In the world of real estate appraisal, every professional faces a choice: are we simply hauling stones, or are we building cities? That question lies at the heart of USPAP: Stones or Cities, a reflection on why appraisers must embrace not only the technical details of valuation but also the broader ethical and professional vision that underpins public trust.

The Uniform Standards of Professional Appraisal Practice (USPAP) serve as more than a checklist; they provide the ethical scaffolding that ensures our work builds confidence in markets, lenders, and communities. Too often, appraisers view compliance as a burden — like moving rocks from one place to another. But when we see our role through the lens of purpose, transparency, and integrity, our daily tasks become part of constructing something greater: fairness in lending, justice in taxation, and confidence in real estate markets.

Dr. James Graaskamp reminded us that real estate is never merely physical; it is social, economic, and ethical. Similarly, the USPAP Ethics Rule calls us to independence, impartiality, and freedom from bias. When appraisers honor these principles, they do more than complete assignments — they help shape the cities of tomorrow.

USPAP: Stones or Cities challenges each appraiser to ask: Am I simply producing reports, or am I contributing to a just and trustworthy marketplace? The answer defines not just our careers, but the legacy of the profession itself.

By embracing a professional vision rooted in ethics, competence, and leadership, appraisers move beyond stone-hauling to city-building — ensuring that their work truly serves the public trust.

And remember to keep your E&O up-to-date and have an experienced administrative law attorney on your side!