Dr Jeff Perron is a clinical psychologist who helps people work through how their feelings affect their thoughts and how their thoughts affect their behaviours. It's a fascinating subject that is important in all our lives. On this episode of The Your Life! Your Terms! Show we get the opportunity to explore how our mindset really works. You can learn more about Dr Jeff Perron on his LinkedIn profile or by visiting the clinic he is based out of at www.ottawacbt.ca/dr-jeff-perron

Todd is a good friend and one of the good guys in the insurance world. He has helped Rock Star Inner Circle members with insurance on different properties for years. But what many people don't know is we used to work together at Oracle 15+ years ago. Back then we hatched a plan to quit our jobs that didn't quite work out but a couple of years later we both journeyed down the entrepreneurial path. On this episode of The Your LIfe! Your Terms! Show we chat about all of it. You can reach Todd at www.InsuranceTodd.com

Many people talk about wanting to become full-time real estate investors, few accomplish such a feat. Christian Kalb is one of the few who has done it. On this episode of the Your Life! Your Terms! Show we sit down with Christian and his coach here at Rock Star, John Paul Gulbis, to chat about his journey. Christian shares how he went from Canada to Germany to Epoc at Disney in Florida to Ireland and then back to Canada. it's a wild ride and we're excited to share it. You can learn more about Christian at www.Pro3.ca

We feel so grateful to be born in Canada. This country is far from perfect but it's got a lot going for it. And we're reminded of just how lucky we are when we hear stories like Ken Green's. Together with his wife they arrived in Canada from Nigeria and got settled in Saskatoon before finding their way to Toronto. On this episode of The Your Life! Your Terms! Show Ken shares their journey and how he went from landing in Canada in January many years ago to setting up his own accounting practice and helping professionals and real estate investors across the GTA. You can learn more about Ken and his brand new book, Tax-Efficient Wealth at www.KenGreen.ca

Sometimes Nick and I feel like we're sandwiched between the huge and influential Baby Boomers and the growing force of the Millennial generation. So on this episode, we bring in a Millenial, Callum Wallace, to get his world views, his thoughts on real estate and real estate investing. It's refreshing to see someone in their 20's trying so many things off the beaten path and we can only imagine great things are in store for Callum Wallace!

Greg Foss is a wealth of information and insight. With his 27-years trading high yield credit, his experience gives him an interesting perspective on what's happening with monetary policy here in Canada and globally. On this episode of The Your Life! Your Terms! Show Nick and I chat with Greg about Bloomberg and the evolution of information exchange in banking and make our way to Bitcoin and the new energy projects. It was a fun chat and you can follow Greg on Twitter @FossGregFoss

We once dismissed whole life insurance as useless. We must have argued with Sean for hours about how the "inflation-adjusted" payout would be completely worthless when it paid out. But with his extreme patience, deep knowledge of the subject and genuine interest in our lives, Sean helped us appreciate its value. We took the plunge a few years ago and couldn't be happier with the decision. We know have a much better understanding of how useful a whole life insurance policy can be and on this episode of The Your LIfe! Your Terms! Show Sean breaks it all down. Learn more about Sean and contact him via https://www.mandevilleinc.com/

Our good friend Dan Thiessen from Radix Performance dropped by to chat about fitness, calories, kickboxing, boxing and we get into both of our experiences with concussions. We also get into the impact of a 12-week fitness challenge and goal setting. My own 12-week challenge with Dan pushed my physical and mental limits to the max. You can learn more about Dan at www.RadixPerformance.com

Aidan (Tom's 18-year-old son) began asking us what he needs to know about credit cards and credit scores because he's saving up to buy his first rental property. And we get these types of questions a lot from young adults and parents who want to set their kids up for success. So we brought in Aidan and Dave Butler of Butler Mortgages (www.ButlerMortgage.ca) to chat about credit scores, incomes and down payments for young adults looking to buy their first property. If you have someone looking to build their credit and they're not sure how to use credit cards properly to do it ... share this episode of The Your Life! Your Terms! Show with them!!

We believe you need cash, hard money and income-producing hard assets to protect yourself from anything the economy can through your way. We are obviously big believers in real estate. And in the hard money "bucket" we have been huge fans of gold for many years. After reading The Bitcoin Standard we've come to realize that Bitcoin is important hard money as well. On this episode of The Your Life! Your Terms! Show we bring on Jordan Anderson the COO of www.BitBuy.ca to share how digital currency exchanges work and their role in helping Canadians onramp into the world of digital money like Bitcoin. Enjoy the show!