Joining us in the booth this week is Maya Saffron, who is a technical architect and founder of the maya’s minutes podcast.

In this episode we discuss: 

Follow Maya on Instagram

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: 

Check out: https://www.youtube.com/savvywallet for the video version

Timestamps

00:00 - Preview

01:01 - Intro

01:36 - Benefits of going on holiday in Jan…!

06:16 - Meet Maya Saffron

09:34 - East London vs North London: the hustle mindset was different!

15:26 - I didn’t tell my parent’s I wasn’t going to uni…!

20:01 - Getting a degree doesn’t equal success…!

23:10 - Why I became a personal trainer

28:41- You have to be willing to sell your skills…!

33:59 - Didn’t need social media to make money as a PT

37:00 - Why I switched to the tech industry

38:17 - I did a course to get my tech skills..!

39:44 - The exact steps I took to get my first tech role

43:58 - Why are people scared to message people on Linkedin ?

46:08 - You just need one chance and the opportunities will come

47:20 - Always ask for what you want! (Salary, benefits etc)

51:18 - I learnt this working in tech.

54:07 - Bouncing back from redundancy!

56:46 - Write your wish list for your next job opportunity…!

01:01:56 - Top soft skills for tech…!

01:05:41 - Most valuable tech skills to learn in 2024

01:10:07 - Pro’s and cons of working in the tech industry…!

01:12:20 - Navigating the tech industry as a woman

01:15:49 - 2024: How would you get a tech role today?

01:16:29 - The future of the tech industry

01:17:27 - Maya’s minutes podcast!

01:20:32 - Black community needs more diverse conversations…!

01:28:50 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

The podcast will be on a short break and will resume on the 12th February. Thanks for your patience.

Ato

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is David Olusegun, founder of creative control ventures that has partnered with celebrities like Krept & Sasha to launch Nala’s Baby Skincare and Aitch to launch Syps. 

David has worked at the likes of Warner Music, MTV, Nickelodeon, Kobalt Music, HIT entertainment and founded two companies prior to creative control.

In this episode we discuss:

Follow David on Instagram here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

TIMESTAMPS

00:00 - Preview

00:52 - Intro

01:27 - Meet David Olusegun

05:47 - South London equips you with…

08:40 - What’s the easiest path to your goal

11:03 - Valedictorian Speech at University

13:38 - I lost out on millions because of this….!

18:58 - Travelling opened my eyes

22:40 - I rate my family for coming to the UK.

26:06 - From Law Degree to MTV

32:04 - Growing Hit Entertainment’s consumer dept to 8 figures

35:41 - If you’re 80 and you’re about to die what was your life like…!

38:00 - First business I sold…trying to buy it back!

40:55 - The success or failure of business comes down to people

42:54 - Starting a record label under Warner Music UK

48:32 - Why I sold my record label…impact over profits!

50:48 - Rihanna’s Fenty deal with LVMH inspired my idea…!

52:55 - Some people will do anything for money!

54:42 - The byproduct of success will bring money

57:59 - Working with Krept & Sasha on Nala’s Baby. Working with Aitch on Syps

01:02:47 - If your product isn’t unique forget about it!

01:04:35 - Lessons in product all businesses should follow….!

01:11:34 - Behind the scenes of Nala’s baby selling out in 10 mins

01:12:48 - Why Nala’s baby skincare was a success

01:17:18 - Lessons in branding all businesses should follow…!

01:19:26 - Don’t underestimate word of mouth

01:22:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Antoinette Ale, the founder of Tressly which is a Website builder & booking software for hairstylists.

In this episode we discuss:

Follow Antoinette on Instagram here

Follow Tressly on Instagram here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

TIMESTAMPS

00:00 - Preview

00:58 - Intro

01:33 - A lot of effort, a lot of emotional exhaustion

04:00 - Meet Antoinette Ale

05:06 - I grew up in Ghana: Life was sweet!

07:57 - At school I was two levels above!

10:11 - I was good at finance but I found it boring so I pivoted!

15:37 - At the time not much in the media about afro hair car

19:07 - The next big problem in the hair care industry is tech

21:20 - How Tressly helps hair stylists to grow their business

23:55 - The first version of my app was patchy..!

