Unfilter Yourself

I am definitely not a financial expert. In fact, I’m on an active journey of trying to UNLEARN things about finances that I always believed were right and true, but that I’m discovering most definitely WERE NOT. So I’m on this journey and want to use this platform to share things with you as I learn them. And today’s episode is all about everything I have learned from the Netflix series “I Will Teach You to be Rich” with Ramit Sethi, as well as from the podcast (and book) of the same name.  

Ramit helps people identify and create their rich life – whatever that rich life looks like to them. He challenges people to ignore what he calls the “three-dollar questions” and focus on the more important, three-HUNDRED-dollar questions. He also teaches people how they can spend extravagantly on the things that bring them the most joy by cutting mercilessly on the things that don’t.

In this episode, as I talk about the things I’ve learned through following him, I explain to you Ramit’s money dials – which are the different categories that we spend money on – and how, in order to turn one dial up, you need to turn another dial down. The money dials, according to Ramit, are:

Convenience
Travel
Health & fitness
Experiences
Freedom
Relationships
Generosity
Luxury
Social status
And self improvement 

I also explain how he defines an investment vs. a luxury.

And I explain his version of a “budget”, which he has titled his Conscious Spending Plan. This conscious spending plan has only four categories, and the amount that he recommends should be allotted to each are: 

Fixed Costs (50-60% of your take-home pay)
Investments (10% of your take-home pay)
Savings (5-10% of your take-home pay)
And Guilt-Free Spending (20-35% of your take-home pay) 

Resources: 

I Will Teach You to be Rich Podcast, with Ramit Sethi 

I Will Teach You to be Rich (book), by Ramit Sethi 

Download your Conscious Spending Plan by Ramit Sethi 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

EmpowerHER Live 2023! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

Listen to the EmpowerHER podcast with host, Kacia Ghetmiri! 

Ep. 37 of Realign With Your Purpose: GET IN THE ROOM! 

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The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams 

Connect with Josie:
*FREE Community 
*Monthly Membership 
*Group Coaching 
*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith

Let’s be honest... as we get older and our responsibilities grow, most of us stop thinking about PLAY. With all of our responsibilities as adults, play just doesn’t always feel important anymore. But fun and play are SO important. Even as adults! 

In this episode, I talk about all the important benefits of play for adults. 

First of all, play is extremely beneficial to your mental health. It reduces stress and minimizes the risk of burnout. It’s also good for your physical health, because it can be a part of your exercise routine. It can make exercise more fun, which will help you do it more often. Another benefit to play is that it can help you improve your relationships and connections with other people. It can help you with your communication with your partner, your co-workers, your friends, and your kids. 

Another very powerful benefit to play that isn’t given enough attention is that play helps you reconnect with your inner child. It gives your inner child a voice and an outlet. Which is going to help you reconnect with yourself. 

In this episode, I also talk about different types of “play personalities”: the collector, the competitor, the creator/artist, the director, the explorer, the joker, the kinesthetic player, and the storyteller. 

And if you want to start incorporating more fun and more play into your everyday life, but you’re not sure where to start, learn what you enjoy. Learn what makes you laugh. Remember what you loved as a kid. And just start there. 

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The Subconscious Mind Episode:
Ep. 20: The Things We Say TO Ourselves ABOUT Ourselves Matter 

Connecting with your Inner Child Episode:
Ep. 41: Re-Write Your Old Story - Don't Just Override It

The Journal Episodes: 

Ep. 14: The Strategy Behind Turning Dreams into Goals and Goals into Habits (Journal Episode Part 1) 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

EmpowerHER Live 2023! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

Listen to the EmpowerHER podcast with host, Kacia Ghetmiri! 

Ep. 37 of Realign With Your Purpose: GET IN THE ROOM! 

********** 

The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams 

Connect with Josie:
*FREE Community 
*Monthly Membership 
*Group Coaching 
*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith 

In today's Quick Bitch Sesh, I talk about the dangers of toxic positivity. I talk about what it is and how it leads to shame, guilt, inauthentic relationships, and unhealthy coping mechanisms. It threatens a person's ability to regulate emotions in a healthy way, and, at its most extreme, can even be abusive or used as a gaslighting tactic.

Toxic positivity devalues a person's emotions and dismisses a person's real experiences.

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Other episodes referenced in this episode:
Ep. 20: The Things We Say TO Ourselves ABOUT Ourselves Matter

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The 30-Day Purpose Journal : Reconnect with yourself, realign with your purpose, and reignite your dreams 

Connect with Josie :
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

EmpowerHER Live 2023 ! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

Listen to the EmpowerHER podcast with host, Kacia Ghetmiri! 

