Yo Quiero Dinero

Episode 78 is all about dispelling myths around day-trading. We want to empower you with the information to make your own decision around your wealth-building journey. Hear from full-time trader and trading educator Teri Ijeoma—learn some of the basics and how you can start your learning journey!

Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. However, she was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time.

While traveling, Teri was constantly asked to show others how she was successfully trading in the stock market. She set up and taught her first class in Thailand, her second in Vietnam, and had a fully-fledged curriculum created by the time she returned to the States.

Teri now offers an online curriculum that shares her investing strategies with people all over the world. She also partners with organizations and companies to train and empower individuals to achieve financial freedom and build wealth through investing. Teri received her bachelor’s degree in Management Science from Massachusetts Institute of Technology (MIT) and her masters in Media and Communication from Dallas Theological Seminary.

She was named 2018 Entrepreneur of the Year by National Black MBA Association, and was the Grand Champion of Teachable’s 2019 Creator Challenge.

You can reach her on Instagram.

You can’t decide on a strategy that works for you when you don’t understand the full picture. This episode is great if you’ve ever been curious about trading—learn from one of our favorite trading educators!

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

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BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

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Episode 77 is about how to shift your money mindset, build your net-worth in alignment with your Self, and crush your money goals as a woman of color.

Bernadette Joy is a Filipina Financial Rockstar & Founder & CEO of CRUSH Your Money Goals®, a financial education and media company busting the myths of traditional personal finance to teachyou how to pay off debt, save for what matters and build real wealth [not fake Instagram rich].

Bernadette Joy and her husband went from 6 figures in debt to working towards their first $1M of net worth. Overwhelmed and ignored by traditional finance, she learned not just to talk the talk. She walks the walk, having paid off over $300,000 of debt in three years.

Dubbed her “magic recipe” by Good Morning America, she’s shared her trademarked five-step Crush Your Money Goals® method as a contributor for CNBC, TIME, and multiple TV and podcast shows.

You can follow Bernadette on Instagram, Facebook, Twitter and YouTube. You can also check out her podcast here.

• Identifying why we spend money
• Developing a positive money mindset
• The highs and lows of debt-payoff journeys
• Investing while continuing to pay off debt
• Balancing self-worth with net-worth

For full episode show notes, click here.

We love this episode because Bernadette doesn’t talk about personal finance through the lens of the traditional industry. She talks about it through the lens of a woman of color, women who don’t come from privilege. This is the kind of personal finance advice we want to follow. 

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

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All of February, we are exclusively featuring Black creators in the personal finance and entrepreneurship space. In Episode 76, we hear from Jamila Souffrant of Journey To Launch!

Jamila Souffrant is the creator and host of Journey To Launch, a blog turned podcast that she began as a way to document her journey to financial independence. Jamila was pregnant with her first son and dealing with a 3-4 hour long commute. She knew right then that she needed to figure out a way to retire early and buy back her freedom. In 2018, she found herself packing up her cubicle and heading out the door for the last time. Why? Because she had finally achieved the financial freedom she needed to leave her job and become a full-time entrepreneur.

Two million downloads later, Jamila inspires listeners (known as journeyers) to eliminate debt, save more money and increase their net worth so that they can ultimately achieve Financial Freedom & Independence.

• The trial-and-error of trying to find side hustles
• Her decision-making process when transitioning to a full-time entrepreneur
• Designing her life intentionally while reaching financial independence
• Getting your partner on board with FIRE
• Financial self-care

For full episode show notes, click here.

If you’ve been feeling anxious as you embark on your money or entrepreneurial journey, this episode will reaffirm your decision-making. Nothing about this journey is easy, clear, or void of obstacles—especially when you’re a first-generation wealth-builder. Jamila paints it like it is with zero shame.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

WANT TO KICKSTART YOUR FINANCIAL JOURNEY? DOWNLOAD OUR FREE 14-PAGE GUIDE COVERING ALL THE TOPICS YOU NEED TO START MAKING YOUR DINERO MOVES, JUST VISIT YOQUIERODINEROPODCAST.COM/START. FROM MONEY MINDSET, TO BUDGET BASICS, WE’VE GOT YOU COVERED.