25:39 - Entrepreneurs: focus on testing & getting feedback

27:32 - If you care about something you’ll listen

31:51 - Sky’s pledge to the black hair industry

35:04 - Is it worth delaying your dream further?

37:06 - Launch date for the release of the app

38:04 - We want 1000 paying users by the end of 2024

39:29 - The one thing I learnt from Google, Barclays, Sky

41:19 - Why we’re not bootstrapping…we want to raise…!

42:53 - Most businesses are forcing the SaaS model

43:57 - How to prepare for investments

45:57 - Business nowadays: it’s a niche within a niche!

48:27 - You need to know the future of your industry

50:41 - Tressly’s vision

53:12 - Tressly Gala: Highs and the Lows

57:27 - Debate: Natural hair vs Non-natural hair

01:02:45 - The relaxer hair debacle

01:05:27 - Pro’s and cons of having a co-founder

01:08:16 - How to stop getting distracted…!

01:11:14 - Why 2024 is the best time to start a business

01:14:08 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Dan Knott, a mortgage advisor who focuses on helping first time buyers get their first home.

In this episode we discuss:

Follow Dan on Instagram here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: 

Check out: https://www.youtube.com/savvywallet for the video version

Timestamps

00:00 - Preview

00:43 - Intro

01:19 - Meet Mortgage Advisor: Dan Knott

02:39 - Growing up in Sunderland

05:50 - Quitting Sports & buying my first home in 2018

07:53 - I became a mortgage advisor because of this…

10:27 - 1970: Property 3x salary. Today: Property is 9x salary

12:30 - 2023 had the lowest amount of first time buyers in 10 years

14:05 - Clients leaving London to afford property

16:05 - Explained: Fixed rate mortgage vs tracker rate mortgage

20:11 - Where rates could go in 2024

22:08 - Mortgage Advisor answers: should I buy a property in 2024?

25:56 - 4 questions to answer before buying property

29:24 - What should people look for in a mortgage advisor

31:30 - 2 year fixed vs 5 year fixed

33:53 - Should you overpay your mortgage?

39:29 - What to do if you’re struggling with mortgage payments

43:36 - Getting property with bad credit…!

47:33 - Mortgage Advisor: My thoughts on 5% deposits

52:07 - There’s not enough financial education for working class men…!

58:47 - Average age of a first time buyer

01:01:45 - This could help the property market

01:02:42 - The benefits of a Lifetime ISA

01:04:52 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we welcome back Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. She has worked for the likes of Coca-Cola, Sky and British Airways.

In this episode we discuss:

Follow Amri on YouTube here

Follow Amri on Instagram here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

TIMESTAMPS

00:00 - Preview

00:52 - Intro

02:16 - My advanced job process!

07:51 - Don’t submit your CV in this situation..!

10:54 - Meet Amri Celeste

13:21 - Buzzfeed getting rid of employees because of AI

16:13 - I’ve never seen redundancies like this before!

21:14 - Will the job market improve in 2024?

24:41 - Company used AI and instantly regretted it…!

26:06 - Modern society is fear based…

33:03 - Is December still best time to apply for a job?

37:27 - Is the job market more competitive?

40:13 - Use Chatgpt to generate Ideas for your CV but don’t make this mistake!

47:01 - What jobs has AI gotten rid of?

49:23 - AI is devaluing human creativity!

55:57 - Employers are asking for more experience!

57:01 - Salaries are getting lower!

59:36 - Employees being asked to do more work?!

01:00:14 - The death of remote working

01:05:43 - How to ask your employer to work from home

01:08:25 - 3 tips to land your next interview!

01:11:31 - Too many people make this mistake!

01:14:58 - Content of value is going to be behind a paywall…!

01:16:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hope you had an amazing Christmas and Happy New Year! Wishing you all the best in 2024 in every area of your life! Let's get it!

In this episode we're joined by the man himself Ato who is the founder of Savvy Wallet and the host of The Take Off Experience Podcast.

In this episode he shares five things that he has learnt from doing over 100 podcast episodes.

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Money Mindset Expert, Money Coach and Financial Wellbeing Speaker, Laura Ann Moore.

