Nowadays the choices on everything from home renovations to investment options seem endless, which can trigger “analysis paralysis” for many. On this episode of The Retirement Solution, Jon dives into the complexities of modern decision-making.

 

As the financial landscape constantly changes, even traditional indicators may no longer apply.  Financial analyst Eddie Gabor, sheds light on how the market's behavior can sometimes defy economic logic and emphasizes the need for caution in uncertain times.

To help navigate these waters, Jon shares more on insured indexing which could help protect your downside while giving you upside potential. Insured indexing is a concept that's been around, but higher interest rates make it more attractive now with potential for tax-efficient returns.

If you're looking for a way to protect your savings from inflation and get some upside potential, insured indexing is a strategy worth considering.

Discover what investment options may work within your retirement plan. Connect with Jon and his team at J Hagan Capital and get started today!

 

#RetirementIncome #RetirementPlanning #FinancialInvestments #MarketBehavior #PrincipalProtectedNotes #FinancialStrategy #TaxEfficientReturns #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #RetirementPlan #fiduciaryadvisor

#financialliteracy #wealth #fyp #podcast #retirement #financialadvisor #JonHicks #Kentucky #Louisville

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On this episode of The Retirement Solution, Jon delves into financial strategies that may help safeguard your retirement income from surprising taxes.

 

Discover how seemingly harmless choices can inadvertently push you into higher tax brackets, costing you thousands. Jon explains how “bracket bumping” and "phantom income tax" could be hiding your accounts and eroding your savings, while offering ideas on alternatives to tax-inefficient mutual funds and strategies to avoid these pitfalls.

 

Ready to optimize your retirement income plan? Connect with Jon and his team at J Hagan Capital and get started today!

 

CLICK HERE to attend one of our upcoming workshops on Estate Planning.

 

#FinancialFuture #AlternativeInvestments #StructuredNotes #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #RetirementPlan #fiduciaryadvisor #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #TaxEfficientInvestments #TaxBrackets #MutualFunds #ExchangeTradedFunds #ETF #FinancialPlanning #TaxEfficiency #InvestmentAlternatives

#retirement #financialadvisor #financialliteracy #phantomincometax #bracketbumping #jonhicks

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Matt Damon and Ben Affleck’s movie “Air” revolves around Nike's audacious risk in 1984 to build a shoe line around an unknown NBA rookie, Michael Jordan… the story prompts a thought-provoking question: “How much should you rely on intuition when designing your retirement plan?”

 

On this episode of The Retirement Solution, Jon looks at the dynamics of investment intuition versus mathematical strategy. Noting the distinction between intuition in business decisions and the emotion that often drives some to make poor investment decisions, Jon points out the importance of relying on mathematical strategies when planning for retirement.

 

With the current financial landscape, there are many lower-risk, alternative investment options for retirees.  Learn about structured notes, insured indexing, and other strategies that can provide guardrails while offering the potential for attractive returns. Discover how to balance the allure of the stock market with the need for a stable financial future.

 

If you're seeking insights on combining intuition and mathematics to better secure your retirement, connect with Jon and his team at J Hagan Capital.

 

CLICK HERE to attend one of our upcoming workshops on Estate Planning.

 

#RetirementPlanning #InvestmentIntuition #MathematicalStrategy #FinancialFuture #AlternativeInvestments #StructuredNotes #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #FinancialStability #RetirementPlans #fiduciaryadvisor #financialstrategy #retirement #financialadvisor #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #retirementsavings

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College football is just around the corner and tailgating season will soon be in full swing. But before you head to the game, make sure you’re aware of “junk fees.”

Many restaurants and bars are now adding hidden fees to their bills which can add up over time.

 

In this eye-opening episode of The Retirement Solution, discover the shocking parallels between hidden fees in restaurants and your retirement savings. Financial advisor, Jon Hicks uncovers some surprising truths behind hidden fees that may be eating away at your retirement savings while revealing the detrimental impact that “seemingly small” fees can have on your 401(k).

 

Jon sheds light on the importance of fee transparency and how acting now can save you thousands in the long run. Don't let your hard-earned money slip away unnoticed.

At J Hagan Capital , Jon and his team can help empower you with knowledge to take control of your financial future.

 

CLICK HERE to attend one of our upcoming workshops on Estate Planning.

