The Retirement Solution

Is your 401(k) quietly draining your retirement savings? In this episode, Jon Hicks of J. Hagan Capital exposes hidden fees, underperformance, and limited investment options in many 401(k) plans. Learn how a 401(k) x-ray can reveal what’s really going on—and how strategies like in-service rollovers and mega backdoor Roth conversions could help you take control of your financial future.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Is your 401k about to get risky—or revolutionary? Financial advisor Jon Hicks breaks down the latest investment options showing up in retirement plans, including private equity, hedge funds, and even crypto. Learn why these offerings are gaining traction, what risks they carry, and how accredited investors can already access them through IRAs. It’s a deep dive into volatility, liquidity, and the power of non-correlated returns.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Is working one more year really worth it? In this episode, Jon Hicks challenges the conventional wisdom around delaying retirement. They explore who truly benefits from postponing your exit—and it might not be you. From strategic planning to business exit strategies, they unpack how timing, tax efficiency, and personal goals shape a fulfilling retirement. Whether you're an employee or a business owner, this conversation will help you rethink your timeline.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Think taxes end with April 15th? Think again. In this episode, Jon Hicks unpacks the difference between tax prep and tax planning—especially in retirement. He breaks down the latest updates from the OBBA (One Big Beautiful Bill Act), how Social Security taxation has evolved, and why most retirees face more complex tax situations than they expect. From income stream strategy to lifetime tax reduction, this episode explores how smart planning can help you keep more of what you’ve saved.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

What happens when the U.S. debt soars and fewer countries want to buy our bonds? In this episode, Jon Hicks breaks down how rising national debt, failing bond auctions, and inflation could impact your retirement portfolio. From the risks of traditional bonds to the potential of private credit and annuities, Jon explores alternatives to the classic 60/40 model—and why now might be the time to rethink your fixed income strategy.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

If it costs two cents to make a penny, what else in your financial life doesn’t make sense? In this episode, Jon Hicks breaks down outdated investment strategies that could be quietly draining your retirement savings. From tax-inefficient mutual funds and high-fee variable annuities to underperforming insurance policies, Jon explains how to spot financial dead weight and what to do about it. It’s not about panic—it’s about clarity, control, and knowing when to pivot. Tune in for a practical, eye-opening look at what might be hiding in your portfolio.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Is buying the dip the same as a Roth conversion? Not quite—but there’s a smart way to connect the two. In this episode, Jon Hicks breaks down how market downturns can create tax-savvy opportunities—if executed correctly. From risk arbitrage to asset location, Jon explains why good ideas often fail without the right strategy. Whether you're eyeing a Roth conversion or just trying to avoid costly tax mistakes, this episode helps you understand when these moves make sense—and when they don’t.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

What if the secret to retirement confidence is as simple as three buckets? In this episode, Jon Hicks of J. Hagan Capital breaks down his “Now, Soon, and Later” strategy for managing retirement income through market volatility. With insights on liquidity, income generation, and long-term growth, Jon explains how to structure your assets to weather downturns without panic. From emergency funds to annuities and investment properties, this conversation offers a grounded approach to building a plan you can actually stick to—no matter what the market throws your way

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

One wrong move can ruin a vacation—and your retirement. In this episode, Jon Hicks draws a sharp comparison between travel mishaps and financial missteps, revealing the top three mistakes that can derail your retirement: claiming Social Security at the wrong time, failing to shift to a conservative investment strategy, and overspending without a plan. Learn how to avoid these pitfalls and build a retirement that lasts.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

What happens at age 59½ that could change your retirement strategy? Financial advisor Jon Hicks breaks down the key age milestones that shape your retirement decisions—from in-service withdrawals and Social Security timing to Medicare enrollment and required minimum distributions. Learn how each age unlocks new financial choices and why getting a second opinion might be worth it. Whether you're DIY-ing your plan or working with an advisor, this episode helps you think through the critical checkpoints on your retirement timeline.

 

Schedule your complimentary appointment today: RetirementSolutionShow.com

 

Follow us on social media: YouTube | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.