Ep. 37 of Realign With Your Purpose : GET IN THE ROOM! 

In today’s episode, I talk about how, as women, we are often forced to work AGAINST the natural cycles of our own bodies and our own hormones in order to function in a world that is designed to work in perfect harmony with the natural cycles that men go through. 

I touch briefly on two different cycles, or rhythms, in this episode. And then I go in-depth into a third cycle. The first cycle I briefly go over is the circadian cycle, or the circadian rhythm – which is the rhythm or the cycle of the sun. This is the cycle that most of us naturally use when it comes to our sleep.  

The next cycle I briefly touch on is the hormone cycle that men go through. Men’s hormones are on a 24 hour cycle, meaning their hormones are nearly the same every single day, and more or less follow the circadian cycle. Their testosterone levels are highest in the morning, and as the day progresses, those levels begin to go down until they reach the end of the day when the levels are at their lowest. This means that men’s highest point of productivity typically occurs during the normal work day. 

The final cycle I discuss – in-depth – is the hormone cycle that women go through. Women’s hormone cycles follow a 28-day cycle (on average). And within that cycle, there are four different phases where various hormones are at distinctly different levels. A woman’s hormone cycle even has its own name – it's called the infradian rhythm. And the different hormone levels that we as women have within our infradian rhythm affect our energy, focus, productivity, social interaction, communication, cognitive functioning, motivation, and mood. This episode is an in-depth discussion of the different phases of our infradian rhythm: the follicular phase, the ovulatory phase, the luteal phase, and the menstrual phase; and how to maximize the SUPER POWERS we possess during each of these phases based on our hormone levels. 

*A lot of the information I share in this episode around the infradian rhythm and the super powers contained within each of the phases of a woman’s hormone cycle are attributed to information I have learned from a process trademarked by Alisa Vitta called The Cycle Syncing Method. You can learn more about this method and the resources she has created on her website floliving.com.

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

EmpowerHER Live 2023 ! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

Listen to the EmpowerHER podcast with host, Kacia Ghetmiri! 

Ep. 37 of Realign With Your Purpose : GET IN THE ROOM! 

********** 

The 30-Day Purpose Journal : Reconnect with yourself, realign with your purpose, and reignite your dreams 

Connect with Josie :
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith  

I want to add a disclaimer to today's conversation - What I talk about in this episode may be a little bit triggering to some and is not in any way intended to be a substitute for professional counseling or coaching. I am not a licensed therapist, so if you recognize that certain things come up for you in listening to this conversation today that are hard to deal with, please reach out to a licensed therapist or find a reputable coach who specializes in the areas you might be struggling in.

In today's episode, I address the stories we learn as children and the messages we received about ourselves, other people, the world, an our place in all of it. None of us make it to adulthood completely unscathed. We all pick up messages about ourselves along the way that can be tied to some level of trauma or pain or challenge we experienced.

And in this episode, I talk about the way MOST people try to override those stories and why it rarely works. And then I give you a better way. A way that does work. A way that allows you to RE-WRITE the old story that's hurting you and holding you back into a NEW story of freedom and abundance at the identity level. 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU?

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level?

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift?

Do you want to believe that the dreams you’re trying to build are truly possible?

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!!

EmpowerHER Live 2023! Use Code JOSIE for $50 off!!!

Listen to the EmpowerHER podcast with host, Kacia Ghetmiri!

Ep. 37 of Realign With Your Purpose: GET IN THE ROOM!

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The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams

Connect with Josie:
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching

Would you like Josie to speak at your event?! Click here to inquire!

Follow me on IG: @therealjosiesmith

If you’ve been listening to this podcast for any amount of time, you know how much I talk about the process. How important the process is when it comes to working toward reaching your goals. How important it is to be present in the process, to GROW though the process. To FEEL the things you need to feel IN the process.

But for whatever reason, this is one of those things I still find myself getting caught up avoiding. Maybe you do too.

Because I don’t like moving slow. I don’t like having to WAIT for the transformation to happen. And because of that, I've always had a habit of trying to RUSH the process to get to the other side. Even though I know how important the process really is.

But in trying to rush through the process, we end up bypassing some of the feelings we need to feel along the way. So sometimes we need to backtrack, take smaller steps, and let it be ok that the journey isn't a race - it's a journey. And to get the most out of the journey, we need to allow ourselves to feel whatever comes up along the way. 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

EmpowerHER Live 2023! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

**********

The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams

Connect with Josie:
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith

I talk to a lot of women who are aspiring entrepreneurs, but many of them don't know where to start. In this episode, I share some of the more simple business models that you might consider when trying to decide what kind of business you want to start, and some of the questions to ask yourself to determine which options might be best for you. 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU?

