to these global events.  

And folks, if you're feeling the pinch with those rate hikes and worried about your cashflow in the next few months, we've got a couple of handy resources for you: 

A) MoneySTRETCH Tool on Moorr: 

This cool tool lets you play around with different scenarios and see how they impact your cashflow and savings right away. 

Learn more about MoneySTRETCH here > 

B) Free Finance Checkup with our Award-Winning Crew: 

If you're looking to review yuor loans, our sister company, Empower Wealth recently snagged the Australian Brokerage of the Year award from the Australian Mortgage Awards, and they would be thrilled to assist you! 

Learn more about Empower Wealth's Mortgage Broking services here > 

Alright, what are you waiting for? Let's jump into the data for this month! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- The Armchair Guide to Property Investing
- Make Money Simple Again

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With today’s geopolitical tensions and growing inflation uncertainty, how is Australia’s commercial, construction and property sectors faring?    

Plus, what can we expect from next week’s cash rate decision and why has this instrument been so ineffective in stopping inflation?!   

Their big questions folks and luckily, here to help us unpack them is Nerida Conisbee, our good friend and Chief Economist at Ray White!   

Nerida is a leading property expert who sits as the Chair of the Construction Forecasting Council and is a member of the Australian Taxation Office’s Foreign Investment Stakeholder Group.  

As someone who provides regular updates on property market conditions to major Government bodies, Nerida will share her fantastic insights and help us to unpack...   

👉 Why Australia needs to embrace density! 
👉 Why has the Cash Rate been ineffective in dealing with inflation? 
👉 How can tax concessions solve our housing supply problems?  
 👉 Are office assets no longer a safe class?!  
 👉 The commercial sector's newest focus 
 👉 The property class that’s become most listed on Ray White, and  
 👉 A breakdown of CoreLogic’s November report!   

Another timely and insightful property and economic update from Nerida, tune in now folks!  

Free Stuff Mentioned

• Check our Nerida’s previous episodes here >> (Tune in to 7:36 of Ep 358 to hear her Money Backstory!) 
• Read CoreLogic’s November Report here >> 
• Read PIPA’s 2023 Sentiment Survey (from What’s Making Property News!) here >> 

Timestamps 

• 0:00 – Like a Snake swallowing a Goat: Why interest rates aren't controlling inflation
• 3:45 – Mindset Minute: If you squeeze an orange...
• 6:34 – Welcome back Nerida! 
• 8:29 – The ACIF & Australia’s construction industry 
• 12:35 – How does industry impact Government Bodies? 
• 15:48 – Inflation uncertainty + Cash Rate predictions!  
• 19:50 – How can we get rid of NIBYSM with our spending? 
• 22:44 – Why the Cash Rate has been ineffective with controlling inflation 
• 25:50 – The Biggest Headwinds in Housing 
• 29:39 – CoreLogic’s November Report: The strongest market in Australia, price growth, and more... 
• 33:01 – Why we need to embrace density!  
• 36:34 – Using tax concessions to solve short-term housing supply... 
• 42:26 – The newest focus of the commercial sector!  
• 45:13 – These properties have seen the greatest changes in listings
• 50:20 – Wow! Thank you Nerida 😊

And...

• 52:07 - Lifehack: The Secret Behind Long Life 
• 56:50 - WMPN: What are investors looking to get out of property?

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.

In this bonus episode - originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) - we debunk some of the popular myths around property investment!

Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan. 

Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

He has also been featured on Episode 459 of our podcast, where we chat about how to solve Australia’s growing demand for property!

Timestamps 

• 0:00 - REAL Talk - Where are all the Property Investors going?
• 00:58 - Data shows investors are offloading their properties at a loss 😮
• 01:10 - Listen to what some Aussies feel about the state of the rental market
• 02:26 - This is what the actual Aussie landlord looks like…
• 04:11 - The main reasons people invest in property
• 05:22 - Will the number of investors drop even further?
• 07:44 - The big run-up over a decade that has taken the confidence out of the market
• 08:38 - The Queensland land tax example
• 09:30 - Bryce gets REAL about some of the pitfalls of property investment!
• 10:49 - Capital growth & high rental yields
• 12:39 - Government incentives to invest in property
• 13:50 - Why is negative gearing such a touchy subject?
• 18:51 - Lean in!
• 23:14 - Great advice for those looking at investing in the current market!!
• 24:41 - We’re all playing different money “games”
• 25:56 - The silver lining for investors at the moment

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Continuing from last week’s insightful case study episode, we’re back with two more awesome case studies featuring two very different investors... 

