Ruben Furtado has a natural gift when it comes to real estate. He's able to take a lot no one would want and come up with an amazing master plan for a luxury build. Over the years he's helped countless Canadians with their custom home projects and on this episode of The Your Life! Your Terms! Show he breaks down the trends he's seeing. Ruben was also my first sales manager back at Oracle so we have a long history together and he's one of the most kind-hearted people you'll ever meet (but don't tell him we said that!). You can contact him via his website at www.TheFurtadoGroup.com

These two guys have an incredible amount of real estate experience. Michael Zanzini is 32 years old and has been working with mortgages and investors for over 7 years already. Lorenzo Podda is 23 years old and knows more about mortgages than many who have been in the business for years. And they are both real estate investors themselves. On this episode of The Your Life! Your Terms! Show we discuss what investors need to know about the banks, the mortgage process, refinancing strategies and more. You can reach them at www.BMSelect.ca

Greg Foss has 32 years of experience in the credit markets. Ali from Tahinis is building a great restaurant business here in Canada. Together they offer an amazing perspective on the economy, money, entrepreneurship and resiliency. On this episode of The Your Life! Your Terms! Show we get a market update from Greg and Ali's take on the role Bitcoin plays in our personal and business lives. You can find Greg on Twitter @fossgregfoss and Ali @therealtahinis or at www.Tahinis.com

Part of living life on our own terms is being as healthy as possible. Dr. Callum Cowan has helped us dive into our own personal nutrition, blood markers, hormone analysis and detox strategies. On this episode of The Your Life! Your Terms! Show we chat about his recent involvement with the Arizona Coyotes of the NHL and how each of us can achieve our personal peak performance. We also talk about high iron levels, the Carnivore diet, the basic supplements each of us may want to consider and more. You can learn more about Phenom HPM and his entire team at www.PhenomHPM.com or follow them on Instagram @phenom_doc and @phenomhpm

We get asked about estate planning all the time. It's a tricky subject and most people find it a confusing subject. On this episode of The Your Life! Your Terms! Show we sit down with Fabio Campanella to cover all the bases. We specifically chat about how you can leverage life insurance to offset some of the tax burdens that you'll deal with as you pass on properties to the next generation of your family. It's a detailed discussion but stick with it ... this is important stuff to be aware of. You can learn more about Fabio and his practice at www.CampanellaGroup.com

Rebecca is one of those unstoppable people. The kind you know will create amazing momentum in anything she does. She has an awesome career as a Data Scientist and in this episode of The Your Life! Your Terms! Show Rebecca shares how, as a growing side hustle, she went from house hacking to buying multi-unit buildings. We also get her thoughts on using private money and where to find real estate opportunities right here in Ontario in 2022. You can find Rebecca at www.5to9.ca and on YouTube at www.youtube.com/5to9RealEstate

Ben Rabidoux does some of the best work in Canada at collecting the real estate data we're all interested in. On this episode of The Your Life! Your Terms! Show we dive into what he's currently seeing and his best forecasts for 2022. We chat interest rates, Vancouver supply, Calgary trends, population growth, policy changes in Canada and more. If you're an investor or soon to be investor, you don't want to miss this episode! You can learn more about Ben via Twitter @BenRabidoux or access his reports at www.EdgeAnalytics.ca

This is a power couple if we've ever met one. Marco and Annick have a deep respect for each other and it quickly shows when you chat with them. In this episode of The Your Life! Your Terms! Show they share how they got started in real estate by renting a space out in Toronto with a newborn and turned that into a growing, and cash-flowing, portfolio around the GTA. Paul D'Abruzzo, from the Rock Star team, also shares how he works with Marco and Annick to track down real estate that meets their detailed criteria!!

Bitbuy has become the first Canadian crypto trading platform to be regulated as a marketplace. On this episode of The Your Life! Your Terms! Show the COO of Bitbuy, Jordan Anderson, chats about the trends they see in this space. We chat about regulatory bodies, the future of digital finances and how stablecoins may play an interesting role in banking over the next few years. We also discuss Bitbuy's recent deal with Kevin O'Leary's company WonderFi that's in progress right now at the start of 2022. You can learn more about Bitbuy at Bitbuy.ca

On this episode of The Your Life! Your Terms! Show we discuss interest rates, population trends in Canada and Ontario, supply of single-family homes, Bitcoin, rental rates we're seeing and we even dive into politics. This is a preview of some of what we expect to see in 2022 and beyond. There are huge trends happening with money and real estate. If you're not aware of them it's time to study up and get going! Your financial future likely depends on it.