In this episode we discuss:

- When you relationship with money is formed

- The danger with hustle culture

- The importance of good financial habits

- Tips to get an abundance mindset with money

- How to not feel guilty about being bad with money

- How to not feel guilty about wanting more money and much more

Follow Laura on Instagram here

Follow me on: 

Check out: https://www.youtube.com/savvywallet for the video version

Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.

NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Money Coach: Laura Ann Moore

02:37 - My area had the highest teenage pregnancy

04:37 - Saved £15,000 and travelled to Australia for 8 months

07:29 - This taught me the power of money!

09:00 - Why I didn’t go to uni!

12:49 - Letting go: felt like I lost a piece of myself

15:41 - My motivation for saving £15,000!

17:36 - I felt ashamed of having savings…!

19:57 - Going full time as a money coach

24:34 - You need to understand why you want money….!

27:44 - How your associations with money are formed

30:02 - How you spend £10, is how you spend £10,000

33:22: Money limiting beliefs

35:18 - How to have an abundance mindset with money?

38:24 - How to stop feeling guilty about being bad with money..!

41:39 - How to stop feeling guilty about wanting more money..!

44:01 - Assuming people with money are ‘bad’ people

45:49 - My client earning $100,000 had this problem…

50:05 - Client has £50k savings but still stressed….!

56:39 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Alfred Dzadey, who joined us on the pod about a year ago where he shared his story of losing his 9-5 to building a £4 million + property portfolio.

In this episode we discussed:

- Why Dubai is so appealing

- Whether his property portfolio has grown and by how much

- How much Alfred currently earns with his property portfolio

- His strategy for property in 2024

- The impact interest rates have had on his property portfolio

- Why property investing in Coventry has been a challenge and much more

Follow Alfred here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Property Investor: Alfred Dzadey

06:25 - A lot of property investors are broke because…

08:40 - Why everyone is in Dubai

13:29 - Africa vs Dubai

14:45 - Real Property Ventures

21:10 - How many properties in Alfred’s portfolio?

23:54 - Starting my own property fund

25:42 - HMO Investing in Coventry is finished!

31:27 - How much my property portfolio earns!

35:03 - Making £126,000 profit every month…

39:20 - If you’re coasting, you’re declining

41:57 - Interest rates impact on my property investments

43:52 - Wealth creation is through owning assets

47:54 - Challenges in 2023 with Property

50:38 - Should you invest in property in 2024?

54:05 - I’d rather be at the bottom of the right ladder

58:10 - You can raise money faster than you can make it…

01:02:15 - Moving forward and not looking back

01:05:45 - Your outcome will determine property strategy

01:07:56 - More money more problems

01:11:23 - The cost of living crisis shouldn’t exist…!

01:13:23 - I ain't watched football in time…!

01:14:52 - Amassing wealth is an identity thing

01:17:30 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Jenny Okolo, an occupational therapist who has worked in prisons, a speaker and founder of SASA Health, where they provide mental health screenings.

In this episode we discussed:

- Jenny’s experience of providing therapy in prison

- The realities of mental health in prison

- What Neurodiversity is? (like ADHD, Autism, etc)

- Why we lack empathy for people who commit crimes

- The impact of Seasonal Affective Disorder (S.A.D) ?

- Why we build up people to break them down

- Tips to help your mental health and much more

Follow Jenny on socials here

Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Occupational Therapist: Jenny Okolo

05:58 - From Belgium to South East London (Aylesbury Estate)

11:12 - My mum planted seeds for us to do better

13:21 - School was tough on us but it worked!

15:39 - I always wanted to know how the mind works

19:53 - Studying occupational therapy

21:24 - Placement in maximum security psychiatry hospital

27:27 - What does an occupational therapist do?

30:58 - The scariest part about prison…

34:20 - The criminal justice system lacks…

36:50 - School to prison pipeline

44:00 - Jenny’s Ted Talk!

44:21 - Why we lack empathy for people who commit crimes

48:18 - What is neurodiversity?

51:32 - Why aren’t children screened for mental health issues?

54:50 - Neurodiversity in African culture

59:01 - What is Seasonal Affective Disorder? + Symptoms

01:02:42 - The truth about drinking culture in the UK

01:05:33 - Building people up and breaking them down

01:10:24 - Why we lack empathy for celebrities

01:13:20 - Tips to improve mental health

01:15:42 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices