The debt ceiling is a political bargaining chip used by both parties to get their desired outcomes. It is inevitable and does not have to be a bad thing, as long as it is kept under a certain percentage of revenue. The disruption to the monetary system will come from digital currencies, which will be backed by a military and government. The US is relatively stable, but the next 3-6 years will be volatile and rocky due to the economic downturn and Covid. Individuals should prepare for this by being aware of the situation and taking necessary precautions.

Carl Gould advises to buy assets at a discount and manage for cash flow during volatile times. He suggests investing in marketing and brand building, and for employees to show their boss how indispensable they are and be willing to come back to the office. Elon Musk's advice to go back to the office is also a sign that it's time to do so.

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