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During this episode of the Host Planet Mortgage Podcast, Howard Reuben from HCH Financial Services assesses the current state of the holiday let mortgage market.

Howard discusses the Bank of England base rate, the Spring Statement, and stamp duty. He also shares details of the best holiday let mortgage products currently available.

Key takeaways:

• The Bank of England’s decision to hold the base rate was not a surprise
• Borrowers and investors who need to remortgage in 2025 should plan early and avoid going onto their lender’s standard variable rate (SVR)
• Hefty stamp duty fees are stalling the UK property market

2:00 Bank of England base rate holds steady at 4.5%
5:49 Advice for people who need to remortgage in 2025
9:23 Make sure you avoid the standard variable rate
11:16 The Spring Statement, stamp duty, and market sentiment
15:36 The best holiday let mortgage products on the market

Links:

Host Planet: https://www.hostplanet.club/

HCH Financial Services: https://www.hchfs.com/

James Varley: https://www.linkedin.com/in/jdsvarley/

Howard Reuben: https://www.linkedin.com/in/howardreuben/

Episode to check next: 

Everything you need to know about holiday let taxes: https://podcasts.apple.com/gb/podcast/everything-you-need-to-know-about-holiday-let-tax-changes/id1706573555?i=1000697982739

The Host Planet Mortgage Podcast is presented by James Varley – a holiday let investor and property manager who is also the Founder of Host Planet. Before founding Host Planet, James spent 20 years in the media, including almost a decade leading corporate communications for the FIFA World Cup Qatar 2022 organising committee.

Contact the show: [email protected]

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