Case Study 1: Grandma’s Inheritance

Meet Brandon (names have been changed), a 25-year-old electrician who has just received a large inheritance and is about to set out on a year-long adventure in South America. 

He wants to make sure he’s maximising his future wealth, but is it better to invest now or after his trip??  And is there a way he can put this money to work to actually help him afford the trip? 🤔


Case Study 2: Escaping the Rat Race  

In our next case study, we’re homing in on a professional, time-poor couple with young children looking to change their lifestyle completely. 

With dreams of taking an idyllic family holiday overseas while maintaining their lifestyle, one part of this duo also hopes to retire as soon as possible. How can they sequence this to make it all a reality?!

Tune in now to find out how each investor makes their lifestyle and holiday dreams come true and discover how the experts build property portfolio plans around the lives, dreams and goals of our investors, listen in to this episode now! 😊 


FREE STUFF MENTIONED

• Be our next Summer Series Guest! Send us your story here >> 
• Unpacked: How to Retire on $2k per week! We’ve just released our newest course featuring 6 (+ 1 bonus) case studies from our best-selling book, The Armchair Guide to Property Investing. Learn how the successful investors from EVERY demographic did it (we’re talking strategies, calculations and more!) Find out more here >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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- Youtube

Do you know what the number one trap is when it comes to money? 

We’re not all playing the same game!

What does this mean?

In their 20+ years in the industry, Bryce & Ben often come across a common theme which is…
“My friend/family invested in property via that strategy/location and was really successful, so I decided to do the same thing.” 

We might all have the same destination but bear in mind that how we get to this destination is different for everyone!
 

In this mini bonus episode, Bryce & Ben discuss our brand-new course “Unpacked: How to Retire on $2k per Week!” 

(Note: More details on www.thepropertycouch.com.au/casestudy)

When it comes to our bestselling 2016 book The Armchair Guide to Property Investing, it is the case study chapter that often received the most feedback. Our readers love it!! The analysis, tables and charts have always been a popular hit. BUT one thing that they often requested for is…  

The nitty gritty behind the modelling. 

After all, there’s only so much you can see from table and charts on black and white printed paper. 

And so, in a typical TPC fashion, we’ve taken their feedback to heart and are proud to announce that after months of work, our brand-new online course is now ready!! 🥳

This course discusses seven different scenarios (the book only covers six, but we threw in a bonus one just for this course!), and how you can plan for a comfortable retirement no matter which “game” you are playing!

Each case study is around the 40-minute mark and covers more than what you can get from the book. And the best bit is… we’ve updated the variables and assumptions in the book to reflect current times! 

Find out how everyday Aussies like yourself make $2,000 per week in passive income, whether you are:

• A Rentvestor (Renter looking to invest in property)
• DINKS (Double Income No Kids)
• A Couple with Young Kids
• An Older Couple with Older Kids
• Empty Nesters
• A Single Parent
• (BONUS!) A Single Millennial with a Thirst for Travel

For only a few more days, this course will be available at a heavily reduced launch price of $97! After this, the price will go up, so you don’t want to miss out!

Get your hands on our brand new online course today at www.thepropertycouch.com.au/casestudy

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’ve always said that property investing is a process, not an event but how does one successfully match this process with ongoing family, life AND travel goals to achieve it all?!? 🏡🌟 

Folks, in today’s episode, we’re revealing how it’s possible through two real-life case studies! 

In our first case study, "Scratching the Itch”, we’re exploring how a young family who is looking to spend a memorable year travelling with their young ones can achieve this while continuing to work towards buying their forever home.  

In the next case study, "Older Demographics Need Help Too!", we chart the path that Linda, a 54-year-old Zookeeper can take to achieve her dream retirement without sacrificing her current lifestyle.  

