This episode of Unemployable takes a hard look at the cracks forming in Australia’s system, beginning with insights from the Nomad Capitalist Conference in Kuala Lumpur where wealthy Australians are increasingly seeking offshore options and second passports. The conversation then shifts to the failures of Australia’s banks with stories of blocked transfers, endless hold times, and how fintech alternatives like Wise and crypto are stepping in. The team also unpacks the record flight of millionaires leaving the country, revealing how much capital is on the move. The housing crisis takes centre stage with shocking numbers on labour shortages, skyrocketing tradie wages, and union sites operating at half capacity, all while immigration continues to climb without enough skilled trades. The podcast highlights the ballooning size of government bureaucracy, the lack of political leadership, and features a powerful discussion with Topher Field on why Australians must take personal responsibility instead of waiting for government solutions. The episode closes with a good news story showing how the community rallied together to support a veteran’s family, proving that collective action can still make a difference.