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level?

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift?

Do you want to believe that the dreams you’re trying to build are truly possible?

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!!

EmpowerHER Live 2023! Use Code JOSIE for $50 off your General Admission or VIP ticket!!

**********

The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams

Connect with Josie:
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching

Would you like Josie to speak at your event?! Click here to inquire!

Follow on IG: @therealjosiesmith

We’re coming up on the final weeks of the school year, and today’s Quick Bitch Sesh is all about trying to survive these weeks! No strategies or mindset hacks today – today, we’re just dishing about the struggle. Because sometimes, the struggle IS REAL. 

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Have you have been looking for relationships with like-minded women? For a community where you can grow, be challenged, cheered for, supported, and where you feel safe to be YOU? 

Do you want to connect face to face with some of the smartest, most successful mentors and coaches in the entrepreneurial space? To learn real strategies and take your business and your life to the next level? 

Are you brave enough to challenge the perspective you have of yourself and your circumstances? To challenge yourself to a mindset shift? 

Do you want to believe that the dreams you’re trying to build are truly possible? 

Come with me to EmpowerHER Live 2023 and experience ALL OF THIS AND MORE!! 

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EmpowerHER Live 2023 ! Use Code JOSIE for $50 off your General Admission or VIP ticket!!  

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The 30-Day Purpose Journal : Reconnect with yourself, realign with your purpose, and reignite your dreams 

Connect with Josie:  

*FREE Community  

*Monthly Membership  

*Group Coaching  

*1:1 Coaching 

Would you like Josie to speak at your event?! Click here to inquire! 

Follow me on IG: @therealjosiesmith  

Today, I'm talking about the power of getting in the room. What room, you ask? The room that’s going to up-level you. The room that’s going to challenge you. The room that’s full of people who are SMARTER than you. Who are MORE SUCCESSFUL than you. Who are GROWING FASTER than you are. Who are doing things that maybe you don’t even know ARE POSSIBLE yet. And WHY don’t you know they’re possible? Because you haven’t gotten in the room yet! 

There are FIVE life-changing reasons to get in the room:

1. To create a community and build relationships;
2. To learn new skills;
3. To shift your perspective of yourself and your circumstances;
4. To see examples of what's possible;
5. To connect with mentors and coaches who can help you take your life to the next level.

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EmpowerHER Live 2023! Use Code JOSIE for $50 off your General Admission or VIP ticket!!

EmpowerHER Podcast with host, Kacia Ghetmiri

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Ep. 13: If You Want to Change Your Life, Change Your Environment

The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams

Connect with Josie:
*FREE Community
*Monthly Membership
*Group Coaching
*1:1 Coaching

Would you like Josie to speak at your event?! Click here to inquire!

Follow me on IG: @therealjosiesmith

On this podcast, I talk a lot about setting goals and dreaming big and (of course) being obsessed with personal growth. And I’ve said this more than once – and most personal development coaches will say the same thing – when you are working toward reaching a goal, and when you’re in the process of building your dream life, it’s never about the final destination.  

Because that final destination is going to change once you get there. 

Because once you get there, you’re going to see a new destination. You’re going to find a new dream. You’re going to set bigger goals. The real purpose behind all of it is the person you become in the process. 

Every goal you set for yourself requires you to step up your game and find a new level within yourself. Every goal you set for yourself creates an opportunity to expand as a human and to become an up-leveled version of yourself. 

That’s the only way to reach that next goal. You have to BECOME the person who is able to reach that next goal. 

And in today’s episode, I talk about 3 things you can do to start becoming that person today on your way to reaching that next big goal. 

1. Speak to your current self as the future version of yourself. 

2. Express gratitude for your future self as if you’re already there. 

3. Curate your social media to be in alignment with the future version of you.

And here’s all the links!!

The Subconscious Mind Episode: Ep. 20: The Things We Say TO Ourselves ABOUT Ourselves Matter  

The 30-Day Purpose Journal: Reconnect with yourself, realign with your purpose, and reignite your dreams 

The Journal Episodes: 

Ep. 14: The Strategy Behind Turning Dreams into Goals and Goals into Habits (Journal Episode Part 1) 

Ep. 15: The Daily Journaling Practice That Will Help You Reconnect with Yourself and Develop Your Mindset (Journal Episode Part 2) 

Follow me on IG: @therealjosiesmith