Insurance Pro Blog Podcast

Why Does High Early Cash Value Life Insurance Exist?


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In the 11+ years, we've actively communicated with potential clients online, we've had quite a few people approach us who were looking at High Early Cash Value products. Typically whole life insurance with that sort of identifier in the product's name. 

And it begs the question: why aren't we keen on offering that flavor of whole life insurance to everyone? After all, we are the guys that made blended whole life insurance popular online--a concept that seeks explicitly to maximize the acceleration of cash value accumulation intentionally. So, that being the case, why wouldn't we recommend a product that is, by its very name, engineered to do that right off the shelf?

There's a short answer, and that is that it (high early cash value life insurance) doesn't work very well for most people. But of course, there's a much longer answer that explains why that's true and why it's different from how we usually set up a policy for our clients. That's why you must listen to today's episode for a more robust explanation. Please take some time to listen, and if you feel inclined, send us a message.  ____________________________________

If you'd like to find out how to get rich with life insurance even if you don't die, please click right here to get in touch with us; we'd love to help you determine if the concept might work for you. 

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