Budgeted money already has a place to go, but what should you do with a little—or a lot—of unexpected cash? In this episode, Dave gives practical advice on what to do with refunds, retirement and really big financial gifts. Also, a couple from Wisconsin visits the studio to scream, "We're DEBT-FREE!"

  

Say Goodbye to Money Stress:

• Hello to budgeting with EveryDollar: https://goo.gl/j2acMb

  

 Also Mentioned in This Episode:

• Help people win with money: https://goo.gl/zhrmcD
• The Graduate Survival Guide: https://goo.gl/PiMYjj

 

Summer Car Giveaway:

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway