The Property Couch

If you were to ask an investor if they wanted to save $149 per week on a property, we can guarantee you that no one would say no…

BUT that’s exactly what too many folks are doing when they don’t use tax depreciation, right? (Check out the case studies at the bottom if you don’t believe this number…)

Today we’re excited to be discussing this topic with the help of our good friend and first-ever guest to the show: Bradley Beer!

As the Managing Director of BMT Quality Surveyors, expert at tax depreciation, Brad explains exactly what tax depreciation is and how and when you can use it!

Buying a property for its depreciation, however, should NEVER be your main reason for investing!

Instead, we unpack the important depreciation factors you should be looking at…

And explain why 1985 and 1987 were very important years when it comes to tax depreciation.

We’ll also be explaining what quality surveyors do and hearing some true stories from Bryce and Ben!

So tune in now for the gold on tax depreciation! (Yes, we say tax depreciation way too much in the episode too )

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 
• Brad’s case studies that he has prepared for the podcast can be accessed here! The first is a $600,000 – $700,000 period home with a rental income of $22,880 per annum and the second is a $400,000 – $500,000 older villa with a rental income of $21,060 per annum.
• Interested in using BMT? Download the BMT Tax Depreciation Application Form here.

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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- Make Money Simple Again

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Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping…

…many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in?

The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy).

In this case, it’s using a counter-cyclical strategy.

Today we’ll be exploring what this is, the benefits it can bring, and how becoming a borderless investor could be best for you!

But remember folks: Each state has its own cycle, and it’s not always easy to tell WHERE the market currently is!

To help you determine this, we’re sharing a fantastic resource called CoreLogic Monthly Housing & Economic Chart Pack. This pack allows you to see how each state’s property market has performed over the past 30 years! (Just click on the image to download the report now!).

The message today folks is it’s all about market timing and avoiding making rash decisions. To learn how to navigate both, listen in now! 

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties!

Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties?

Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties…

...And how to know if YOU’RE being spruiked into buying stock!

We’re also examining the science behind Investment Grade Properties, why depreciation shouldn’t be the end-all, and how becoming a borderless investor can benefit you!!

PLUS, guess what milestone we’ve just achieved…

A HUGE thank you to all our listeners and to those of you who have left us a review! We love hearing from you so please keep those reviews and questions coming via the iTunes store or our Facebook page!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Folks, we’ve been sharing what we believe will make you successful investors, but today, we’re turning the microphone over to you. 

With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today!

We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them…

PLUS, we investigate density and spacing (More importantly, how it can create pesky glass ceilings for you)…Whether holiday homes are a better investment (Curveball, right?!)  

And how lifestyle factors and the fading Great Australia dream impact our response!

But before we let you jump into today’s episode, we’ve got a huge announcement!

We’re almost at 1,000 downloads!!

Thank you to all our listeners, we appreciate you tuning in each and every week!

And if you’re like Matt and have a question you’d like to ask, send us a voice message through our SpeakPipe (It’s the tab on the bottom right of this page!)

But back to today’s episode…

Tune in now folks, there’s some evergreen wisdom in there!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Folks, it’s scary to watch investors pour bucketloads of time and money into budgeting and buying a property, to then not invest in any protection!

This is exactly why we’re homing in on the fourth and final part of our ABCD Property Investment Formula series: Defence!

Previously, we’ve spoken about Cash Flow Management, Borrowing Power and Asset Selection. If Asset Selection is the favourite of the Four Pillars, then Defence is definitely the least favourite. Most investors are always on the lookout for new investments or new ventures to go into, but the most important asset is actually the investor themselves.

That’s why we’re looking at…

HOW to minimise risk across Asset Selection, Borrowing Power and Cash Flow Management…

WHO you shouldn’t be taking advice from…. (Hint: Ben and Bryce have declared enemies of these types of advisors )

WHY you should be investing in certain policies and mortgage brokers…

And why mining towns aren’t the ideal investment – especially if it’s your first property!

So don’t end up like some of the people that Ben references in today’s podcast, or spend years investing to be blindsided by weak defence…

Tune in and get smart with our final pillar in the Property Investment Formula!  

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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We’re going to let you in on a secret for selecting great assets… Look at the big picture BEFORE the property!