 

#common401kmistakes #fees #retirementplanning #fiduciaryadvisor #financialstrategy #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #junkfees #hiddenfees #401kfees #retirementsavings #financialplanning #financialadvisor

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On this episode of The Retirement Solution, financial advisor and retirement planner Jon Hicks discusses common misconceptions surrounding 401(k)s, while sharing his insight on ways to better prepare for your financial future by demystifying the complexities of 401(k)s.

 

Learn why simply maxing out your 401(k) might not be the best strategy and explore alternative options to help secure your retirement savings. From understanding employer matches to making informed decisions about tax-deferred and tax-free investment vehicles, Jon shares actionable advice to help you make the most of your retirement journey.

 

At J Hagan Capital , Jon and his team can help you gain a deeper understanding of your retirement investments to help ensure a more secure financial future.

 

CLICK HERE to attend one of our upcoming workshops on Social Security & Taxes and Estate Planning.

 

#common401kmistakes #401(k) #employer401kmatches #alternativeinvestments #retirementplanning #fiduciaryadvisor #financialstrategy #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #401(k) #retirementassets #retirementmistakes

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A Seinfeld scene, from over 30 years ago, still gets a lot of online views because it still resonates with the many Americans who’ve had to manage a debacled reservation.

On this episode of The Retirement Solution, financial advisor Jon Hicks uses his own similar experience to point out the mistake that so many make by heading into retirement with only assumptions about their financial plans, especially when it comes to their 401(k)s.

Jon breaks down the complexities of retirement planning into actionable steps that empower you to make more informed decisions for a financially fit future.

At J Hagan Capital , Jon and his team can help you discover the hidden pitfalls of 401(k) investments and how they impact your retirement, gain an understanding of the often-overlooked fees that could be draining your savings, and explore the potential benefits of rolling your 401(k) into a self-directed IRA.

#retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #401(k) #retirementassets #retirementmistakes

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On this episode of The Retirement Solution, we hear a clip from Jon’s recent conversation with country music star Gary LeVox, the common bond they share being “Girl Dads,” and a funny exchange about the financial lessons they hope to pass on to their daughters.

 

This translates into a conversation around the long-term care planning you can do now to prevent being a financial burden on your spouse, children, and family.

 

At J Hagan Capital , Jon and his team can help you discover options that may fit into your overall retirement plan to alleviate the mental and financial burdens of long term care and help you avoid a nursing home taking your lifetime of savings.

#GaryLevox #CountryMusic #longtermcare #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #lifeinsurance

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Financial advisor Jon Hicks recently took a trip to Nashville and had the opportunity to sit down with award-winning singer/songwriter Gary LeVox of Rascal Flatts fame. They discuss Gary's solo career, being a girl dad, and so much more!

Connect with Jon Hicks and his team at J Hagan Capital today!

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Even the Federal Reserve has acknowledged Taylor Swift’s impact on the economy. Her “Eras Tour” is not only selling out, but there are estimates it could generate $4.6 billion in U.S. consumer spending when factoring in things like travel, hotels, tickets, merchandise, etc. That is larger than the Gross Domestic Product of 35 countries!

 

Only 33, Taylor Swift is showing no signs of slowing down, and she’s not alone. The reasons for most who plan to continue working, however, are unfortunately different from Swift’s… Many Americans plan to work longer because they don’t think they’re financially ready for retirement.

 

On this episode of The Retirement Solution, financial advisor Jon Hicks shares the 4 worries he commonly sees his clients battle and how he and his team help to alleviate those concerns.

 

Figuring out the money is usually not what complicates a retirement plan…It’s figuring out what you want to achieve in retirement that often trips people up.

 

At J Hagan Capital they can help you uncomplicate the process by creating a streamlined plan to help you achieve your goals.

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On this episode of The Retirement Solution, we hear how Arnold Schwarzenegger keeps up with childhood friends in Austria, and how those conversations have changed now that they’re all in their 70’s. This spawns a discussion about how investing strategies for people aged 55 and older may not be changing enough.

 

The Wall Street Journal reports that many investors age 55 and up are putting most of their nest egg into the stock market, which could backfire if there’s a major tumble…

The reasons for the stock-heavy portfolios are the need to “catch up” and the feeling that there are no other options.

 

Financial advisor and retirement planner Jon Hicks wants you to know that there are other options, including ones that have just recently become available due to high interest rates.

 

Connect with Jon Hicks and his team at J Hagan Capital to learn more about today’s investment opportunities and what could work within your plan.

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