No Need To Buy Whole Life Insurance, Skip The Middleman...

Today, we’re talking about the “scam” that has been perpetuated by life insurance companies for over a hundred years. I know, I can hear you saying to yourself, “which scam is that, there are so many to choose from”?

Am I right? I'm talking about the supposed scam to sucker you out of the gains that you could be making. if you skipped life insurance and bought the investments that they put their money in—yourself.

As you know, when you give a life insurance company your money (aka paying your premium), they're just investing your money in something you could do for yourself. And it’s a question we get a lot. Various articles and blog posts have been written on this argument, suggesting that you could skip that, avoid paying those fees and invest your cash in those things they are going to buy yourself.

But something as seemingly boring as bonds is quite complex. And if you think you can replicate that in the same way an institutional investor is, you’re kidding yourself. And the bigger point that people miss is that the insurance company is wrapping up those bonds so that you don’t have the principal loss. You’re not going to achieve the same result that an insurance company does. _____________________________ If you'd like to look at how a whole policy might work for you. Please click right here to contact us and grab some time on our calendar to discuss your specific situation.