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

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Episode 75 is all about how to navigate your finances as an immigrant or someone who is completely unfamiliar to the world of personal finance.

Oyifijeh Aadum is founder of Immigrants Thrive, a financial education platform that serves immigrants to North America by empowering them with the knowledge, tools and resources they need to save more, pay off their debt, build wealth in a sustainable way and give back to their communities.

A native of Nigeria, she worked in the international financial industry for over 8 years, and soon realized that many financial professionals are just selling products, rather than educating their clients.

She uses her platform to provide the financial education needed to traverse the complicated world of finance and investment in North America. She also has a weekly podcast, Thrive With Fijeh, where she answers most pressing money and business questions from her community.

• The “catch up” that immigrants have to play in their new host country
• The power of knowledge
• The overwhelming project that is learning about finance
• Feeling undeserving of a set of information
• How to start your learning journey

For full episode show notes, click here.

This episode with Oyifijeh will leave you feeling affirmed, like your journey into personal finance education is absolutely yours, especially as an immigrant. She reminds us that this is scary—but even then, take the fear as a sign that you are on the right track.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 74 is all about why you need to start investing. We’re talking net-worth, financial security, generational wealth, and mindset.

Dr. Hans Boateng is the most trusted investment tutor in the country and founder of The Investing Tutor, a digital platform he created to teach people how to build generational wealth through investing. He earned his Path of Distinction MBA from William and Mary and holds a Doctor of Pharmacy from St. John Fisher College. Born and raised in Ghana, West Africa, he recognized the lack of investment literacy in immigrant and minority households.

When he discovered how rich families built their fortune using the stock market, he decided to become an investor. After reading 400 books, 40,000 financial articles and spending 11 years pursuing mastery. Dr. Hans now teaches his proven strategies. He has impacted the lives of countless professionals and placed many families on the path to Generational Wealth.

You can follow Dr. Hans on Instagram, Facebook and Twitter.

• His investing learning journey
• His three pillars of financial security
• Critiquing the common perception that anything about money is vilified
• The importance of mindset

For full episode show notes, click here.

Dr. Hans is one of the most well-informed, thorough, easy to understand personal finance educators. Having him on the show was a true honor; we are so excited for you all to meet him!

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 73 is all about how to choose a side hustle that aligns with your passions. We hear from blogger and business coach, Latasha Peterson!

Latasha Peterson is a blogger, side hustle coach and creator of Arts and Budgets, a blog dedicated to side hustles! Before she started her blog + biz, she would often create music with a group of Creatives who were also looking to do what they love on a daily basis and make income from it. It was with them that she felt empowered and inspired to help other creatives who were seeking to follow their passions just like her. So she started a blog where other creatives could find resources to grow their blog +biz, make extra money while on the journey, and do what they love on a daily basis!

You can follow Latasha on Instagram, Twitter, YouTube and Facebook.

• Quick side hustles
• The patience that is required with entrepreneurship
• How to choose a side hustle
• Imposter syndrome

For full episode show notes, click here.

If you are new to the side hustle world or are itching to learn more about how to diversify your streams of income, be sure to listen to this episode. Check us out on your favorite streaming platform!

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 72 is about how a single mother has tackled paying off her five-figure debt.

Dyana King is a Millennial money coach & Founder of Money Boss Mama, where she inspires women to become a money boss from the inside out by paying off debt, saving money, budgeting, and shifting their money mindsets. She was a 21-year-old college student when she had herfirstborn, making less than $10 per hour, yet she had to be the primary financial provider for her daughter. After struggling to make ends meet and battling with hopelessness, Dyana decided she was done with the cycle of struggle.

