The Ramsey Show

To Change Your Results You Have To Change Your Behavior

Listen Later

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!

Jade Warshaw & Rachel Cruze answer your questions and discuss:

  • "How do we divide a gift when buying together?"
  • "Why should I have a 15-year mortgage?"
  • "I co-signed for a truck with my ex-fiancee,"
  • "My husband's employer hasn't paid him..."
  • "How do I budget with an irregular income?"
  • Asking for a friend: What are tax withholdings?


    • Support Our Sponsors:

    • 🌱 Get 10% off your first month of BetterHelp
    • ◎ Get 10% off Byrna product bundles and more!
    • 🏥 Learn more about Christian Healthcare Ministries
    • 🏡 Get started today with Churchill Mortgage
    • 🔒 Get 20% off when you join DeleteMe
    • 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • 🥗 Save 15% on your first Field of Greens order with code RAMSEY
    • 💤 Visit Helix Sleep for special offers!
    • 💻 Visit NetSuite today to learn more
    • 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
    • 💵 Learn more about Timothy Plan
    • 🏛 Get started with YRefy or call 844-2-RAMSEY
    • 🔐 Visit Zander Insurance for your free instant quote today!


      • Next Steps

      📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

      🎟️ Get Tickets to the Money & Relationships Tour

      🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

      🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.

      💵 Start your free budget today. Download the EveryDollar app!


      Listen to more from Ramsey Network

      🎙️ The Ramsey Show  

      🧠 The Dr. John Delony Show

      🍸 Smart Money Happy Hour

      💡 The Rachel Cruze Show

      💸 The Ramsey Show Highlights

      💰 George Kamel

      💼 The Ken Coleman Show

      📈 EntreLeadership


      Learn more about your ad choices. https://www.megaphone.fm/adchoices

      Ramsey Solutions Privacy Policy

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store
      The Ramsey ShowBy Ramsey Network
      • 4.5
      • 4.5
      • 4.5
      • 4.5
      • 4.5

      4.5

      37,076 ratings

      More shows like The Ramsey Show

      View all
      Money Guy Show by Brian Preston and Bo Hanson

      Money Guy Show

      3,145 Listeners

      Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

      Your Money, Your Wealth

      773 Listeners

      The EntreLeadership Podcast by Ramsey Network

      The EntreLeadership Podcast

      4,328 Listeners

      Ramsey Everyday Millionaires by Ramsey Network

      Ramsey Everyday Millionaires

      3,677 Listeners

      ChooseFI by ChooseFI

      ChooseFI

      5,087 Listeners

      Front Row Seat with Ken Coleman by Ramsey Network

      Front Row Seat with Ken Coleman

      2,510 Listeners

      The Rachel Cruze Show by Ramsey Network

      The Rachel Cruze Show

      3,722 Listeners

      DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing by Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav

      DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

      885 Listeners

      Borrowed Future by Ramsey Network

      Borrowed Future

      6,493 Listeners

      The Personal Finance Podcast by Andrew Giancola

      The Personal Finance Podcast

      1,352 Listeners

      The Ramsey Show Highlights by Ramsey Network

      The Ramsey Show Highlights

      761 Listeners

      The Dr. John Delony Show by Ramsey Network

      The Dr. John Delony Show

      7,028 Listeners

      The Fine Print with George Kamel by Ramsey Network

      The Fine Print with George Kamel

      779 Listeners

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

      236 Listeners

      Smart Money Happy Hour with Rachel Cruze and George Kamel by Ramsey Network

      Smart Money Happy Hour with Rachel Cruze and George Kamel

      3,098 Listeners

      Real Estate the Ramsey Way by Ramsey Network

      Real Estate the Ramsey Way

      175 Listeners