In this final installment of the Tough Money Mastery series, Wade Borth and returning guest David Zapata wrap up their discussion on building financial abundance and purpose. They explore the deeper "why" behind Infinite Banking, challenge traditional retirement and accumulation mindsets, and share practical ways to align your finances with every area of life. From the myths of qualified plans to the importance of liquidity, investing in yourself, and creating interdependence between money and purpose—this conversation offers a fresh, actionable perspective on taking control of your financial future.

Episode Highlights

01:00 - Infinite Banking: Beyond Basics.

02:20 - Tough Money Mastery overview.

03:50 - Common financial misconceptions.

06:15 - The importance of financial literacy.

07:45 - The myth of financial accumulation.

11:01 - Individualized financial advice.

14:30 - Risks of traditional financial planning.

17:05 - How accumulation affects retirement.

20:40 - The origin of retirement age.

23:45 - Role of liquidity in financial security.

25:10 - Changing thoughts on retirement.

28:55 - Issues with qualified plans.

31:30 - Evaluating financial investments.

34:20 - Perception of financial freedom.

37:55 - Role of government in financial planning.

41:40 - Questions about qualified plans.

46:20 - Real costs of college education.

49:25 - Long-term financial impacts of education.

01:06:22 - The need for liquidity in financial health.

Episode Resources

• Connect with Wade Borth

• https://www.sagewealthstrategy.com/

• [email protected]

• Connect with David Zapata

• [email protected]