That’s right folks! We’ll be discussing this (and more!) as part of the third episode which focuses on A for Asset Selection in our ABCD Property Investment Formula.

And while most think they score an A+ in this area, we look at a couple of pitfalls that can cause people to score an F!

Bryce discusses why you should avoid being sold on “The Bling!” (Think shiny taps and sparkling stainless steel…yep, he definitely fell for that one )

…and instead, what other areas you should be focusing on when selecting an asset! Is investing in new or old properties better? And how important are locations and land value?

On top of that, we look at the big question on everyone’s mind: Who should you be taking property investing advice from anyway??

Tune in for all this and more in today’s episode!

Plus don’t miss Ben’s golden return ratio which could completely change the way you select your assets!  

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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This may be one of the most important factors when investing in property

Continuing with our “ABCD” Property Investment Formula which all property investors should master, we’re advancing to B for Borrowing Power!!

Folks, now that you know how much surplus you have at the end of each month (thanks to the previous episode on Cash Flow Management), the next step is knowing YOUR borrowing power!

Did you know that having higher borrowing power can greatly increase your accumulated wealth?

But it’s not always as simple as going to your bank or mortgage broker to set up a loan…

In fact, many unseen factors can create unwanted “glass ceilings”.

We’ll cover how to recognise the signs of Borrowing Power and more importantly HOW to increase yours…

PLUS, we’re unpacking INCOME: how does it affect your suburb’s desirability and value growth, and when did income and property value even become linked?! 

Tune in for the gold!  

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Do you know the ABCD’s of property investing?? Yep, we’ve spent years defining this Property Investment Formula (which we like to call the ABCDs) that every property investor should master!!

That’s right, there’s a science behind investing; property investment is not just a transaction.

So get excited folks because over the next four episodes we’ll be deep-diving into the four pillars which make up this Property Investment Formula:  

A – Asset Selection (what property to buy) 

B – Borrowing Power (how to set up your loan strategy and structure) 

C – Cashflow Management (how to trap more surplus) 

D – Defence (how to protect yourself and your portfolio)

BUT REMEMBER, while this acronym makes it easy to remember each “ABCD” Pillar, this is NOT the order in it should be implemented in.

Most people tend to start with “A” – the property itself… aka Asset Selection – this is NOT where you should start!

Instead, folks, we’ll be starting with the foundation pillar that is also the hardest to master – Cash Flow Management!

‘And why is this the hardest?’, you ask…

Well, unlike the other pillars, success is totally dependent on YOU!

It requires one’s own planning, observation, and discipline: all things a professional advisor can’t provide!

It’s also the cornerstone to building a successful property portfolio!

As the famous quote goes, “change begins with you” and it’s no different for your finances.

Listen in and learn how to manage your cash flow once and for all!!! 

Free Stuff Mentioned:  

• Check out the Cash Flow Management.
• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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In a time of growing self-managed super funds and heated markets, what should we be valuing more: regulation or education??

In this episode, we’re unpacking the role regulation plays (especially in the wake of the Murray Review and changing limited recourse borrowing arrangements)

…and looking at why education is important for ALL!

That’s right folks, many marketers and those giving the advice aren’t receiving the right training  – tune in to find out why!

We’ll also unpack Australia’s most heated markets right now, how YOU can break into those markets and why the property market is actually unfair to the everyday investor.

(Phew, that’s a lot of wisdom there!)

So if you’re ready to get educated, tune in now!

Free Stuff Mentioned:  

• Replay “How to Master the Property Investment Formula that Works in Any Market?” Webinar: Beginner’s Guide To Property Investment here! 
• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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That’s right folks. Wherever our co-hosts Bryce Holdaway and Ben Kingsley are, be it sitting as chair of Property Investment Professionals of Australia (PIPA) or splitting their days as buyers’ agents and property investment advisors, they’re driven to provide a great education that’ll help folks make better investments!

And to kick us off, Bryce and Ben are sharing some of the mistakes and lessons they’ve learned in their property investing journeys, to help you avoid making the same mistakes!

So grab a cuppa, flick on the podcast and get listening today!

Free Stuff Mentioned:  

• Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 

If you like this Insider’s Guide to Property Investing, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube