They might leave you a huge mess, but a "free for now" fire prevention service may be taking hold in Canada. Insurers have started contracting a private company to swoop in and do last-minute fireproofing on homes in B.C. and Alberta. Paul Haavardsrud and Danielle Nerman explain what that looks like, and how this new strategy could keep insurance premiums from going up faster than they already are.

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