It’s been another hectic week in the financial regulatory world, with Democrats unexpectedly outperforming in the midterm elections while separately another crypto meltdown ensued. But what will this mean for bankers? John Heltman, the Washington Bureau Chief of American Banker, and Brendan Pedersen, the financial services reporter for PunchBowl News, provide analysis on Democrats keeping the Senate, Rep. Patrick McHenry as the likely chairman of House Financial Services Committee, and whether the crypto news adds momentum to a stablecoin bill. They also discuss Twitter's nascent plans to become a payments company and offer money market products.