In September of 2016, with nothing but faith and a few Google searches under her belt, she began her journey to debt freedom. After a lot of trial-and-error and going into more debt multiple times, she managed to pay off $34.9K in debt over 4 years and now she helps single women and moms improve their finances and become money bosses. She’s a proud single mom of two.

You can find out more about Dyana and her services at MoneyBossMama.com. Be sure to follow her on Instagramand YouTube.

• Growing up in a single-parent household
• Being forced to grow up while still a kid
• Starting her debt-free journey out of necessity
• Developing a workaholic mentality out of scarcity
• Finding balance

For full episode show notes, click here.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 71 is about how Nika Booth is tackling her six-figure debt. She shares her debt story, payoff methods, and what’s helped her remain motivated.

We are excited to present our first guest in this series in this bonus episode. In episode 71, we hear from Nika Booth, of Debt Free Gonna Be™.

Nika is a single woman on a journey to slay her 6 figure debt. After suffering from depression she got serious about getting out of debt. Nika started documenting her debt free journey on Instagram as Debt Free Gonna Be™ and is now a personal finance community and coaching business, helping thousands of people to take control of their finances, get out of debt, and live the life they deserve.

You can follow Nika’s debt payoff journey on Instagram, Facebook, Twitter and Pinterest. Be sure to check out her blog.

• Going into credit card debt in order to keep up with a lifestyle
• Deferring your student loans
• Hitting a motivation standstill
• Debt Snowball method
• Investing while paying off debt

For full episode show notes, click here.

This episode with Nika will inspire you! She lays it bare and shares all the highs and lows of her journey, including the reality that this isn’t her first attempt at the journey!

Personal finance IG creators will make you believe the debt payoff journey you’re seeing was “the one”—while for some, it might be, Nika shares that this has been an effort that’s taken multiple attempts. 

Listen on your favorite streaming platforms!

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 70 comes with Jannese’s nine tips on how she made over $100,000 in side hustle income in 2020! If you’re ready to add some additional income streams in your life this year, this is the episode for you!

For episode 70, the host and creator of Yo Quiero Dinero™, Jannese Torres, brings you her first monthly solo episode of the season, where she drops all the tea on the nine steps she took over the last 8+ years to reach her first six-figure side-hustle income.

If 2020 has taught us anything, it’s that diversifying our income streams is a must. After experiencing a layoff in her full-time job back in 2013, Jannese decided that she no longer wanted to rely on a single source of income. At the time, Jannese took what was most interesting and fun for her to start a blog: Delish D’Lites. Now, she didn’t monetize this until a few years after she started the blog; it took some time. But in this episode, Jannese is giving you the nine things that brought her to this point—of now earning six figures.

• Monetizing what she enjoys
• Tapping into your skills
• Practicing patience
• Jannese’s nine tips

For full episode show notes, click here.

Grab your pens and paper because you’ll want to take notes for this one!

Every month, Jannese be doing solo episodes. If you want to hear about something specific, send us an email at [email protected], where we’ll be looking for our community’s requests and questions. We want to make sure you feel heard.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Episode 69 is all about how one queer, married couple is pursuing FIRE while earning different salaries. Listen to this episode to hear about a journey to FI/RE, love and money, and a six-figure debt payoff.

For Episode 69, we have G and J, the anonymous married couple behind Gay Husbands on FIRE.

This millennial couple is in their early 30s, living in NYC, and planning for a life of financial independence. J is originally from Colorado and G is originally from Colombia. They met in Philadelphia in 2013 and have been living together since 2015. They’re DINKs (double income no kids) on a journey to reach FIRE within the next decade!

You can follow their journey on Instagram.

• Inheriting a money mindset based on your country of residence
• Talking about money in new relationships
• Finances when you move in with your partner
• Paying off debt from a place of fear
• Their rabbit hole towards FIRE

For full episode show notes, click here.

Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.