In this episode, Kris Krohn discusses how the wealthy manage their money differently than the average person, emphasizing the importance of saving and investing smartly. He reveals that wealthy individuals don’t keep their money in regular bank accounts, which offer minimal returns, but instead use specialized financial tools like cash value dividend-paying life insurance policies. These policies offer guaranteed returns, tax-free growth, and the ability to borrow against the funds for investment purposes, such as real estate. Kris further outlines a three-step process to building wealth: saving a portion of income, investing wisely, and leveraging assets to generate cash flow for financial freedom.