Wondering if you could really afford to cruise? Most people assume that you have to be wealthy to cruise. Not so — but it does take a certain amount of money, or a willingness to give up some things that you may now take for granted.

Everyone has to come up with their own budget and make their own decision as to what they have to have.

In this episode, Carolyn Shearlock discusses some of the hidden costs and tradeoffs that are glossed over in many discussions of what it costs to cruise. With ten years' experience, she's known everyone from bare bones low-cost specialists to those living the high life.

Music: "Slow Down" by Yvette Craig