We’ll be deep diving into the problems and life-changing epiphanies each of these brave investors have had, along with the exact steps and plans we created to help each of them achieve it all.   

From the power of prioritisation to seeing what is possible, we’re highlighting the many advantages of seeking professional advice.  

 A seriously motivational and practical episode for all, give it a listen now! 

FREE STUFF MENTIONED

• Scratch your itch. Book a free no-obligation with our award-winning team here >> 
• Sign up for PICA’s newest webinar with Nicola McDougall here!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income?

Yep. They each hit that magical figure of $2K per week in passive income!

So… how’d they do it?! 

Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your  FREE physical copy of The Armchair Guide to Property Investing here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

• Six Real Life Case Studies!
• How much do kids really cost?
• What is Consequential Finance?
• What are the Four Levers to Financial Peace?
• What’s the biggest challenge for Millennials?
• What’s the interest rate we use to model out our property portfolio builds?
• The Money and Wealth Accumulation Model
• The Variables and Assumptions we use 

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.) 

Episodes from The Property Couch to Further Support You…

• Episode 101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built On
• Episode 295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income – Q&A
• Episode 041 | The Moving Parts of Cash Flow Management (Money & Wealth Accumulation Model)

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Many investors can’t seem to move beyond owning 2-properties due to limited borrowing power or equity, so why don’t more people turn to Self-Manager Super Funds (SMSFs) as an answer?   

Folks, this is just ONE of the enlightening questions from today’s enormous Q&A episode which has a bit of gold for every property investor, no matter what stage you are at on your property journey.   

From the ultimate pros and cons list of SMSFs to revealing the true long-term advantages of owner-occupier appeal – and why it matters over high yield - we’re exploring the winning strategies one can use to move up the property ladder.   

We also explore the moral and ethical dilemma of property investing (are you evil if you become a property owner?!?) and do a first-time reveal of our newest series.   

Tune in now to hear all this – and how you can access this series for free – and learn how to maximise your returns today! 😊   

Free Stuff Mentioned

• Be part of 2023/24 Summer Series (Especially calling all ladies!). Share your story, get a free Start & Build course and positively impact our community today. Reach out to us here >>   
• What’s Making Property News: Read the results from PIPA’s Annual Property Investor Sentiment Survey 2023! 
• Q2) See a helpful diagram of how SMSFs work here. 
•  Previous episodes mentioned:  
  463 | Property Managers: Are They Worth It?! – Q&A Day 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’ve NEVER spoken about these investment strategies publicly before… but right now going through ALL 18 of our tried and tested investment strategies! 

And in case you’re wondering… YES!... we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose.

Here’s the deal…

Our 18 strategies each fit into one of these four categories:

• Area Strategy for Capital Growth
• Property Selection Strategies for Capital Growth
• Are Strategies for Yield/Income
• Property Strategies for Yield/Income

So, in this episode we’re diving deep on each investment strategy, including…

• Investors it’s suited to
• Difficulty Level
• Risk and time allocation level
• Price point
• Tax implications and when to buy

And here’s a sneak peak into The 18 Investment Strategies…

1. The __ Performer
2. __ Earth
3. Million Dollar __
4. __ Places, __ Faces
5. The __ Fling
6. The __ Rider
7. Scarce __
8. Ugly __
9. The Shoulder __
10. __ Mission
11. __ And __
12. __ Matters
13. The __ Backer
14. No __
15. The __
16. The Non-__
17. The __ Up
18. The __ And __

Listen now to get all 18 investment strategies and discover the best one for YOU!

Pssst… Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

• 18 Proven Investment Strategies to Build a Multimillion Dollar Property Portfolio
• What and Where to Buy…
• What should you look to purchase if you have a tight budget?
• What property is best if you don’t have a lot of time on your hands?
• How to tell which investment strategy is right for you
• What are the tax implications of each strategy?
• What strategies can you adopt if you can’t afford to buy in blue-chip areas?
• What’s the critical difference between “city” and “city fringe” locations?
• What if you want a more hands-on approach?
• Where will you get the highest rents?
• The pros and cons of subdivisions
• Is a Granny Flat a good investment strategy?
• What strategies will get you the highest capital growth?

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube